Capital Home Mortgage Texas
Texas Home Purchase
Texas Home Purchases
Looking into Texas Home Purchase? Learn about term options and Texas loan programs to find the mortgage loan that is best for you.
Why Texas is Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Texas Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Texas Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Texas Mortgage Rates
Capital Home Mortgage Texas is dedicated to offering great Texas Mortgage Rates and Low Fees all while providing exceptional customer service. Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing. Call today to speak with a mortgage officer or request a no obligation quick rate quote.
Capital Home Mortgage Texas Mortgage Team
Texas Fixed Rate Mortgage Loans
All Fixed Rate Mortgage Loans are designed to have equal payments for the specified term. These loans offer predictability and are deemed to be less risky for borrowers. Fixed Rate Mortgage Loans are available with all mortgage products and are typically offered in 15 year and 30 year terms. However, Fixed Rate Mortgage Loans are also offer in 10 year, 20 year and 25 year terms although less common due to demand.
Texas Adjustable Rate Mortgage Loans
Adjustable Rate Mortgage Loans known as ARM s are also available with all mortgage products although are limited with FHA Home Mortgages, VA Home Mortgages and USDA Home Mortgages. ARM’s are great fit for home buyers who plan to sell or refinance their home between 1 and 10 years and are looking for the lowest possible payment. ARM’s are also a product the offers a lower rate during times where fixed rates are demanding higher rates. An adjustable rate mortgage begins as fixed rate for a specific period of time then adjusts the rate on a predetermined time period and a predetermined amount based on financial index and a fixed margin.
Texas Mortgage Purchase Programs
Capital Home Mortgage Texas is a full service Texas mortgage lender offering a complete line of mortgage programs:
Texas FHA Home Mortgages – Designed to Make Home Ownership Easy By Offering Lower Credit Scores and Low Down Payments,
Texas VA Home Mortgages – 100% Financing with No Loan Limits for All Active Duty Military, Retired, Honorably Discharged Service Members or Surviving Spouses, Texas USDA Home Mortgage – Financing for Rural Properties With Zero Down, Texas Conventional Home Mortgage – Offers Great Rates and Higher Loan Limits for Primary, Secondary and Investment Properties, Texas Jumbo Home Mortgage – Financing For Purchases Where the Loan Exceeds Conforming Limits, Texas Reverse Home Mortgage – Financing of a Home Purchase Where the Borrowers are Over 62 Years Old and Are Wanting to Eliminate Monthly Mortgage Payments and Texas Native American Mortgage (El Paso Area Only) – Financing with Low Down and No Credit Score Requirements.