Juneau Mortgage Payment Calculators
The mortgage calculators for FHA, VA, and conventional loans in Juneau Alaska are provided below. The FHA calculator can be used for USDA and Native American loans, while the conventional calculator can be used for jumbo loans. Construction loans and reverse mortgages Call a loan officer to talk about your alternatives.
Mortgage payments are the sum of the annual property taxes, annual hazard insurance, interest on the loan, and principal that must be repaid during the period of the loan, split monthly. Principal, interest, taxes, and insurance, or “PITI,” is the term used frequently to refer to this sum. A monthly Mortgage Insurance Premium is also included in the payment for conventional loans with loan-to-value ratios above 80% and FHA loans. There is no monthly MIP on VA loans.
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Explore Monthly Payment Options... Select Your Mortgage Type Below
What Makes Up a Mortgage Payment?
Components of Mortgage Payments
- Principal: The portion of the payment that goes towards paying down the loan balance.
- Interest: The cost of borrowing the principal, calculated as a percentage of the remaining loan balance.
- Taxes: Annual property taxes are typically estimated and divided by 12 to get a monthly amount.
- Insurance: This includes homeowner’s hazard insurance, which is also divided by 12 for monthly payment calculations.
Additional Considerations
- Mortgage Insurance Premium (MIP): For FHA loans, MIP is added to the monthly payment, as is PMI for conventional loans with an LTV over 80%. VA loans are unique in that they do not have this monthly premium, making them more affordable for eligible borrowers.
- Loan Terms: The calculators can adjust based on various loan terms (e.g., 15-year vs. 30-year), impacting monthly payment amounts and total interest paid over the life of the loan.
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Juneau Home Purchase loans
Looking to Purchase a Juneau Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
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Juneau FHA Home loans
Great 1st Time Juneau Homebuyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Juneau va Home Loans
100% Financing for Juneau Vets
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Juneau Conventional Home loans
Flexibility for Juneau Homebuyers
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
Juneau Jumbo Home Loans
Juneau Non-Conforming Home Loans
- Primary & 2nd Homes
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- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Juneau USDA Home loans
100% Rural Juneau Home Loans
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Juneau Native american Home Loans
Juneau Hud 184 Home Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Juneau Manufactured Home loans
Great Juneau Alternative Housing
- Existing Purchase or Refinance
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- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Juneau Reverse Mortgage Loans
Your Juneau Home at Work
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Juneau Alska Non QM Home loans
Making Juneau Mortgages Possible
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- Primary, Secondary, Investment
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- Corporations OK
Juneau Construction Home Loans
Build Your Juneau Dream Home
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Juneau Refinance Mortgage loans
Juneau Rate & Term Refinance
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