Welcome to Capital Home Mortgage Alaska, where we strive to provide Alaska Home Loans to Alaska homebuyers and homeowners at competitive rates and fees while giving great service.  First and foremost, we’d like to thank you for the opportunity to earn your business.  We recognize that acquiring a house is the most important decision of most people’s life, which is why Capital house Mortgage Alaska offers dedicated points of contact throughout the mortgage process.  This assures a stress-free experience, with an on-time close.  After all, buying a home should be enjoyable as opposed to stressful.

Capital Home Mortgage Alaska, as a direct Alaska mortgage lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, sensible approvals and timely closings.  We have complete control over every detail from the application to funding.

Capital Home Mortgage Alaska is a full-service Alaska mortgage lender that offers a wide range of mortgage products as well as competitive Alaska mortgage rates.  Whether you are a first-time purchaser seeking an Alaska FHA Home Loan, looking for a rural property and needing an Alaska USDA Home Loan, a Native Alaskan wanting to use the HUD 184  Alaska Native American Home Loan, an active or retired veteran in need of an Alaska VA Home Loan, or a seasoned buyer in need of an Alaska Conventional Home Loan, we are here to assist.   

Call today (907) 531-5048 to talk to one of our Alaska Loan Officers.

Alaska, is the largest state in the United States by area and is located in the extreme northwest of North America, separated from the rest of the continental United States by Canada.  Known for its diverse natural landscapes and rich wildlife makes the state a popular destination for wildlife enthusiasts and nature lovers.  Alaska has a varied climate, with regions experiencing subarctic to polar climates.  Winters can be extremely cold, while summers may be relatively mild, especially in coastal areas.

Alaska’s economy is heavily dependent on natural resources, including oil, natural gas, and fishing. Tourism also plays a significant role in the state’s economy, attracting visitors with its pristine wilderness and outdoor activities.  Alaska is home to diverse indigenous cultures, including the Inuit, Yupik, Aleut, Athabaskan, and others. Native traditions and art are an integral part of Alaska’s cultural heritage.

Alaska’s real estate market can be influenced by factors such as its unique geography, climate, and economic conditions. Home prices may vary based on location, with urban areas generally having higher prices than more rural areas.   Like many real estate markets, supply and demand play a significant role. In some areas, there might be a balance between supply and demand, while others may experience housing shortages or oversupply.

The state’s economy, which is often linked to industries like oil, tourism, and fishing, can impact the real estate market. Economic stability and job growth are factors that can affect housing demand.

Alaska has many remote and rural areas where the real estate market may function differently compared to urban areas.  Accessibility, infrastructure, and local economic conditions can influence property values.  The real estate market in Alaska can be influenced by seasonal factors.  Harsh winter conditions may impact buying and selling activities.

Thank you again for allowing us to help you with your Alaska Home Loan.