Montgomery Mortgage Lender
As a direct Montgomery mortgage lender and servicer Capital Home Mortgage Montgomery offers a complete line of mortgage products for every mortgage need. Whether you looking to buy your first Montgomery Alabama home, refinance your current Montgomery mortgage or consolidating debt, our highly experienced Capital Home Mortgage Montgomery team of professionals will work with you to find the best loan program to fit your budget and your individual needs. As no two loans are identical, we provide our loan officers the tools, support and flexibility to make the right decisions for their customers. This progressive approach to lending along with streamlined mortgage procedures is our way of making the American Dream of homeownership a reality for our customers.
Our dedicated team of mortgage professionals are focused on our customers and making sure that the home mortgage experience is smooth and stress free. Thank you for considering Capital Home Mortgage Montgomery as your partner in achieving your dream home ownership, we look forward to the opportunity to serve you.
Why Montgomery HomeBuyers are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates and Low Fees
Exceptional Service
7 Day a Week Support Application to Final Mortgage Payment
Montgomery Alabama Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for the mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness
Montgomery Mortgage Programs
Montgomery Home Purchase loans
Looking to Purchase a Montgomery Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Montgomery Renovation Home Loans
Looking to Rehab a Montgomery Home?
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Montgomery FHA Home loans
Great 1st Time Montgomery Homebuyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Montgomery va Home Loans
100% Financing for Montgomery Vets
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Montgomery Conventional Home loans
Flexibility for Montgomery Homebuyers
- Primary, 2nd Home, Investment Properties
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Mortgage Terms
- Renovation Programs Available
Montgomery Jumbo Home Loans
Montgomery Non-Confirming Home Loans
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Montgomery USDA Home loans
100% Rural Montgomery Home Loans
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Montgomery Native american Home Loans
Montgomery Hud 184 Home Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Montgomery Manufactured Home loans
Great Alternative Montgomery Housing
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Montgomery Reverse Mortgage Loans
Your Montgomery Home at Work
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Montgomery Non QM Home loans
Making Montgomery Mortgages Possible
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment Properties
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Montgomery One Time Close Home Loans
Build Your Montgomery Dream Home
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Montgomery Refinance Mortgage loans
Montgomery Rate & Term Refinance
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Montgomery Cashout Mortgage Loans
Montgomery Equity Mortgage Loans
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education
