Capital Home Mortgage Montgomery

Montgomery One Time Close Home Loans

One Time Close Mortgage Lender Montgomery alabama

One-Time Close Construction Loans Montgomery Alabama

A Montgomery One-Time Close Construction Loan is a mortgage loan that enables the borrower to acquire construction financing and permanent financing simultaneously. This financing option combines the interim and permanent loan transactions into a single transaction, and the borrower receives approval for the permanent loan before construction commences. This loan is frequently used to finance the construction of a principal dwelling.

The One-Time Close Construction Loan can be used with a several different home loan programs: FHA, VA, USDA, Native American HUD 184, and Conventional. Each program has different credit score and loan to value restrictions as well as different fees. This is Subject to change with Market.

Apply for a Montgomery One-Time Close Construction Loan

The construction of a new Montgomery home is a significant undertaking with numerous factors to consider. With a One-Time Close Construction Loan, Capital Home Mortgage Montgomery is here to facilitate this process. From groundbreaking to move-in, we provide a seamless process. Our Loan Officers will work with you and your home builder to ensure everything flows well. Call us at (334) 229-9782 to speak with one of our Montgomery One Time Close Construction Loan Specialists.

Why Montgomery HomeBuyers are Choosing Capital Home Mortgage

Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7 Day a Week Support Application to Final Mortgage Payment

Montgomery Alabama Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.

Demand for mortgage Securities
Property securing the mortgage
occupancy of the property
Loan to value of the property
Borrower’s credit worthiness

Montgomery One Time Close Construction Home Loans

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan. Call today to see how a OTC loan works.

Primary Residence Only
Close Once
Lock Rate at Contract
Traditional Final Mortgage

Montgomery Mortgage Programs

Montgomery Home Purchase loans

Looking to Purchase a Montgomery Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.

Primary, 2nd Home, Investment
Low Rates & Fees, No fee Options
FHA, VA, USDA, Native American
Conventional, Jumbo & Renovation
Manufactured, Construction, Reverse

Montgomery Renovation Home Loans

Looking to Rehab a Montgomery Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.

Remodel, Renovate or Repairs
FHA 203K Streamline
FHA Full Documentation Rehab
Fannie Mae Homestyle Reno
Freddie Mac Home Choice Reno

Montgomery FHA Home loans

Great 1st Time Montgomery Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.

Smaller Down Payments
Flexible Underwriting Guidelines
Higher Debt to Income Allowed
Lower Credit Scores – Down to 500
Down Payment Gifts Allowed

Montgomery va Home Loans

100% Financing for Montgomery Vets

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.

No Mortgage Loan Limits
Simple Qualifying
Higher Debt to Income Allowed
Lower Credit Scores – Down to 500
Manual Underwriting Allowed

Montgomery Conventional Home loans

Flexibility for Montgomery Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.

Primary, 2nd Home, Investment Properties
Single and Multi-Family Properties
Variable Mortgage Insurance Options
Low Rates & a Variety of Mortgage Terms
Renovation Programs Available

Montgomery Jumbo Home Loans

Montgomery Non-Confirming Home Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.

Primary & 2nd Homes
Variety of Mortgage Programs
Simple Qualifying for Veterans
Investor Specific Guidelines
Credit Score Minimums

Montgomery USDA Home loans

100% Rural Montgomery Home Loans

USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.

Primary Residences
No Down Payment Required
New Manufactured Homes Allowed
Closing Costs / Repairs Rolled In
Geographic and Income Limits Apply

Montgomery Native american Home Loans

Montgomery Hud 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.

Primary Residence Only
Manual Underwriting for All Loans
No Credit Score Requirements
Tribal Grants Allowed
Purchase, Refinance, and Renovation

Montgomery Manufactured Home loans

Great Alternative Montgomery Housing

Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.

Existing Purchase or Refinance
New Construction
One Time Close Land/Home Combo
Lock at Contract
FHA, VA, USDA, Native American

Montgomery Reverse Mortgage Loans

Your Montgomery Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.

Primary Residence Only
Simple Qualifying – Equity Based
No Credit Score Requirements
Minimum Age 62
Purchase, Refinance, and Cash-Out

Montgomery Non QM Home loans

Making Montgomery Mortgages Possible

Looking for Non Traditional Home Mortgage Loan? Contact a Loan Officer Today to discuss the alternative mortgage options currently available.

Purchase, Refinance & Cash-out
Primary, Secondary, Investment Properties
Full Doc Programs
Alt Doc Programs
Corporations OK