Welcome to Capital Home Mortgage Alabama, where our goal is to provide Alabama Home Loans to Alabama homebuyers and homeowners with low rates and fees while providing exceptional service.

First, we want to thank you for the opportunity to earn your business.  We understand that purchasing a home is the biggest decision of the most people lives and that is why Capital Home Mortgage Alabama provides dedicated points of contact throughout the entire mortgage process.  This ensures a stress-free smooth experience finishing with an on time closing.  After all buying a home should be exciting, not stressful.

As a direct Alabama Mortgage Lender, Capital Home Mortgage Alabama controls the lending process from start to finish.  Our in house processing and underwriting allows for quick make sense approvals and on time closings.   This control means from application to funding we make every decision.

Capital Home Mortgage Alabama is a full service Alabama Mortgage Lender that offers a wide range of mortgage products as well as competitive Alabama Mortgage Rates.  Whether you are a first-time purchaser seeking an  Alabama FHA Home Loan, looking for a rural property and needing an  Alabama USDA Home Loan, Native Alabamian wanting to use the HUD 184  Alabama Native American Home Loan, an active or retired veteran in need of an  Alabama VA Home Loan, or a seasoned buyer in need of an  Alabama Conventional Home Loan, we are here to assist.

Call today (205) 352-1030 to speak with our Alabama Loan Officers.

Alabama, is known for its rich history, Southern hospitality, diverse culture, and natural beauty. Montgomery is the capital city, while Birmingham is the largest city in the state. Alabama played a significant role in the civil rights movement and is home to various historical landmarks associated with that period. The state also boasts scenic landscapes, including the Gulf Coast beaches, the Appalachian Mountains in the northern part, and numerous rivers like the Tennessee River.

Alabama’s real estate market has shown steady growth in recent years. Cities like Birmingham, Huntsville, and Mobile have seen increased demand for residential properties. The state offers a diverse range of housing options, from urban apartments to suburban homes and rural properties. Factors such as job growth, a relatively low cost of living, and favorable weather contribute to its attractiveness for homebuyers and investors. Whether you’re looking for a starter home, investment property, or commercial real estate, Alabama provides various opportunities across its regions.

Alabama is located in the Southeastern region of the United States, with Tennessee and Georgia to the north, Florida and the Gulf of Mexico to the south, and Mississippi to the west. Alabama is the 30th largest state by land area and the 24th most populous state in the United States.

Thank you again for allowing us to help you with your Alabama Home Loan