Capital Home Mortgage Alabama

Alabama Home Loans

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Alabama Mortgage Lender

Welcome to Capital Home Mortgage Alabama. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision of the most people lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire mortgage process.  This ensures a stress free smooth experience finishing with an on time closing.  After all buying a home should be exciting, not stressful.  Alabama Mortgage Lender, Capital Home Mortgage controls the lending process from start to finish.  This means from application to funding we make every decision.  Our in house processing and underwriting allows for quick make sense approvals and on time closings.  Capital Home Mortgage is a full service Mortgage Company providing a complete line of mortgage products along with great Alabama Mortgage Rates. Whether you are a first time homebuyer looking at an Alabama FHA Home Loan, an active duty or retired veteran needing an Alabama VA Home Loan or a seasoned buyer requesting an Alabama Conventional Home Loan we are here to help. Thank you again for your interest in Capital Home Mortgage Alabama and we look forward to providing your new mortgage.

Why Alabama is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Alabama Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Alabama Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Alabama Mortgage Rates

Alabama Mortgage Loans

Alabama Home Purchase

Buying an Alabama Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Alabama Renovation Home Loans

Alabama Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Alabama FHA Home Loans

1st Time Alabama Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Alabama VA Home Loans

100% Loans for Alabama Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Alabama Conventional Home Loans

Flexibility for Alabama Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Alabama Jumbo Home Loans

Great Alabama Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Alabama USDA Home Loans

Alabama Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Alabama Native American Loans

Alabama HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Alabama Manufactured Home Loans

Alabama Mobile Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Alabama Reverse Mortgages

Your Alabama Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Alabama Mortgage Refinance

Alabama Cash-out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Alabama Non Qualified Mortgage

Making Alabama Mortgages Possible

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Alabama Mortgage Team

Conor Hayhurst

Managing Director
NMLS 743506

Damon Embler

Loan Officer
NMLS 882260

Kelly Cameron

Loan Officer
NMLS 178093

Lynette Surman

Loan Officer
NMLS 2097265

Alabama Mortgage Company Reviews

Alabama Cities

Birmingham Home Loans

Montgomery Home Loans

Mobile Home Loans

Huntsville Home Loans

Tuscaloosa Home Loans

Hoover Home Loans

State Specific Mortgage Information
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