Capital Home Mortgage South Carolina

South Carolina Home Loans

Home Purchase
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South Carolina Mortgage Lender

Welcome to Capital Home Mortgage South Carolina. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct South Carolina Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service South Carolina Mortgage Company providing a complete line of home loan products along with great South Carolina Mortgage Rates.

Whether you are a first-time homebuyer looking at a South Carolina FHA Home Loan, active duty or retired veteran needing a South Carolina VA Home Loan, or a seasoned buyer with a South Carolina Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why South Carloina is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great South Carolina Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

South Carolina Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

South Carolina Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

South Carolina Loan Programs

South Carolina Home Purchase

Buying a South Carolina Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

South Carolina Renovation Home Loans

South Carolina Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

South Carolina FHA Home Loans

1st Time South Carolina Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

South Carolina VA Home Loans

100% Loans for South Carolina Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

South Carolina Conventional Home Loans

Flexibility for South Carolina Buyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

South Carolina Jumbo Home Loans

Great South Carolina Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

South Carolina USDA Home Loans

South Carolina Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

South Carolina Native American Loans

South Carolina HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

South Carolina Manufactured Home Loans

South Carolina Mobile Homes

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

South Carolina Reverse Mortgages

Your South Carolina Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

South Carolina Mortgage Refinance

South Carolina Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

South Carolina Non Qualified Mortgage

Making South Carolina Mortgages Possible

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

South Carolina Mortgage Team

Conor Hayhurst

Manager
NMLS 743506

Damon Embler

Sr Loan Officer
NMLS 882260

chris erwin

Sr Loan Officer
NMLS 914064

Dale Gremillion

Manager
NMLS 210325

South Carolina Mortgage Company Reviews