Welcome to Capital Home Mortgage South Carolina, where we strive to provide South Carolina Home Loans to South Carolina homebuyers and homeowners at competitive rates and fees while providing outstanding customer service.  First, we’d like to thank you for the opportunity to earn your business.  We understand that purchasing a home is the most important decision of most people’s life, which is why Capital Home Mortgage South Carolina offers dedicated points of contact throughout the mortgage process.  This assures a stress-free and pleasant experience, with an on-time close.  After all, buying a home should be exciting rather than stressful.

Capital Home Mortgage South Carolina, as a direct South Carolina Mortgage Lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings.  We have complete control over everything from the application to the funding process.

Capital Home Mortgage South Carolina is a full-service South Carolina Mortgage Lender that offers a wide range of mortgage products as well as competitive South Carolina Mortgage Rates.  Whether you are a first-time purchaser seeking a South Carolina FHA Home Loan, looking for a rural property and needing a South Carolina USDA Home Loan, a Native South Carolinian wanting to use the HUD 184  South Carolina Native American Home Loan, an active or retired veteran in need of a South Carolina VA Home Loan, or a seasoned buyer in need of a South Carolina Conventional Home Loan, we are here to assist.

Call today (803) 769-7772 to talk to one of our South-Carolina Loan Officers.

South Carolina, is often referred to as the “Palmetto State.” South Carolina is located in the southeastern region of the United States.  It is bordered by North Carolina to the north, Georgia to the southwest, and the Atlantic Ocean to the southeast. The capital is Columbia and other major cities include Charleston, Greenville, Spartanburg, and Myrtle Beach.

The economy of South Carolina is varied, with major contributions from the manufacturing, agricultural, tourism, and service sectors.  The manufacturing sector in the state is well-known, with a focus on textile, automotive, and aerospace production.

The University of South Carolina, Clemson University, and the College of Charleston are just a few of the state’s many universities.

South Carolina, one of the original thirteen colonies, was significant to American history.  It was a major player in the plantation era Southern economy, largely reliant on agriculture and slavery.

The state is a well-liked travel destination because of its stunning beaches, historic landmarks, and kind Southern people.  Visitors from all over the world come to Charleston because of its rich history and well-preserved architecture.  There is a wide variety of natural attractions in South Carolina, such as the northwest’s Blue Ridge Mountains and the state’s coastal regions with its beaches, marshes, and barrier islands.

There is an increasing demand for both residential and commercial properties in South Carolina’s real estate market.  Particularly robust growth and demand have been observed in cities like Greenville and Charleston.

States have different pricing for homes. Housing expenses are typically higher in major cities and coastal areas.  In general, median home prices have been rising, which in certain areas indicates a seller’s market.

The state has seen a growth in the number of residents moving here from other regions of the nation, which has raised housing demand.  Retirees and those looking for a coastal lifestyle are drawn to coastal towns like Myrtle Beach and Hilton Head.

Particularly in tourist-heavy locations, the rental sector has been active, offering a combination of long-term and short-term rentals.  There is an increasing demand for rental properties in several urban regions, such as Charleston and Columbia.

The real estate market is influenced by the state’s general economic situation. Property trends are influenced by variables including business development, income levels, and job growth.

South Carolina, like many other states, has experienced issues with housing affordability, especially in some high-demand areas.

Thank you again for your interest in Capital Home Mortgage South Carolina and we look forward to providing your new mortgage.