Capital Home Mortgage South Carolina

South Carolina Home Loans

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South Carolina Mortgage Lender

Welcome to Capital Home Mortgage South Carolina. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct South Carolina Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service South Carolina Mortgage Company providing a complete line of home loan products along with great South Carolina Mortgage Rates.

Whether you are a first-time homebuyer looking at a South Carolina FHA Home Loan, active duty or retired veteran needing a South Carolina VA Home Loan, or a seasoned buyer with a South Carolina Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why South Carloina is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great South Carolina Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

South Carolina Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

South Carolina Mortgage Rates

Capital Home Mortgage South Carolina is dedicated to offering great South Carolina Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage
South Carolina Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Loan Officer

South Carolina Mortgage Programs

South Carolina Home Purchase

Buying a South Carolina Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

South Carolina Renovation Home Loans

South Carolina Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

South Carolina FHA Home Loans

1st Time South Carolina Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

South Carolina VA Home Loans

100% Loans for South Carolina Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

South Carolina Conventional Home Loans

Flexibility for South Carolina Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

South Carolina Jumbo Home Loans

Great South Carolina Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

South Carolina USDA Home Loans

South Carolina Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

South Carolina Native American Loans

South Carolina Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

South Carolina Manufactured Home Loans

South Carolina Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

South Carolina Reverse Mortgages

Your South Carolina Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

South Carolina Cash-Out Refinance

South Carolina Cash-Out Refinance

  • Debt Consolidation
  • Investment Opportunity
  • Plan a Vacation
  • Home Improvement

South Carolina Mortgage Refinance

South Carolina Rate & Term Refinance

  • Save Money Today
  • Lower Monthly Payments
  • Reduce the Mortgage Term
  • Streamline Options Available

South Carolina Mortgage Company Reviews