Mortgage Calculators
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What Makes Up a Mortgage Payment?

Mortgage Payments are the total of the principal required to pay back the loan based on the agreed term, the interest for the loan along with annual property taxes and annual hazard insurance divided monthly.  This total is often referred to as “PITI” the principal, interest, taxes and insurance.  In addition, FHA loans have a monthly Mortgage Insurance Premium as well as conventional loans with loan to values above 80% that are also added into the monthly payment.   VA Loans have no monthly MIP.

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