Capital Home Mortgage

Mortgage Calculators

How to Use the Mortgage Calculators?

The mortgage calculators below are for calculating full payments for FHA, VA, and Conventional Loans.  USDA and  Native American Loans can use the FHA calculator, Jumbo loans can use the conventional calculator.  Reverse and construction loans please call a loan officer to discuss options.

What Makes Up a Mortgage Payment?
Mortgage Payments are the total of the principal required to pay back the loan based on the agreed term, the interest for the loan along with annual property taxes and annual hazard insurance divided monthly. This total is often referred to as “PITI” the principal, interest, taxes and insurance. In addition, FHA loans have a monthly Mortgage Insurance Premium as well as conventional loans with loan to values above 80% that are also added into the monthly payment.   VA Loans have no monthly MIP.
Why HomeBuyers Are Choosing Capital Home Mortgage
Close On Time

Control of the Loan from Application to Funding

Great Rates & Low Fees

Direct Lender Providing Competitive Rates and Low Fees

Exceptional Customer Service

7  Day a Week Support Application to Final Mortgage Payment

Capital Home Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness
Explore Monthly Payment Options... Select Your Mortgage Type Below

Not Sure? Take a Look at Other Capital Home Mortgages

FHA Home Loans

VA Home Loans

Conventional Home Loans

USDA Home Loans

Jumbo Home Loans

Native American Home Loans

Manufactured Home Loans

Renovation Home Loans

One Time Close Home Loans

Non Qualified Home Loans

Reverse Mortgages

Refinance mortgage loans

Capital Home Mortgage Company Reviews