Capital Home Mortgage

Non Qualified Mortgages Loans

Non Qualified Mortgage Lender

Non Qualified Mortgage Loans can be used to purchase primary, secondary, and investment properties. Non QM loans differ from other types of mortgage loans by allowing for different sources of income to be used for qualifying. Non QM mortgages also allow for shorter waiting periods for bankruptcy, foreclosures and short sales and typically allows for unique properties like no warrantable condo’s or condo hotels. Non Qualified Mortgage loans usually require less documentation than Conventional Home Loans, VA Home Loans, FHA Home Loans, or USDA Home Loans which makes for easier qualifying. Subsequently, Non Qualified Mortgage rates are higher due to limited documentation requirements. Non Qualified Mortgages are back by private investment and programs change frequently based on market demands. Examples of NON QM programs are Bank Statement Only,  Debt Service Coverage Loans, Foreign National Programs. For more information on a specific area please contact one of our licensed loan officers. 

Why HomeBuyers Are Choosing Capital Home Mortgage
Close On Time

Control of the Loan from Application to Funding

Great Rates & Low Fees

Direct Lender Providing Competitive Rates and Low Fees

Exceptional Customer Service

7  Day a Week Support Application to Final Mortgage Payment

Capital Home Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Non Qualified Home Loans

Looking for Non Traditional Mortgage?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Not Sure? Take a Look at Other Capital Home Mortgages

FHA Home Loans

VA Home Loans

Conventional Home Loans

USDA Home Loans

Jumbo Home Loans

Native American Home Loans

Manufactured Home Loans

Renovation Home Loans

One Time Close Home Loans

Non Qualified Home Loans

Reverse Mortgages

Refinance mortgage loans

Capital Home Mortgage Company Reviews