Capital Home Mortgage Nebraska

Nebraska Home Loans

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Nebraska Mortgage Lender

Home Loans in Nebraska

Welcome to Capital Home Mortgage Nebraska, where we strive to provide Nebraska Home Loans to Nebraska homebuyers and homeowners at competitive rates and fees while giving great service.  First, we’d like to thank you for the opportunity to earn your business.  We recognize that acquiring a house is the most important decision of most people’s life, which is why Capital house Mortgage Nebraska offers dedicated points of contact throughout the mortgage process.  This assures a stress-free experience, with an on-time close.  After all, buying a home should be enjoyable.

Capital Home Mortgage Nebraska, as a direct Nebraska Mortgage Lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, sensible approvals and timely closings.  We have complete control over every detail from the application to funding.

Capital Home Mortgage Nebraska is a full-service Nebraska Mortgage Lender that offers a wide range of mortgage products as well as competitive Nebraska Mortgage Rates.  Whether you are a first-time purchaser seeking a Nebraska FHA Home Loan, looking for a rural property and needing a Nebraska USDA Home Loan, a Native Nebraskan wanting to use the HUD 184  Nebraska Native American Home Loan, a active or retired veteran in need of an Nebraska VA Home Loan, or a seasoned buyer in need of a Nebraska Conventional Home Loan, we are here to assist.

Call today (402) 242-6362 to talk to one of our Nebraska Loan Officers.

Nebraska, is located in the Midwestern region of the United States, is often referred to as the “Cornhusker State.” the Capital is Lincoln, while Omaha is its largest city and economic hub.

Nebraska is known for its wide plains, which include the Midwestern Corn Belt and the Great Plains. The state’s borders are as follows: Kansas to the south, South Dakota to the north, Colorado to the southwest, Iowa to the east, Missouri to the southeast, and Wyoming to the west. The Missouri River forms the state’s eastern boundary.

Having been an agricultural state for much of its history, corn, soybeans, beef cattle, pork, and poultry are all major components of Nebraska’s economy. But in the last few decades, it has become more diverse, with major contributions from the manufacturing, IT, insurance, transportation, and service sectors.

Numerous universities, such as the University of Nebraska system, which has campuses in Lincoln, Omaha, Kearney, and other places, are located in Nebraska. These universities support innovation, research, and teaching across a range of disciplines.

The state provides a variety of outdoor and cultural attractions. There are several museums, theaters, and music venues in Lincoln and Omaha’s thriving arts and culture sectors. The Platte River, the Sandhills region, and several state parks with camping, hiking, and animal viewing options are some of Nebraska’s natural attractions.

Nebraska has four distinct seasons and a continental climate. Winters can be frigid and covered in snow, while summers are usually mild with sporadic thunderstorms. Mild weather and changing foliage are characteristics of the spring and fall seasons.

Before European explorers and settlers arrived, the area was home to Native American tribes for thousands of years. In 1854, Nebraska became a territory, and in 1867, it became a state. During the 19th century, the state was heavily involved in the westward movement, especially with the construction of the transcontinental railroad.

In general, Nebraska is a varied and vibrant state in the American Midwest because it provides a blend of rural charm, economic opportunities, and cultural attractions.

Like many other states, Nebraska’s real estate market is subject to swings depending on the state’s economy, population growth, and interest rates.  In general, Nebraska’s real estate market has grown steadily in recent years, with a modest increase in housing prices.

When compared to many coastal states, housing alternatives in Nebraska are typically more cheap.  Local factors can affect housing affordability, too, as the median home price in urban regions such as Lincoln and Omaha is greater than in rural areas.

There are many different types of housing available in Nebraska, such as single-family homes, townhomes, apartments, condominiums, and rural holdings. The state’s varied topography offers options for a variety of living situations, from upscale urban areas to secluded rural getaways.

Factors including demand from families, young professionals, and students affect Nebraska’s rental market. There is a variety of renting options available to residents in urban regions such as Lincoln and Omaha, which have vibrant rental markets.

In Nebraska’s real estate market, rural real estate—which includes farms, ranches, and recreational properties—is a significant industry. The state’s largest industry is agriculture, and rural areas are vital to the state’s economy.

With a variety of housing alternatives, active rental markets, and prospects in both urban and rural areas, Nebraska’s real estate market offers a range of opportunities for investors, homeowners, renters, and companies.

Thank you again for allowing us to help you with your Nebraska Home Loans.Loan.

Why Nebraska HomeBuyers are Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Mortgage Payment

Nebraska Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness
Nebraska Home Mortgage Programs

Nebraska Home Purchase loans

Looking to Purchase a Nebraska Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
  • Primary, 2nd Home, Investment
  • Low Rates & Fees, No fee Options
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo & Renovation
  • Manufactured, Construction, Reverse

Nebraska Renovation Home Loans

Looking to Rehab a Nebraska Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
  • Remodel, Renovate or Repairs
  • FHA 203K Streamline 
  • FHA Full Documentation Rehab
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Nebraska FHA Home loans

Great 1st Time Nebraska Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.
  • Smaller Down Payments
  • Flexible Underwriting Guidelines
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Down Payment Gifts Allowed

Nebraska va Home Loans

100% Financing for Nebraska Vets

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
  • No Mortgage Loan Limits
  • Simple Qualifying
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Manual Underwriting Allowed

Nebraska Conventional Home loans

Flexibility for Nebraska Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
  • Primary, 2nd Home, Investment Properties
  • Single and Multi-Family Properties
  • Variable Mortgage Insurance Options
  • Low Rates & a Variety of Mortgage Terms
  • Renovation Programs Available

Nebraska Jumbo Home Loans

Nebraska Non-Conforming Home Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
  • Primary & 2nd Homes
  • Variety of Mortgage Programs
  • Simple Qualifying for Veterans
  • Investor Specific Guidelines
  • Credit Score Minimums

Nebraska USDA Home loans

Nebraska 100% Rural Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.
  • Primary Residences
  • No Down Payment Required
  • New Manufactured Homes Allowed
  • Closing Costs / Repairs Rolled In
  • Geographic and Income Limits Apply

Nebraska Native american Home Loans

Nebraska Hud 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.
  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase, Refinance, and Renovation

Nebraska Manufactured Home loans

Great Nebraska Alternative Housing

Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
  • Existing Purchase or Refinance
  • New Construction
  • One Time Close Land/Home Combo
  • Lock at Contract
  • FHA, VA, USDA, Native American

Nebraska Reverse Mortgage Loans

Your Nebraska Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • No Credit Score Requirements
  • Minimum Age 62
  • Purchase, Refinance, and Cash-Out

Nebraska Non QM Home loans

Making Nebraska Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
  • Purchase, Refinance & Cash-out
  • Primary, Secondary, Investment Properties
  • Full Doc Programs
  • Alt Doc Programs
  • Corporations OK

Nebraska One Time Close Home Loans

Build Your Nebraska Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.
  • Primary Residences Only
  • One Time Close
  • Lock Rate at Closing
  • Traditional Final Mortgages
  • No Payments During Construction

Nebraska Refinance Mortgage loans

Nebraska Rate & Term Refinance

Refinancing can be a hard decision and the payback can sometimes be confusing.  Call today and let our Loan Officers walk you through the process.
  • Lower Monthly Payment
  • Shorten Mortgage Term
  • Streamline Options Available
  • Appraisal Waivers Allowed
  • VA IRRRL’s

Nebraska Cashout Mortgage Loans

Nebraska Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.
  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Dream Vacation
  • Higher Education

Nebraska Mortgage Team

Dale Gremillion

Sr Loan Officer
NMLS #210325

Conor Hayhurst

Branch Manager
NMLS #743506

Sam Klaburner

Sr Loan Officer
NMLS #140132

Rebecca Solomon

Sr Loan Officer
NMLS #156188

Nebraska Mortgage Company Reviews

Nebraska Cities

Omaha Home Loans

Lincoln Home Loans

Bellevue Home Loans

State Specific Mortgage Information

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