Capital Home Mortgage Pacific Northwest

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Capital Home Mortgage Pacific Northwest

Welcome to Capital Home Mortgage Pacific Northwest Mortgage Company. First, our team would like to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision of the most people lives. That is why Capital Home Mortgage Pacific Northwest Home Loans provides dedicated local points of contact throughout the entire loan process. This ensures a stress free experience finishing with an on time closing.  After all buying a home should be exciting, not stressful. As a direct Mortgage Lender / Servicer Capital Home Mortgage Pacific Northwest controls the loan process from start to finish. This means from application to funding we make every decision. Our in house processing and underwriting allows for quick make sense approvals and on time closings. Capital Home Mortgage is a full service Mortgage Company providing a complete line of home loan products along with low mortgage rates and loan fees.

Whether you are a first time homebuyer with credit challenges, an active duty or retired veteran, a Native American using the HUD 184 program, looking for rural property or a seasoned buyer we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.our team would

Why People Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Pacific Northwest Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Pacific Northwest Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Pacific Northwest Mortgage Rates

Capital Home Mortgage is dedicated to offering Great Mortgage Rates.

Call now to speak with a Loan Officer or request a no obligation rate quote.

Capital Home Mortgage Loan Programs

Home Purchase

Buying a Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Renovation Home Loans

Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

FHA Home Loans

1st Time Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

VA Home Loans

100% Loans for Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Conventional Home Loans

Flexibility for Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Jumbo Home Loans

Great Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

USDA Home Loans

Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Native American Loans

HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Manufactured Home Loans

Mobile Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Reverse Mortgages

Your Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Cash-Out Refinance

Equity Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Mortgage Refinance

Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Capital Home Mortgage Pacific Northwest Mortgage Team

Matt Williams

Loan Officer
NMLS 1945867

Dale Gremillion

Managing Director
NMLS 210325

Amy Bird

Loan Officer
NMLS 169849

Cristina Roca

Loan Officer
NMLS 1926089