Capital Home Mortgage

Pacific Northwest refinance Home Loans

Pacific Northwest Refinance Mortgage Lender

Welcome to Capital Home Mortgage Pacific Northwest.  Thinking about refinancing?  Cashing Out Equity? or Shortening your mortgage term?  No matter the goal Capital Home Mortgage Pacific Northwest has the loan program.  As a direct lender, which means Capital Home Mortgage underwrites and approve your home loan.  This control of the loan process and loan approval allows for streamline operations resulting in a quick and stress-free experience.

Ready to get started?  Call now and one of our Pacific Northwest mortgage professionals will answer your questions and walk you through the application.  Thank you for allowing us the opportunity to provide your home refinancing needs.

Why THe Pacific Northwest is Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Fees

Exceptional Service

7  Day a Week Support Application to Final Payment

Pacific Northwest Mortgage Rates

Interests rates are calculated using several factors. Depending on the type of mortgage you are looking at and the impact of the items below can determine the interest rates.

  • Demand for Mortgage Securities
  • Property Securing the Mortgage
  • Occupancy of the Property
  • Loan to Value of the Property
  • Borrower’s Credit Worthiness

Pacific Northwest VA refinance Home Loans

Capital Home Mortgage, VA Refinance Mortgage
VA Streamline Refinance
  • VA IRRRL Rate & Term
  • Streamline Option
  • No Appraisal Required
  • No Income Verification
VA Standard Refinance
  • Cash-Out or Loan Conversion
  • Full Documentation
  • Appraisal Required
  • Income Verification Required

Pacific Northwest FHA Refinance home Loans

FHA Refinance Mortgage Loans
FHA Standard Refinance
  • Appraisal Required
  • 97.75% Max Loan to Value
  • Closing Costs Rolled In
  • 80% Max Loan to for Cash-out
  • Cash-out Option Available
  • County Loan Limits Apply
FHA Streamline Refinance
  • FHA to FHA
  • No Income Qualification
  • No Appraisal Required
  • Closing Costs Cannot Be Rolled In
  • No Lates on Mortgage in Last Year
  • Payment Must Drop on Fixed Rates

Pacific Northwest Conventional Refinance

Capital Home Mortgage, Conventional Refinance Home Loan
  • Freddie Mac or Fannie Mae Insured
  • Primary, 2nd or Investment Homes
  • Single and Multi Family
  • Condo’s and Manufactured Homes
  • Mortgage Insurance Options
  • Lower Rates & Flexible Terms
  • Maximum Loan Amount – $766,550
  • High Balance (Varies By County)

Pacific Northwest Native American Refinance

Capital Home Mortgage, Native American Refinance Home Loans
Cash-Out or Renovation
  • Appraisal Required
  • 97.75% Max LTV for Rehab
  • 85% Max LTV for Cash-out
  • County Loan Limits Apply
Streamline Refinance
  • HUD 184 to HUD 184
  • No Income Qualification
  • No Appraisal Required
  • No Mortgage Lates in Last Year

Pacific Northwest USDA Refinance Loans

Capital Home Mortgage USDA Refinance Home Loans
USDA Non Streamlined
  • Appraisal / Income Documents 
  • Max LTV Equal to Appraisal
  • Closing Costs Rolled In
  • County Loan Limits Apply
USDA Streamline Refinance
  • No Appraisal / Income Docs Required
  • Closing Costs Can Be Rolled In
  • No Lates on Mortgage in Last Year
  • Payment Must Drop on Fixed Rates

Pacific Northwest Reverse Mortgage Refinance

Capital Home Mortgage, Reverse Refinance Home Loans
  • Primary Residence Only
  • 62 Years or Older
  • Required Hud Counseling
  • Homeowners Insurance Required
  • Must Continue to Pay Taxes
  • Meet Required Equity Values

Pacific Northwest Mortgages

FHA Home Loans

VA Home Loans

Conventional Loans

USDA Home Loans

Jumbo Home Loans

Native American Loans

Manufactured Home Loans

Renovation Home Loans

One Time Close Loans

Non Qualified Loans

Reverse Mortgages

Mortgage Refinance

Pacific Northwest Mortgage Team

Dale Gremillion
Sr Loan Officer
NMLS #210325
Conor Hayhurst
Branch Manager
NMLS #743506
Amanda Ravello
Sr Loan Officer
NMLS #1702894

Pacific Northwest Mortgage Company Reviews

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