Pacific Northwest Refinance Mortgage Lender
Welcome to Capital Home Mortgage Pacific Northwest. Thinking about refinancing? Cashing Out Equity? or Shortening your mortgage term? No matter the goal Capital Home Mortgage Pacific Northwest has the loan program. As a direct lender, which means Capital Home Mortgage underwrites and approve your home loan. This control of the loan process and loan approval allows for streamline operations resulting in a quick and stress-free experience.
Ready to get started? Call now and one of our Pacific Northwest mortgage professionals will answer your questions and walk you through the application. Thank you for allowing us the opportunity to provide your home refinancing needs.
Why THe Pacific Northwest is Choosing Capital Home Mortgage
Complete Control from Application to Funding
Direct Lender with Competitive Rates & Fees
7 Day a Week Support Application to Final Payment
Pacific Northwest Mortgage Rates
Interests rates are calculated using several factors. Depending on the type of mortgage you are looking at and the impact of the items below can determine the interest rates.
- Demand for Mortgage Securities
- Property Securing the Mortgage
- Occupancy of the Property
- Loan to Value of the Property
- Borrower’s Credit Worthiness
Pacific Northwest VA refinance Home Loans
- VA IRRRL Rate & Term
- Streamline Option
- No Appraisal Required
- No Income Verification
- Cash-Out or Loan Conversion
- Full Documentation
- Appraisal Required
- Income Verification Required
Pacific Northwest FHA Refinance home Loans
- Appraisal Required
- 97.75% Max Loan to Value
- Closing Costs Rolled In
- 80% Max Loan to for Cash-out
- Cash-out Option Available
- County Loan Limits Apply
- FHA to FHA
- No Income Qualification
- No Appraisal Required
- Closing Costs Cannot Be Rolled In
- No Lates on Mortgage in Last Year
- Payment Must Drop on Fixed Rates
Pacific Northwest Conventional Refinance
- Freddie Mac or Fannie Mae Insured
- Primary, 2nd or Investment Homes
- Single and Multi Family
- Condo’s and Manufactured Homes
- Mortgage Insurance Options
- Lower Rates & Flexible Terms
- Maximum Loan Amount – $766,550
- High Balance (Varies By County)
Pacific Northwest Native American Refinance
- Appraisal Required
- 97.75% Max LTV for Rehab
- 85% Max LTV for Cash-out
- County Loan Limits Apply
- HUD 184 to HUD 184
- No Income Qualification
- No Appraisal Required
- No Mortgage Lates in Last Year
Pacific Northwest USDA Refinance Loans
- Appraisal / Income Documents
- Max LTV Equal to Appraisal
- Closing Costs Rolled In
- County Loan Limits Apply
- No Appraisal / Income Docs Required
- Closing Costs Can Be Rolled In
- No Lates on Mortgage in Last Year
- Payment Must Drop on Fixed Rates
Pacific Northwest Reverse Mortgage Refinance
- Primary Residence Only
- 62 Years or Older
- Required Hud Counseling
- Homeowners Insurance Required
- Must Continue to Pay Taxes
- Meet Required Equity Values
