Capital Home Mortgage Pacific Northwest

Jumbo Home Loans

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What is a Jumbo Mortgage Loan?

Welcome to Capital Home Mortgage Pacific Northwest.  Are you wondering about Jumbo Home Loans and if it’s the right mortgage for you?  We can help you understand the advantages of a Jumbo Home Mortgage.  Jumbo Home Mortgages offer buyers the ability to purchase properties over the conforming limits set by Fannie Mae and Freddie Mac.  These higher loan amounts make it possible to purchase more expensive homes while still keeping the down payment below 20%. Ready to get started?  Call now and one of our mortgage professionals will answer your questions and walk you through the pre-approval.  Thank you for allowing us the opportunity to provide your home financing needs.

Why People Are Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Pacific Northwest Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Pacific Northwest Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Capital Home Mortgage Rates

Capital Home Mortgage is dedicated to offering great Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Pacific Northwest Team

Matt Williams

NMLS 2050042
Sr Loan Officer

Dale Gremillion

NMLS 210325
Managing Director

Amy Bird

NMLS 169849
Sr Loan Officer

Cristina Roca

NMLS 1926089
Loan Officer

Quick Facts for Jumbo Mortgage Loans

  • Up to 3 Million Loan Amounts
  • Up to 90% Loan to Value (Credit Restrictions Apply)
  • Base Loan Amounts Varies by State and County
  • Subject to Investor Requirements
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What is a Jumbo Mortgage Loan?

Jumbo home loans, also called a non-conforming home loans, are home loan that exceeds the county lending limits of the government entitled loans secured by Fannie Mae or Freddie Mac. The lending threshold differs by state and county and is determined by the maximum county limits for Fannie mae.com. Fannie Mae Freddie Mac Jumbo loans are backed by private investors and have different underwriting requirements from traditional Conventional and government home loans.  Meaning no guarantee or protection of foreclosure is provided to the investors.  Consequently, mortgage underwriting guidelines are not standardized and generally subject to the individual investor requirements. These guidelines are typically more restrictive, but do make it possible for larger home purchases to be financed.