Welcome to Capital Home Mortgage Florida, where we strive to provide Florida Home Loans to Florida homebuyers and homeowners at competitive rates and fees while giving great service.

First and foremost, we’d like to thank you for the opportunity to earn your business.  We understand that acquiring a house is the most important decision of most people’s life, which is why Capital house Mortgage Florida offers dedicated points of contact throughout the mortgage process.  This assures a stress-free and pleasant experience, with an on-time close.  After all, buying a home should be fun rather than stressful.

Capital Home Mortgage Florida, as a direct Florida mortgage lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings.  We have complete control over everything from the application to the funding process.

Capital Home Mortgage Florida is a full-service Florida Mortgage Lender that offers a comprehensive range of mortgage products as well as competitive Florida Mortgage Rates.  Whether you are a first-time purchaser seeking a Florida FHA Home Loan, looking for a rural property and needing a Florida USDA Home Loan, a Native Floridian wanting to use the HUD 184  Florida Native American Home Loan, an active or retired veteran in need of a Florida VA Home Loan, or a seasoned buyer in need of a Florida Conventional Home Loan, we are here to assist.   

Florida, the Sunshine State, is located in the Southeastern United States, with the Gulf of Mexico to the west, Alabama to the northwest, Georgia to the north, the Bahamas and the Atlantic Ocean to the east, and the Straits of Florida and Cuba to the south. It is the only state bordering the Atlantic Ocean and the Gulf of Mexico. It is the third-most populous state in the country, with a population of over 21 million people.

Florida’s real estate market is diverse and dynamic, influenced by factors such as location, economic conditions, and population growth.  Florida offers a wide range of real estate options, from beachfront properties to urban condominiums and suburban homes. Cities like Miami, Orlando, Tampa, and Jacksonville are major hubs for real estate activity.

Florida has experienced consistent population growth, driven by factors like retirees relocating to the state, job opportunities, and a generally desirable climate. This growth contributes to a strong demand for housing.  Tourism is also a significant industry in Florida, and areas with popular tourist destinations often see demand for vacation homes and rental properties. 

Florida is prone to hurricanes, and this risk can influence insurance costs and impact property values. Coastal areas may experience fluctuations in real estate prices based on the hurricane season.

Florida’s economy is diverse, with sectors like tourism, agriculture, and technology playing key roles. Economic stability and job opportunities contribute to the overall health of the real estate market.

The housing market in Florida has seen trends such as a rise in demand for single-family homes, especially in suburban areas. Additionally, waterfront properties and condos remain popular choices.

Finally, Florida attracts real estate investors looking for opportunities for rental income and property appreciation. Some areas may be particularly attractive for real estate investment due to expected growth.

Thank you again for allowing us to help you with your Florida Home Loan.