Capital Home Mortgage Florida

Florida Home Loans

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Capital Home Mortgage Florida

Capital Home Mortgage Florida is a Florida Mortgage Company dedicated to providing Florida Home Loans with Low Rates and Fees.  We understand that purchasing a home is the biggest decision of the most people lives and that is why Capital Home Mortgage provides dedicated points of contact throughout the entire mortgage process keeping you informed from application too funding.  This communication ensures a stress free smooth experience finishing with an on time closing.  After all buying a home should be exciting, not stressful. 

Capital Home Mortgage is the lender and controls the lending process from start to finish.  This means from application to funding we make every decision.  Our in house processing and underwriting allows for quick make sense approvals and on time closings.  Capital Home Mortgage is a full service Florida Mortgage Company providing a complete line of mortgage products along with great Florida Mortgage Rates.

Whether you are a first time homebuyer looking at a Florida FHA Home Loan, an active duty or retired veteran needing a Florida VA Home Loan or a seasoned buyer needing a Florida Conventional Home Loan. We are here to help.

Thank you again for your interest in Capital Home Mortgage Florida and for the opportunity to earn your mortgage business. We look forward to providing your new home mortgage.

Why Florida is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Florida Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Flordia Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Florida Mortgage Rates

Capital Home Mortgage Florida is dedicated to offering great Florida Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Florida Mortgage Team

Dale Gremillion

NMLS 210325
Managing Director

John Kardow

NMLS 210892
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Spanish Speaking Loan Officer

Florida Home Loan Programs

Florida Home Purchase

Buying a Florida Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Florida Renovation Home Loans

Florida Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Renovation
  • Freddie Mac Home Choice Renovation

Florida FHA Home Loans

1st Time Florida Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Florida VA Home Loans

100% Loans for Florida Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Florida Conventional Home Loans

Flexibility for Florida Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Florida Jumbo Home Loans

Great Florida Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Florida USDA Home Loans

Florida Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Florida Native American Loans

Florida Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Florida Manufactured Home Loans

Florida Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Florida Reverse Mortgages

Your Florida Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Florida Cash-Out Refinance

Florida Cash-Out Refinance

  • Debt Consolidation
  • Investment Opportunity
  • Plan a Vacation
  • Home Improvement

Florida Mortgage Refinance

Florida Rate & Term Refinance

  • Save Money Today
  • Lower Monthly Payments
  • Reduce the Mortgage Term
  • Streamline Options Available

Florida Mortgage Company Reviews