Capital Home Mortgage Florida
Florida Mortgage Calculators
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What Makes Up a Florida Mortgage Payment?
Mortgage Payments are the total of the principal required to pay back the loan based on the agreed term, the interest for the loan along with annual property taxes and annual hazard insurance divided monthly. This total is often referred to as “PITI” the principal, interest, taxes and insurance. In addition, FHA loans have a monthly Mortgage Insurance Premium as well as conventional loans with loan to values above 80% that are also added into the monthly payment. VA Loans have no monthly MIP.
The mortgage calculators below are for calculating full payments for determining affordability, refinance savings as well as PITI for FHA, VA, and Conventional Loans. Additionally, USDA and Native American Loans can use the FHA calculator and Jumbo loans can use the conventional calculator. Reverse and construction loans please call a loan officer to discuss options.
Affordability
FHA
VA
Conventional
Refinance
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