Pacific Northwest fhA Mortgage Lender
Welcome to Capital Home Mortgage Pacific Northwest. Are you wondering about Pacific Northwest FHA Home Loans and if an FHA loan is right for you? We can help you understand the advantages of a Pacific Northwest FHA Home Mortgage and if it is the right loan for you. Capital Home Mortgage is a direct Pacific Northwest FHA mortgage lender offering great mortgage rates with low fees. Meaning Capital Home Mortgage Pacific Northwest has FHA direct endorsement authority to underwrite and approve your loan allowing complete control of the loan process and loan approval providing a streamline decision making the experience quick and stress-free. Ready to get started? Call now and one of our mortgage professionals will answer your questions and walk you through the pre-approval. Thank you for allowing us the opportunity to provide your home financing needs.
Why THe Pacific Northwest is Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Competitive Rates & Fees
Direct Lender with Complete Mortgage Programs
Exceptional Service
Customer Support Application to Final Payment
Pacific Northwest Mortgage Rates
Interests rates are calculated using several factors. Depending on the type of mortgage you are looking at and the impact of the items below can determine the interest rates.
- Demand for Mortgage Securities
- Property Securing the Mortgage
- Occupancy of the Property
- Loan to Value of the Property
- Borrower’s Credit Worthiness
Pacific Northwest FHA Purchase Home Loans
- Simple Qualifying
- Smaller Down Payment
- Seller Paid Closing Costs
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores Allowed
- Manufactured Housing OK
Pacific Northwest FHA Refinance Home Loans
FHA Standard Refinance
- Appraisal Required
- 97.75% Max Loan to Value
- Closing Costs Can Be Rolled In
- 80% Max Loan to for Cash-out
- Cash-out Option Available
- County Loan Limits Apply
FHA Streamline Refinance
- FHA to FHA
- No Income Qualification
- No Appraisal Required
- Closing Costs Cannot Be Rolled In
- No Lates on Mortgage in Last Year
- Payment Must Drop on Fixed Rates
Pacific Northwest FHA Renovation Home Loans
- Purchase & Refinance Options
- Primary Residences Only
- Single, Multi Family & Condo’s
- As-Is Improved Renovated Value
- 203K Streamline
- Less < 35K, Cosmetic Repairs Only
- 203K Full Rehab
- Greater > 35K, No Restrictions
