Capital Home Mortgage

Pacific Northwest Home Purchase Loans

Pacific Northwest Home Purchase Lender

Welcome to Capital Home Mortgage.  Are you wondering about Jumbo Home Loans or Jumbo Mortgage Rates, and if it’s the right mortgage for you?  We can help you understand the advantages of a Jumbo Home Mortgage.  Jumbo Home Mortgages offer buyers the ability to purchase properties over the conforming limits set by Fannie Mae and Freddie Mac.  These higher loan amounts make it possible to purchase more expensive homes while still keeping the down payment at 10% or below. 

Ready to get started?  Call now and one of our mortgage professionals will answer your questions and walk you through the pre-approval.  Thank you for allowing us the opportunity to provide your home financing needs.

Why THe Pacific Northwest is Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Mortgage Payment

Pacific Northwest Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Pacific Northwest Home Purchase Loans

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.

  • Primary, Secondary, Investment
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo, Non QM
  • Reverse, Renovation, Manufactured

Pacific Northwest Fixed rate Mortgage Loans

All Fixed Rate Mortgage Loans are designed to have equal payments for the specified term. These loans offer predictability and are deemed to be less risky for borrowers. Fixed Rate Mortgage Loans are available with all mortgage products and are typically offered in 15 year and 30 year terms. However, Fixed Rate Mortgage Loans are also offer in 10 year, 20 year and 25 year terms although less common due to demand.

Pacific Northwest Adjustable Rate Mortgage Loans

Adjustable Rate Mortgage Loans known as ARM’s are  available with most mortgage products although limited with FHA, VA and USDA. ARM’s are great fit for homebuyers who plan to sell or refinance their home between 1 and 10 years and are looking for the lowest possible payment.  ARM’s offers lower rates during times where fixed rates are higher. An adjustable rate mortgage is fixed for a specific time then adjusts on a predetermined time period and a predetermined amount based on a financial index and a fixed margin.

Pacific Northwest Mortgages

FHA Home Loans

VA Home Loans

Conventional Loans

USDA Home Loans

Jumbo Home Loans

Native American Loans

Manufactured Home Loans

Renovation Home Loans

One Time Close Loans

Non Qualified Loans

Reverse Mortgages

Mortgage Refinance

Pacific Northwest Mortgage Team

Dale Gremillion

Sr Loan Officer
NMLS #210325

Conor Hayhurst

Branch Manager
NMLS #743506

Sam Klaburner

Sr Loan Officer
NMLS #140132

Pacific Northwest Mortgage Company Reviews

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