Capital Home Mortgage South Dakota

South Dakota Home Loans

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South Dakota Mortgage Lender

Welcome to Capital Home Mortgage South Dakota. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct South Dakota Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service South Dakota Mortgage Company providing a complete line of home loan products along with great South Dakota Mortgage Rates.

Whether you are a first-time homebuyer looking at a South Dakota FHA Home Loan, active duty or retired veteran needing a South Dakota VA Home Loan, or a seasoned buyer with a South Dakota Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why South Dakota is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great South Dakota Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

South Dakota Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

South Dakota Mortgage Rates

Capital Home Mortgage Birmingham is dedicated to offering Great Birmingham Mortgage Rates. 

Call now to speak with a Loan Officer or request a no obligation custom rate quote.

South Dakota Mortgage Loans

South Dakota Home Purchase

Buying a South Dakota Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

South Dakota Renovation Home Loans

South Dakota Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

South Dakota FHA Home Loans

1st Time South Dakota Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

South Dakota VA Home Loans

100% Loans for South Dakota Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

South Dakota Conventional Home Loans

Flexibility for South Dakota Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

South Dakota Jumbo Home Loans

Great South Dakota Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

South Dakota USDA Home Loans

Birmingham Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

South Dakota Native American Loans

Birmingham HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

South Dakota Manufactured Home Loans

South Dakota Mobile Home Loans

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

South Dakota Reverse Mortgages

Your South Dakota Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

South Dakota Cash-Out Refinance

South Dakota Equity Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

South Dakota Mortgage Refinance

South Dakota Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

South Dakota Mortgage Team

Dale Gremillion

Managing Director
NMLS 210325

Kelvin Thompson

Loan Officer
NMLS 2050042

Amy Bird

Loan Officer
NMLS 169849

Cristina Roca

Loan Officer
NMLS 1926089

South Dakota Mortgage Company Reviews

South Dakota Cities

Sioux Falls Home Loans

Rapid City Home Loans

Aberdeen Home Loans

Pierre Home Loans