Colorado NATIVE AMERICAN Home lender

Are you a Colorado Native American Home Loans Native American?  Capital Home Mortgage Colorado Native American Home Loans is a Colorado Native American Home Loans Native American Home Lender dedicated to helping Colorado Native American Home Loans residents with Colorado Native American Home Loans Native American Home Loans. The Colorado Native American Home HUD-184 Loan  is a federally-backed loan program by the Department of Housing and Urban Development offering low Colorado Native American Home Loans Native American Mortgage Rates.  It was created specifically to provide Native American tribal members access to mortgage financing with flexible terms.  The Colorado Native American Home Loans HUD 184 Loan Program is open to any one member of a federally recognized tribe.  The Loan is available to all Native Americans, first-time and repeat homebuyers, as long as they have a Tribal Membership or Citizen Card from a tribe officially recognized by the government.  If you are a member of a Colorado Native American Home Loans Native Tribe and believe you may be eligible for a Colorado Native American Home Loans 184 loan, our dedicated HUD 184 Loan officers can help!  We provide free consultations, answer any questions you may have about a Section 184 mortgage, and will walk you through all available loan options.

Capital Home Mortgage Colorado Native American Home Loans is a full-service Colorado Native American Home Loans Native American Mortgage Lender that offers and specializes in Native American Home Loans in Colorado Native American Home Loans . We have helped countless Colorado Native American Home Loans Native Americans achieve their homeownership, and we can do the same for you too!  Call today (303) 226-1177 to speak with one of our Colorado Native American HUD-184 Home Loan Specialist.

Colorado Native American Home Loans

Qualifying for a Colorado HUD 184 Loan

Are You Interested in a Colorado HUD-184 Loan?  Here are some important details you need to know before applying for the Native American Home Loans.

  • Credit Score:  The HUD-184 Loan does not require a minimum credit score, making it ideal for qualified but credit-challenged borrowers.
  • Debt-to-Income Ratio:  A single back ratio of 41% debt-to-income ratio to determine the loan size borrowers can afford.
  • Borrower Income Limit:  The HUD-184 Loan does not apply to borrower income limits.
  • Down Payment :  The HUD-184 Loan has some of the lowest down payment requirements in the market.
  • Closing Costs: This money could come from your savings, investments, or gifts from family members. Tribal assistance is also accepted.
  • First-Time and Repeat Buyers: Compared to other low-down-payment mortgage programs, this one is open to first-time and repeat home buyers.
  • Eligible borrowers may participate in the program multiple times but are allowed only one Section 184 Loan at a time

Colorado Native American Purchase Loan

Colorado HUD 184 Home Loans are solely for Native Americans and offer a variety of purchase benefits.

  • Primary Residences Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase an Existing Home
  • Construction of a New Home
  • Rehab an Existing Home
  • Purchase / Rehab Combo Loan

Colorado Native American REfinance Loan

Colorado HUD 184 Refinance Home Loans can streamline rate & term, equity cash-out, or Rehabilitation of current residence.

CAsh-Out or Renovation

  • Appraisal Required
  • 97.75% Max LTV for Rehab
  • 85% Max LTV for Cash-out
  • County Loan Limits Apply

Streamline REfinance

  • HUD 184 to HUD 184
  • No Income Qualification
  • No Appraisal Required
  • No Mortgage Lates in Last Year

Colorado Native Americans Overview

Colorado is home to several Native American tribes, each with its own unique culture, history, and traditions. Some of the prominent tribes in Colorado include:

Ute Tribe: The Ute Tribe historically inhabited much of present-day Colorado, as well as parts of Utah and New Mexico. Today, the Ute Mountain Ute Tribe and the Southern Ute Indian Tribe are federally recognized tribes with reservations in southwestern Colorado.

Cheyenne: The Cheyenne people are part of the Great Plains cultural group and historically roamed across the plains of Colorado and other neighboring states. Today, the Cheyenne and Arapaho Tribes of Oklahoma have historical connections to Colorado.

Arapaho: Like the Cheyenne, the Arapaho people are part of the Great Plains cultural group and historically inhabited areas of Colorado, Wyoming, and other nearby states. The Northern Arapaho Tribe and the Southern Arapaho Tribe, both based in Oklahoma, have historical ties to Colorado.

Navajo: While the Navajo Nation’s primary territory is in Arizona, New Mexico, and Utah, there are Navajo communities in Colorado, particularly in the southwestern part of the state.

Apache: Various Apache bands historically inhabited parts of Colorado, particularly in the southern and southwestern regions. However, many Apache groups were nomadic and ranged across multiple states, including Arizona and New Mexico.

Pueblo Tribes: Although primarily associated with New Mexico, some Pueblo tribes have historical connections to Colorado. These include the Taos Pueblo and Picuris Pueblo, among others, whose ancestors may have migrated into the region.

These are just a few examples of the Native American tribes that have historical ties to Colorado. Each tribe has its own distinct culture, traditions, and history, contributing to the rich tapestry of indigenous heritage in the state.

Why Colorado HomeBuyers are Choosing Capital Home Mortgage

Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Payment

Colorado Native American Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for Mortgage Securities
  • Property Securing the Mortgage
  • Occupancy of the Property
  • Loan to Value of the Property
  • Borrower’s Credit Worthiness

Colorado Native American Mortgage Team

Dale Gremillion

Sr Loan Officer
NMLS #210325

Conor Hayhurst

Branch Manager
NMLS #743506
Shawna Johnson

Shawna Johnson

Manu / Reno / OTC
NMLS #1631859

Brad Rund

Business Dev Manager
NMLS #224674

Colorado Mortgage Company Reviews

Colorado Mortgage Programs

Colorado Home Purchase loans

Looking to Purchase a Colorado Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
  • Primary, 2nd Home, Investment
  • Low Rates & Fees, No fee Options
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo & Renovation
  • Manufactured, Construction, Reverse

Colorado Renovation Home Loans

Looking to Rehab a Colorado Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
  • Remodel, Renovate or Repairs
  • FHA 203K Streamline 
  • FHA Full Documentation Rehab
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Colorado FHA Home loans

Great 1st Time Colorado Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.
  • Smaller Down Payments
  • Flexible Underwriting Guidelines
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Down Payment Gifts Allowed

Colorado va Home Loans

100% Financing for Colorado Vets

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
  • No Mortgage Loan Limits
  • Simple Qualifying
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Manual Underwriting Allowed

Colorado Conventional Home loans

Flexibility for Colorado Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
  • Primary, 2nd Home, Investment Properties
  • Single and Multi-Family Properties
  • Variable Mortgage Insurance Options
  • Low Rates & a Variety of Mortgage Terms
  • Renovation Programs Available

Colorado Jumbo Home Loans

Non-Conforming Colorado Home Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
  • Primary & 2nd Homes
  • Variety of Mortgage Programs
  • Simple Qualifying for Veterans
  • Investor Specific Guidelines
  • Credit Score Minimums

Colorado USDA Home loans

100% Colorado Rural Home Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.
  • Primary Residences
  • No Down Payment Required
  • New Manufactured Homes Allowed
  • Closing Costs / Repairs Rolled In
  • Geographic and Income Limits Apply

Colorado Native american Home Loans

Colorado Hud 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.
  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase, Refinance, and Renovation

Colorado Manufactured Home loans

Great Colorado Alternative Housing

Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
  • Existing Purchase or Refinance
  • New Construction
  • One Time Close Land/Home Combo
  • Lock at Contract
  • FHA, VA, USDA, Native American

Colorado Reverse Mortgage Loans

Your Colorado Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • No Credit Score Requirements
  • Minimum Age 62
  • Purchase, Refinance, and Cash-Out

Colorado Non QM Home loans

Making Colorado Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
  • Purchase, Refinance & Cash-out
  • Primary, Secondary, Investment Properties
  • Full Doc Programs
  • Alt Doc Programs
  • Corporations OK

Colorado One Time Close Home Loans

Build Your Colorado Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.
  • Primary Residences Only
  • One Time Close
  • Lock Rate at Closing
  • Traditional Final Mortgages
  • No Payments During Construction

Colorado Refinance Mortgage loans

Colorado Rate & Term Refinance

Refinancing can be a hard decision and the payback can sometimes be confusing.  Call today and let our Loan Officers walk you through the process.
  • Lower Monthly Payment
  • Shorten Mortgage Term
  • Streamline Options Available
  • Appraisal Waivers Allowed
  • VA IRRRL’s

Colorado Cashout Mortgage Loans

Colorado Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.
  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Dream Vacation
  • Higher Education

Colorado Cities

Denver Home Loans

Colorado Springs Home Loans

Aurora Home Loans

Fort Collins Home Loans

Pueblo Home Loans

Boulder Home Loans

State Specific Mortgage Information


Accessibility Toolbar