Capital Home Mortgage Minnesota

Minnesota Home Loans

Apply Now in Minutes
Refinance Now and Save

Minnesota Mortgage Lender

Welcome to Capital Home Mortgage Minnesota. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Minnesota Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Minnesota Mortgage Company providing a complete line of home loan products along with great Minnesota Mortgage Rates.

Whether you are a first-time homebuyer looking at a Minnesota FHA Home Loan, active duty or retired veteran needing a Minnesota VA Home Loan, or a seasoned buyer with a Minnesota Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Minnesota is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Minnesota Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Minnesota Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Minnesota Mortgage Rates

Capital Home Mortgage is dedicated to offering great Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Minnesota Mortgage Team

Dale. Gremillion

Managing Director
NMLS 210325

Conor Hayhurst

Managing Director
NMLS 743506

Kelvin Thompson

Loan Officer
NMLS 2050042

Jonathon Cummins

Loan Officer
NMLS 270657

Ron Ireland

Branch Manager
NMLS 328363

Kelly Cameron

Loan Officer
NMLS 178093

Doug Harris

Loan Officer
NMLS 2152628

Julie Cappelli

Loan Officer
NMLS 770641

Kathy Rubin

Branch Manager
NMLS 204449

Davis Range

Loan Officer
NMLS 2144779

Stephanie Cantu

Loan Officer
NMLS 2131550

Chris Erwin

Loan Officer
NMLS 914064

Amy Bird

Loan Officer
NMLS 169849

Matt Williams

Loan Officer
NMLS 1945867

Damon Embler

Loan Officer
NMLS 882260

Minnesota Mortgage Programs

Minnesota Home Purchase

Buying a Minnesota Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Minnesota Renovation Home Loans

Minnesota Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Minnesota FHA Home Loans

1st Time Minnesota Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Minnesota VA Home Loans

100% Loans for Minnesota Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Minnesota Conventional Home Loans

Flexibility for Minnesota Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Minnesota Jumbo Home Loans

Great Minnesota Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Minnesota USDA Home Loans

Minnesota Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Minnesota Native American Loans

Minnesota Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Minnesota Manufactured Home Loans

Minnesota Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Minnesota Reverse Mortgages

Your Minnesota Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Minnesota Cash-Out Refinance

Minnesota Cash-Out Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Minnesota Mortgage Refinance

Minnesota Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Minnesota Mortgage Company Reviews