Capital Home Mortgage Rhode Island

Rhode Island Home Loans

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Rhode Island Mortgage Lender

Welcome to Capital Home Mortgage Rhode Island. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Rhode Island Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Rhode Island Mortgage Company providing a complete line of home loan products along with great Rhode Island Mortgage Rates.

Whether you are a first-time homebuyer looking at a Rhode Island FHA Home Loan, active duty or retired veteran needing a Rhode Island VA Home Loan, or a seasoned buyer with a Rhode Island Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Rhode Island is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Rhode Island Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Rhode Island Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Rhode Island Mortgage Rates

Capital Home Mortgage Rhode Island is dedicated to offering great Rhode Island Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Rhode Island Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Loan Officer

Rhode Island Mortgage Programs

Rhode Island Home Purchase

Buying a Rhode Island Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Rhode Island Renovation Home Loans

Rhode Island Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Rhode Island FHA Home Loans

1st Time Rhode Island Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Rhode Island VA Home Loans

100% Loans for Rhode Island Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Rhode Island Conventional Home Loans

Flexibility for Rhode Island Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Rhode Island Jumbo Home Loans

Great Rhode Island Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Rhode Island USDA Home Loans

Rhode Island Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Rhode Island Native American Loans

Rhode Island Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Rhode Island Manufactured Home Loans

Rhode Island Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Rhode Island Reverse Mortgages

Your Rhode Island Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Rhode Island Cash-Out Refinance

Rhode Island Cash-Out Refinance

  • Debt Consolidation
  • Investment Opportunity
  • Plan a Vacation
  • Home Improvement

Rhode Island Mortgage Refinance

Rhode Island Rate & Term Refinance

  • Save Money Today
  • Lower Monthly Payments
  • Reduce the Mortgage Term
  • Streamline Options Available

Rhode Island Mortgage Company Reviews

Rhode Island Mortgage Rates

Capital Home Mortgage Rhode Island is dedicated to offering great Rhode Island Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience stress free with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Select Your Rhode Island City

Providence Home Loans

Cranston Home Loans

Warwick Home Loans

Pawtucket Home Loans