Capital Home Mortgage Vermont
Vermont Home Loans
Vermont Mortgage Lender
Home Loans in Vermont
Welcome to Capital Home Mortgage Vermont, where we strive to provide Vermont Home Loans to Vermont homebuyers and homeowners at competitive rates and fees while providing outstanding customer service. First, we’d like to thank you for the opportunity to earn your business. We understand that purchasing a home is the most important decision of most people’s life, which is why Capital Home Mortgage Vermont offers dedicated points of contact throughout the mortgage process. This assures a stress-free and pleasant experience, with an on-time close. After all, buying a home should be exciting rather than stressful.
Capital Home Mortgage Vermont is a Vermont Mortgage Lender, manages the entire lending process from beginning to end. Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings. We have complete control over everything from the application to the funding process.
Capital Home Mortgage Vermont is a full-service Vermont Mortgage Lender that offers a wide range of mortgage products as well as competitive Vermont Mortgage Rates. Whether you are a first-time purchaser seeking a Vermont FHA Home Loan, looking for a rural property and needing a Vermont USDA Home Loan, an active or retired veteran in need of a Vermont VA Home Loan, or a seasoned buyer in need of a Vermont Conventional Home Loan, we are here to assist.
Call today (802) 252-6244 to talk to one of our Vermont Loan Officers.
Vermont, is is located in the New England region of the United States. Vermont has the major cities of Burlington, South Burlington, Rutland, Essex Junction and Montpelier which serves at the capital. Vermont is one of the least populous states in the U.S., known for its small-town atmosphere and close-knit communities.
Among Vermont’s gorgeous scenery are the Green Mountains, which run the length of the state from north to south. Forests, lakes, and rivers are the state’s claim to fame. One portion of the western boundary is the enormous freshwater lake known as Lake Champlain.
The agricultural, tourist, industrial, and service industries are vital to Vermont’s varied economy. The state’s dairy farms, maple syrup, and outdoor activities are its most famous exports. Middlebury College and the University of Vermont are two of Vermont’s many educational institutions.
The state of Vermont relies heavily on tourism, because to its picturesque landscapes, abundance of outdoor activities, and quaint towns. Visitors come from all over the nation to see the changing leaves in the fall. The beautiful colors of the season are a big lure.
Sustainability and environmental protection are two of Vermont’s top priorities. Concerning renewable energy and ecological preservation, it has taken the lead.
Many craft breweries and microbreweries in Vermont produce a wide range of beers, contributing to the state’s well-known craft beer culture. Locally grown cuisine and farmer’s markets are also well-known in the state.
Thank you again for your interest in Capital Home Mortgage Vermont and we look forward to providing your new mortgage.
Vermont Home Loans
Vermont Conventional Home Loans
Vermont FHA Home Loans
A Vermont FHA Home Mortgage is a mortgage insured by the Federal Housing Administration or “FHA” and issued by an FHA-approved lender. FHA loans are designed for low-to-moderate-income applicants and first time homebuyers who need a smaller down payment. However, FHA home loans can be used by anyone.
FHA home loans feature a low down payment, flexible credit score requirements and the ability to use gift funds for the down payment. Other eligibility requirements for a Vermont FHA home loan is consistent employment history and documented income.
Vermont VA Home Loans
A Vermont VA Home Mortgage is a mortgage option for qualified veterans, active-duty service members, and select surviving spouses in Vermont. These loans are made by private lenders but are guaranteed by the United States Department of Veterans Affairs, allowing for favorable terms such as no down payment and no private mortgage insurance (PMI). VA home loans are widely available, with competitive interest rates and liberal credit standards.
Vermont USDA Home Loans
Vermont Jumbo Home Loans
Vermont Non QM Home Loans
Vermont One Time Close construction Home Loans
Why Vermont HomeBuyers are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates & Low Fees
Exceptional Service
7 Day a Week Support Application to Final Payment
Vermont Mortgage Programs
Vermont Purchase loans
Looking to Purchase a Vermont Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Vermont Renovation Home Loans
Looking to Rehab a Vermont Home?
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Vermont FHA Home loans
Great 1st Time Vermont Homebuyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Vermont va Home Loans
100% Financing for Vermont Vets
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Vermont Conventional Home loans
Flexibility for Vermont Homebuyers
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
Vermont Jumbo Home Loans
Vermont Non-Confirming Home Loans
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Vermont USDA Home loans
100% Vermont Rural Home Loans
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Vermont Native american Home Loans
Not Available in Vermont
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Vermont Manufactured Home loans
Great Vermont Alternative Housing
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Vermont Reverse Mortgage Loans
Your Home Vermont at Work
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Vermont Non QM Home loans
Making Vermont Mortgages Possible
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Vermont One Time Close Home Loans
Build Your Vermont Dream Home
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Vermont Refinance Mortgage loans
Vermont Rate & Term Refinance
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Vermont Cashout Mortgage Loans
Vermont Equity Mortgage Loans
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education
Vermont Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for Mortgage Securities
- Property Securing the Mortgage
- Occupancy of the Property
- Loan to Value of the Property
- Borrower’s Credit Worthiness