Welcome to Capital Home Mortgage Maine, where we strive to provide Maine Home Loans to Maine homebuyers and homeowners at competitive rates and fees while giving great service.  First and foremost, we’d like to thank you for the opportunity to earn your business.  We recognize that acquiring a house is the most important decision of most people’s life, which is why Capital Home Mortgage Maine offers dedicated points of contact throughout the mortgage process.  This assures a stress-free experience, with an on-time close.  After all, buying a home should be enjoyable.

Capital Home Mortgage Maine, as a direct Maine mortgage lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, sensible approvals and timely closings.  We have complete control over every detail from the application to funding.

Capital Home Mortgage Maine is a full-service Maine mortgage lender that offers a wide range of mortgage products as well as competitive Maine mortgage rates.  Whether you are a first-time purchaser seeking a Maine FHA Home Loan, looking for a rural property and needing a Maine USDA Home Loan, a Native Mainer wanting to use the HUD 184  Maine Native American Home Loan, a active or retired veteran in need of an Maine VA Home Loan, or a seasoned buyer in need of a Maine Conventional Home Loan, we are here to assist.

Call today (270) 531-5048 to talk to one of our Maine Loan Officers.

Maine, known as the “Pine Tree State” is located in the New England region of the northeastern United States and was the 23rd state of the US.   Maines capital is Augusta, with Portland being the largest City.  Other major cities include Bangor, Lewiston, and South Portland.

Maine is recognized for its rugged coastline, picturesque landscapes, and numerous lakes and forests.  It is the easternmost state in the contiguous United States.

Historically, Maine’s economy has been centered around industries such as agriculture, forestry, and fishing but in recent years, there has been a diversification towards manufacturing, tourism, and services.  The state also has a growing technology sector, especially in areas related to renewable energy.

Maine is home to several institutions of higher education, including the University of Maine.

Maine is also known for its maritime culture and seafood, particularly lobster and clams.  The state has a rich history, with numerous historical sites and museums.

Maine has a humid continental climate with cold, snowy winters and warm summers.  Coastal areas tend to have milder winters due to the influence of the Atlantic Ocean.

Maine, like many other parts of the United States, has seen fluctuations in its real estate market.  The demand for homes in certain areas, especially coastal regions and popular cities like Portland, has contributed to rising home prices.  Rural areas may have different market dynamics, and prices can vary significantly based on location.

The Home prices in Maine tend to be more affordable compared to some other states in the Northeast, but prices have been increasing with factors such as location, property size, and amenities influencing home prices.

The housing demand has a limited balance between supply and demand, while in coastal areas a shortage of housing inventory has led to increased competition among buyers.  Coastal properties, especially those with ocean views, can be in high demand and may have higher price tags.  

Maine’s popularity as a vacation destination can impact the real estate market, with seasonal fluctuations in activity.  In certain urban areas and popular tourist destinations, there is a rental market catering to both long-term residents and short-term vacation rentals.

Economic conditions, employment opportunities, and population growth have also had influence on Maines real estate market. Maine’s economy has diverse sectors, including manufacturing, tourism, and healthcare.

Thank you again for allowing us to help you with your Maine Home Loans. H.ome Loan.Home