Capital Home Mortgage Missouri

Missouri Renovation Home Loans

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Refinance Now and Save

Missouri Renovation Mortgage Lender

What a new home but don’t want to purchase a home from a builder… Prefer the charm of an older home, or the elegance of a mature neighborhood… Or just want the perfect location close to town.  Making your dream home come true might just be in updating that older home. 

Capital home mortgage offer all types of renovation loans to make this happen.  Take a look at the programs below and give us a call to discuss your options. But with a sufficient amount of savings and the determination to see it through, it’s not impossible. If you’re the ambitious kind and have chosen to renovation or rehab your house instead of buying an already built one, what you’re getting is a construction loan. To explain in full detail, we will tackle construction loans and the many complexities involved in applying for them.  

Why Missouri is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Missouri Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Missouri Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Missouri Mortgage Rates

Capital Home Mortgage is dedicated to offering great Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Missouri Mortgage Team

Ron Ireland

Branch Manager
NMLS 328363

Nick Underwood

Loan Officer
NMLS 264147

Doug Harris

Loan Officer
NMLS 2152628

Dale Gremillion

Managing Director
NMLS 210325

Missouri FHA Renovation Loan

Missouri Fannie Mae Homestyle Loan

  • Purchase & Refinance
  • Primary, 2nd and Investment
  • As-Completed Values
  • Homestyle Standard
  • HomeStyle Limited > 25K
  • Homestyle Manufactured
  • Homestyle Pools
  • Homestyle Standard
    • 95% Primary LTV 
    • 97% 1st time Buyers LTV
    • 90% Second Home LTV
    • 85% Investment Property LTV

Missouri Freddie Mac Choice Renovation Loan

  • Up to 97% LTV of “As-Completed”
  • Owner-occupied 1–4 unit Primary 
  • Owner-occupied 1–4 unit Condos 
  • 85% LTV on a 1-unit Investment 
  • 90% on a 1-unit Second Home
  • Credit Scores Down to 620
  • Luxury Renovations are Eligible
Not Sure? Take a Look at Other Missouri Mortgage Programs

Missouri Mortgage Company Reviews