Capital Home Mortgage
Making Dreams Possible
Direct Mortgage Lender
Here at Capital Home Mortgage our goal is simple, to provide our clients with great mortgage rates, low fees and a stress free experience. Capital Home Mortgage can accomplish this by controlling the entire lending process from application to funding. Our in house loan processing and underwriting allows for quick make sense approvals and on time closings. Capital Home Mortgage understands that purchasing a home is the biggest decision of most peoples lives. Which is why we offer our customers dedicated points of contact to keep all parties engaged during the loan process.
Capital Home Mortgage is a full-service Home Mortgage Company offering a full line of mortgage products including FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, Jumbo Home Loans, HUD Native American Home Loans and Reverse Mortgages. Thank you again for your interest in Capital Home Mortgage, your full service Mortgage Company… We look forward to providing your home financing.
Why People Are Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Exceptional Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Capital Home Mortgage Rates
Capital Home Mortgage is dedicated to offering Great Mortgage Rates.
Call now to speak with a Loan Officer or request a no obligation custom rate quote.
Capital Home Mortgage Loan Programs
Home Purchase
Buying a Home?
- Primary, 2nd Home, Investment
- Low Rates & Low Fees
- Conventional, FHA, VA, USDA
- Jumbo, Renovation, Manufactured
Renovation Home Loans
Rehab Loans
- Remodel, Renovate or Repairs
- FHA 203K Streamline or Full
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
FHA Home Loans
1st Time Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores – Down to 500
VA Home Loans
100% Loans for Veterans
- Simply Qualifying for Veterans
- No Down Payments Requirements
- Credit Scores Down to 500
- Manual Underwriting Allowed
Conventional Home Loans
Flexibility for Buyers
- Primary, 2nd Home, Investment
- Great Rates & Low Fees
- Single Family and Multi-Family
- Renovation Loan Programs
Jumbo Home Loans
Great Rates
- Primary Residence and 2nd Homes
- Higher Loan Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
USDA Home Loans
Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes Allowed
- Closing Costs Can Be Rolled In
Native American Loans
HUD 184 Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
Manufactured Home Loans
Mobile Homes
- Existing Purchase or Refinance
- One Time Close Combo Land & Home
- Lock Rate Before Completion
- FHA, VA, USDA, & Native Loans
Reverse Mortgages
Your Home at Work!
- Primary Residence Only
- Simple Qualifying – Equity Based
- Credit Scores Not Applicable
- Minimum Age 62
Mortgage Refinance
Cash-out or Rate and Term
- Reduce Mortgage Term
- Lower Monthly Payments
- Debt Consolidation
- Streamline Options Available
Non Qualified Mortgage
Making Mortgages Possible
- Purchase, Rate and Term & Cash-out
- Primary, Secondary and Investment
- Full Doc & Bank Statements Programs
- Corporations OK
