Capital Home Mortgage Idaho

Idaho Home Loans

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Capital Home Mortgage Idaho

Welcome to Capital Home Mortgage Idaho. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Idaho Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Idaho Mortgage Company providing a complete line of home loan products along with great Idaho Mortgage Rates.

Whether you are a first-time homebuyer looking at an Idaho FHA Home Loan, active duty or retired veteran needing an Idaho VA Home Loan, or a seasoned buyer with an Idaho Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Idaho is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Idaho Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Idaho Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Idaho Mortgage Rates

Capital Home Mortgage Idaho is dedicated to offering great Idaho Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Idaho Mortgage Team

Dale. Gremillion

Managing Director
NMLS 210325

Conor Hayhurst

Managing Director
NMLS 743506

Kelvin Thompson

Loan Officer
NMLS 2050042

Jonathon Cummins

Loan Officer
NMLS 270657

Ron Ireland

Branch Manager
NMLS 328363

Kelly Cameron

Loan Officer
NMLS 178093

Doug Harris

Loan Officer
NMLS 2152628

Julie Cappelli

Loan Officer
NMLS 770641

Kathy Rubin

Branch Manager
NMLS 204449

Davis Range

Loan Officer
NMLS 2144779

Stephanie Cantu

Loan Officer
NMLS 2131550

Chris Erwin

Loan Officer
NMLS 914064

Amy Bird

Loan Officer
NMLS 169849

Matt Williams

Loan Officer
NMLS 1945867

Damon Embler

Loan Officer
NMLS 882260

Idaho Mortgage Programs

Idaho Home Purchase

Buying an Idaho Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Idaho Renovation Home Loans

Idaho Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Idaho FHA Home Loans

1st Time Idaho Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Idaho VA Home Loans

100% Loans for Idaho Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Idaho Home Loans

Flexibility for Idaho Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Idaho Jumbo Home Loans

Great Idaho Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Idaho USDA Home Loans

Idaho Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Idaho Native American Loans

Idaho Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Idaho Manufactured Home Loans

Idaho Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Idaho Reverse Mortgages

Your Idaho Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Idaho Cash-Out Refinance

Idaho Cash-Out Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Idaho Mortgage Refinance

Idaho Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Idaho Mortgage Company Reviews