Welcome to Capital Home Mortgage Idaho, where we strive to provide Idaho Home Loans to Idaho homebuyers and homeowners at competitive rates and fees while giving great service.

First, we’d like to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is one of the most important decision of most people’s life, which is why Capital house Mortgage Idaho offers dedicated points of contact throughout the mortgage process.  This assures a stress-free experience, with an on-time close.  After all, buying a home should be enjoyable. not stressful.

Capital Home Mortgage Idaho, as a direct Idaho mortgage lender, manages the entire lending process from beginning to end. Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings. We have complete control over everything from the application to the funding process.

Capital Home Mortgage Idaho is a full-service Idaho Mortgage Lender that offers a comprehensive range of mortgage products as well as competitive Idaho Mortgage Rates.  Whether you are a first-time purchaser seeking an Idaho FHA Home Loan, looking for a rural property and needing an Idaho USDA Home Loan, a Native Idahoan wanting to use the HUD 184  Idaho Native American Home Loan, an active or retired veteran in need of an Idaho VA Home Loan, or a seasoned buyer in need of an Idaho Conventional Home Loan, we can help!

Call today (208) 991-1303 to speak with our Idaho Loan Officers.

Idaho known as “The Gem State” became the 43rd state of the United States on July 3, 1890.  Recognized for its various geography, which includes mountains, forests, rivers, and high desert areas.  Idaho is home to the Rocky Mountains and features the Snake River.

Idaho’s economy is diverse and includes agriculture, manufacturing, technology, and tourism.  The state is a significant producer of potatoes, trout, and other agricultural products.  Boise, the capital, is a hub for technology companies.

Idaho has several universities and colleges, including Boise State University and the University of Idaho.

Idaho is home to a variety of wildlife, including elk, deer, bears, wolves, and numerous bird species. The state’s natural beauty and outdoor recreational opportunities attract nature lovers and sportsmen.

Idaho real estate has experienced a notable increase in home prices, especially in areas like Boise.  This is due to limited housing inventory, population growth, and increased demand.

Idaho has seen a steady increase in population, driven by factors such as job opportunities, a relatively low cost of living compared to some other states, and the state’s natural attractions. This population growth continues to put pressure on the housing market.

The real estate market in Idaho, particularly in popular cities like Boise, faced challenges related to limited housing inventory. This scarcity of available homes has contributed to higher prices and increased competition among buyers.

Idaho’s strong and diverse economy has attracted businesses and individuals to the state. Cities like Boise have seen job growth in various sectors, adding to the demand for housing.

New construction projects have aimed to meet the demand for housing, but the pace of construction may not have kept up with the rapid population growth.

Thank you again for allowing us to help you with your Idaho Home Loan.