Capital Home Mortgage Idaho
Welcome to Capital Home Mortgage Idaho. First, we want to thank you for the opportunity to earn your mortgage business. We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing. After all, buying a home should be exciting, not stressful. As a direct Idaho Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Idaho Mortgage Company providing a complete line of home loan products along with great Idaho Mortgage Rates.
Whether you are a first-time homebuyer looking at an Idaho FHA Home Loan, active duty or retired veteran needing an Idaho VA Home Loan, or a seasoned buyer with an Idaho Conventional Home Loan we are here to help.
Thank you again for your interest in our services and we look forward to providing you next home loan.
Why Idaho is Choosing Capital Home Mortgage...
Close On Time with True Approval
Control of the Loan from the Application to Funding.
Great Idaho Rates / Low Fees
Direct Mortgage Lender Providing Competitive Rates and Low Fees.
Idaho Customer Service
7 Day a Week Support from Application to Final Mortgage Payment.
Idaho Mortgage Rates
Capital Home Mortgage Idaho is dedicated to offering great Idaho Mortgage Rates and Low Fees all while providing exceptional customer service. Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing. Call today to speak with a mortgage officer or request a no obligation quick rate quote.
Capital Home Mortgage Idaho Mortgage Team
Idaho Loan Programs
Home Purchase
Buying a Home?
- Primary, 2nd Home, Investment
- Low Rates & Low Fees
- Conventional, FHA, VA, USDA
- Jumbo, Renovation, Manufactured
Renovation Home Loans
Renovation Loans
- Remodel, Renovate or Repairs
- FHA 203K Streamline or Full
- Fannie Mae Homestyle Renovation
- Freddie Mac Home Choice Renovation
FHA Home Loans
1st Time Homebuyers
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores – Down to 500
VA Home Loans
100% Loans for Veterans
- Simply Qualifying for Veterans
- No Down Payments Requirements
- Credit Scores Down to 500
- Manual Underwriting Allowed
Conventional Home Loans
Flexibility for Buyers
- Primary, 2nd Home, Investment
- Great Rates & Low Fees
- Single Family and Multi-Family
- Renovation Loan Programs
Jumbo Home Loans
Great Rates
- Primary Residence and 2nd Homes
- Higher Loan Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
USDA Home Loans
Rural Properties
- Rural Properties Only
- Primary Residence Only
- New Manufactured Homes Allowed
- Closing Costs Can Be Rolled In
Native American Loans
Native American Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
Manufactured Home Loans
Manufactured Homes
- Existing Purchase or Refinance
- One Time Close Combo Land & Home
- Lock Rate Before Completion
- FHA, VA, USDA, & Native Loans
Reverse Mortgages
Your Home at Work!
- Primary Residence Only
- Simple Qualifying – Equity Based
- Credit Scores Not Applicable
- Minimum Age 62
Cash-Out Refinance
Cash-Out Refinance
- Debt Consolidation
- Investment Opportunity
- Plan a Vacation
- Home Improvement
Mortgage Refinance
Rate & Term Refinance
- Save Money Today
- Lower Monthly Payments
- Reduce the Mortgage Term
- Streamline Options Available
