Capital Home Mortgage Oregon

Oregon Home Loans

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Oregon Mortgage Lender

Welcome to Capital Home Mortgage. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Mortgage Company providing a complete line of home loan products along with great Mortgage Rates.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Oregon is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Oregon Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Oregon Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Oregon Mortgage Rates

Capital Home Mortgage Oregon is dedicated to offering great Oregon Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Oregon Mortgage Team

Conor Hayhurst

Managing Director
NMLS 743506

Kelvin Thompson

Loan Officer
NMLS 2050042

Dale Gremillion

Managing Director
NMLS 210325

Cristina Roca

Loan Officer
NMLS 1926089

Ron Ireland

Branch Manager
NMLS 328363

John Kardow

Loan Officer
NMLS 210892

Matt Williams

Loan Officer
NMLS 1945867

Amy Bird

Loan Officer
NMLS 169849

Oregon Mortgage Programs

Oregon Home Purchase

Buying an Oregon Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Oregon Renovation Home Loans

Oregon Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Oregon FHA Home Loans

1st Time Oregon Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Oregon VA Home Loans

100% Loans for Oregon Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Oregon Conventional Home Loans

Flexibility for Oregon Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Oregon Jumbo Home Loans

Great Oregon Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Oregon USDA Home Loans

Oregon Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Oregon Native American Loans

Oregon Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Oregon Manufactured Home Loans

Oregon Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Oregon Reverse Mortgages

Your Oregon Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Oregon Cash-Out Refinance

Oregon Cash-Out Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Oregon Mortgage Refinance

Oregon Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Oregon Mortgage Company Reviews