Welcome to Capital Home Mortgage West Virginia, where we strive to provide West Virginia Home Loans to West Virginia homebuyers and homeowners at competitive rates and fees while providing outstanding customer service.  First, we’d like to thank you for the opportunity to earn your business.  We understand that purchasing a home is the most important decision of most people’s life, which is why Capital Home Mortgage West Virginia offers dedicated points of contact throughout the mortgage process.  This assures a stress-free and pleasant experience, with an on-time close.  After all, buying a home should be exciting rather than stressful.

Capital Home Mortgage West Virginia as a West Virginia Mortgage Company, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings.  We have complete control over everything from the application to the funding process.

Capital Home Mortgage West Virginia is a full-service West Virginia Mortgage Lender that offers a wide range of mortgage products as well as competitive West Virginia Mortgage Rates.  Whether you are a first-time purchaser seeking a West Virginia FHA Home Loan, looking for a rural property and needing a West Virginia USDA Home Loan, an active duty or retired veteran in need of a West Virginia VA Home Loan, or a seasoned buyer in need of a West Virginia Conventional Home Loan, we are here to assist.

Call today (800) 804-5181 to talk to one of our West Virginia Loan Officers.

West Virginia, known as the “Mountain State” is located in the Appalachian region of the United States and is bordered by Pennsylvania to the north, Maryland to the northeast, Virginia to the southeast, Kentucky to the southwest, and Ohio to the northwest. Charleston is the capital and largest city of West Virginia.  Recognized for its scenic landscapes, including the Appalachian Mountains West Virginia offers outdoor recreational activities such as hiking, fishing, and white-water rafting are popular.  The state has a strong cultural heritage, and events like the Mountain State Forest Festival celebrate its traditions.

Historically known for its coal mining industry, West Virginia’s economy has diversified over the years.  Other significant industries include healthcare, manufacturing, tourism, and natural gas production.  West Virginia is rich in natural resources, including coal, natural gas, and timber.

West Virginia is home to several institutions of higher education, including West Virginia University (WVU) and Marshall University.

West Virginia has a relatively small population compared to its size.  The population is diverse, with a mix of urban and rural areas.

West Virginia became a state in 1863, breaking away from Virginia during the Civil War due to differences over secession.

West Virginia is considered an affordable state in terms of real estate. Housing costs, including home prices and property taxes, tend to be lower compared to many other parts of the United States.  Known for Rural and Small-Town Living, West Virginia is recognized for small-town charm offering a more rural or suburban lifestyle, attracting people who appreciate a quieter environment.  West Virginia real estate trends vary across regions within the state. In recent years, some areas have experienced growth in the real estate market, while others may have faced challenges.  Some investors may find opportunities in the West Virginia real estate market due to its affordability and potential for growth in certain areas. 

Like any state, West Virginia faces certain challenges that can affect the real estate market. Factors such as population decline, aging infrastructure, and economic shifts can impact the overall real estate landscape.

Thank you again for your interest in Capital Home Mortgage California and we look forward to providing your new mortgage.