Capital Home Mortgage West Virginia

West Virginia Home Loans

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West Virginia Mortgage Lender

Welcome to Capital Home Mortgage West Virginia. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct West Virginia Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service v Mortgage Company providing a complete line of home loan products along with great West Virginia Mortgage Rates.

Whether you are a first-time homebuyer looking at a West Virginia FHA Home Loan, active duty or retired veteran needing a West Virginia VA Home Loan, or a seasoned buyer with a West Virginia Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why West Virginia is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great West Virginia Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

West Virginia Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

West Virginia Mortgage Rates

Capital Home Mortgage West Virginia is dedicated to offering great West Virginia Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage West Virginia Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Loan Officer

West Virginia Mortgage Programs

West Virginia Home Purchase

Buying a West Virginia Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

West Virginia Renovation Home Loans

West Virginia Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

West Virginia FHA Home Loans

1st Time West Virginia Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

West Virginia VA Home Loans

100% Loans for West Virginia Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

West Virginia Conventional Home Loans

Flexibility for West Virginia Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

West Virginia Jumbo Home Loans

Great West Virginia Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

West Virginia USDA Home Loans

West Virginia Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

West Virginia Native American Loans

West Virginia Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

West Virginia Manufactured Home Loans

West Virginia Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

West Virginia Reverse Mortgages

Your West Virginia Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

West Virginia Cash-Out Refinance

West Virginia Cash-Out Refinance

  • Debt Consolidation
  • Investment Opportunity
  • Plan a Vacation
  • Home Improvement

West Virginia Mortgage Refinance

West Virginia Rate & Term Refinance

  • Save Money Today
  • Lower Monthly Payments
  • Reduce the Mortgage Term
  • Streamline Options Available

West Virginia Mortgage Company Reviews