Capital Home Mortgage New Jersey

New Jersey Home Loans

Home Purchase
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Capital Home Mortgage New Jersey

Welcome to Capital Home Mortgage New Jersey. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct New Jersey Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service New Jersey Mortgage Company providing a complete line of home loan products along with great New Jersey Mortgage Rates.

Whether you are a first-time homebuyer looking at a New Jersey FHA Home Loan, active duty or retired veteran needing a New Jersey VA Home Loan, or a seasoned buyer with a New Jersey Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why New Jersey is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great New Jersey Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

New Jersey Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

New Jersey Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

New Jersey Loan Programs

New Jersey Home Purchase

Buying a New Jersey Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

New Jersey Renovation Home Loans

New Jersey Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

New Jersey FHA Home Loans

1st Time New Jersey Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

New Jersey VA Home Loans

100% Loans for New Jersey Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

New Jersey Conventional Home Loans

Flexibility for New Jersey Homebuyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

New Jersey Jumbo Home Loans

Great New Jersey Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

New Jersey USDA Home Loans

New Jersey Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

New Jersey Native American Loans

New Jersey HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

New Jersey Manufactured Home Loans

New Jersey Mobile Homes

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

New Jersey Reverse Mortgages

Your New Jersey Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

New Jersey Mortgage Refinance

New Jersey Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

New Jersey Non Qualified Mortgage

Making New Jersey Mortgages Possible

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

New Jersey Mortgage Team

Conor Hayhurst

Manager
NMLS 743506

Damon Embler

Sr Loan Officer
NMLS 882260

chris erwin

Sr Loan Officer
NMLS 914064

Dale Gremillion

Manager
NMLS 210325

New Jersey Mortgage Company Reviews