Welcome to Capital Home Mortgage Delaware, where our goal is to provide Delaware Home Loans to Delaware homebuyers and homeowners with low rates and fees while providing exceptional service.

First, we want to thank you for the opportunity to earn your business.  We understand that purchasing a home is the biggest decision of the most people lives and that is why Capital Home Mortgage Delaware provides dedicated points of contact throughout the entire mortgage process.  This ensures a stress-free smooth experience finishing with an on time closing.  After all buying a home should be exciting, not stressful.

As a direct Delaware Mortgage Lender, Capital Home Mortgage Delaware controls the lending process from start to finish.  Our in house processing and underwriting allows for quick make sense approvals and on time closings. This control means from application to funding we make every decision.

Capital Home Mortgage Delaware is a full-service Delaware Mortgage Lender that offers a wide range of mortgage products as well as competitive Delaware Mortgage Rates.  Whether you are a first-time purchaser seeking a Delaware FHA Home Loan, looking for a rural property and needing a Delaware USDA Home Loan, an active or retired veteran in need of a Delaware VA Home Loan, or a seasoned buyer in need of a Delaware Conventional Home Loan, we are here to assist.

Call today (302) 842-8499 to talk to one of our Delaware Loan Officers.

Delaware’s real estate market can vary across the state.  Generally, the cost of homes in Delaware is influenced by factors such as location, amenities, and property size.  Areas near the coast, such as Rehoboth Beach, may have different price dynamics compared to inland areas.  Like other states, Delaware’s real estate market experiences trends influenced by factors such as supply and demand, economic conditions, and interest rates.  

Delaware has strengths in industries such as banking, finance, and healthcare.  Delaware is also known for having relatively low property taxes compared to some other states. Understanding property tax rates and regulations is important for homeowners and prospective buyers.  Delaware is often considered tax-friendly, which can be an attractive feature for homebuyers and retirees. The state does not have a state sales tax, and its income tax rates are relatively moderate.

Delaware is located in the Mid-Atlantic region of the United States, is the second-smallest state in terms of land area but has a significant historical and economic importance.  Often referred to as “The First State” because it was the first of the thirteen original colonies to ratify the U.S. Constitution in 1787.  Delaware has a rich history, being one of the original thirteen colonies. It played a crucial role in the early days of the United States. The state has several historic sites, including those related to the American Revolution and the Underground Railroad.

Despite its small size, Delaware has diverse geography, including coastal areas, farmland, and forests. It is located on the Delmarva Peninsula, bordered by the Atlantic Ocean and the Delaware Bay.  

Delaware has a strong economy with a focus on banking, finance, and corporate services. It is home to many major corporations due to its business-friendly laws, including the incorporation of companies.  Delaware is home to several institutions of higher education, including the University of Delaware and Delaware State University.

The state offers various tourist attractions, including state parks, historic sites, and cultural events. Rehoboth Beach and Bethany Beach are popular coastal destinations.

Thank you again for allowing us to help you with your Delaware Home Loan.