Capital Home Mortgage Nevada

Nevada Home Loans

Home Purchase
Save Today
Have Questions?

Nevada Mortgage Lender

Home Loans in Nevada

Welcome to Capital Home Mortgage Nevada, where we strive to provide Nevada Home Loans to Nevada homebuyers and homeowners at competitive rates and fees while giving great service.  First and foremost, we’d like to thank you for the opportunity to earn your business.  We recognize that acquiring a house is the most important decision of most people’s life, which is why Capital house Mortgage Nevada offers dedicated points of contact throughout the mortgage process.  This assures a stress-free experience, with an on-time close.  After all, buying a home should be enjoyable.

Capital Home Mortgage Nevada, as a direct Nevada mortgage lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, sensible approvals and timely closings.  We have complete control over every detail from the application to funding.

Capital Home Mortgage Nevada is a full-service Nevada Mortgage Lender that offers a wide range of mortgage products as well as competitive Nevada Mortgage Rates.  Whether you are a first-time purchaser seeking a Nevada FHA Home Loan, looking for a rural property and needing a Nevada USDA Home Loan, a Native Mainer wanting to use the HUD 184  Nevada Native American Home Loan, a active or retired veteran in need of an Nevada VA Home Loan, or a seasoned buyer in need of a Nevada Conventional Home Loan, we are here to assist.

Call today (702) 665-8419 to talk to one of our Nevada Loan Officers.

Nevada, is known as the “Silver State” and is renowned for its varied geography, energetic cities, and distinctive culture.  Nevada is made up of semi-arid plains, mountain ranges, and large deserts.  The Mojave Desert, Great Basin Desert, and portions of the Sierra Nevada mountain range are all located inside the state.  Although Carson City serves as Nevada’s capital, Las Vegas, which is well-known for its entertainment options and exciting nightlife, is the state’s most populated city. Recognized as “The Biggest Little City in the World,” Reno is a significant metropolis renowned for its outdoor leisure options and casinos.

Silver mining has always been a major contributor to Nevada’s economy. But these days, tourism, gambling, and entertainment are the main drivers of the state’s economy; Las Vegas is a popular convention, entertainment, and gaming destination worldwide.  Nevada has also experienced growth in industries including renewable energy, healthcare, and technology.

Nevada welcomes millions of tourists a year to places like world-class resorts, casinos, and entertainment in Las Vegas.  The engineering marvel that is the Hoover Dam; Lake Tahoe, which is well-known for its crystal-clear waters and outdoor recreation options; and a number of state parks that provide opportunities for hiking, camping, and other outdoor activities.

Nevada’s culture is a blend of Native American, Spanish, and pioneer influences. The state is famous for its “Wild West” history, including the silver mining booms, cowboy culture, and historic trails like the Pony Express and the California Trail. Additionally, Nevada is known for its liberal laws regarding gambling, which have contributed to the development of its vibrant casino industry.

Nevada is home to a number of community colleges, technical schools, and two universities: the University of Nevada, Reno and the University of Nevada, Las Vegas.

Nevada offers a unique blend of natural beauty, urban excitement, and cultural richness, making it a fascinating destination for visitors and a dynamic place to live.

In recent years, the housing market in Nevada has grown significantly, especially in urban regions like Las Vegas and Reno. Job prospects and population growth have all contributed to the demand for housing.  But the market also has to contend with issues like low inventory, which can drive up buyer competitiveness and drive up property prices.

Nevada home prices have generally increased due to strong demand and constrained supply. Property values have appreciated particularly strongly in cities like Las Vegas and Reno. But many locals still worry about affordability, particularly first-time homebuyers.

Nevada’s rental industry has expanded recently as well, particularly in the state’s cities.  The rising expense of homeownership, career prospects, and population growth have all contributed to the increased demand for rental houses.  

The market for upscale real estate is well-known in Nevada, especially in places like Las Vegas. The state’s thriving casino and entertainment sectors, coupled with its pleasant weather and way of life, draw wealthy people looking for opulent real estate.

The real estate market in Nevada continues to draw investors who are looking for ways to increase their wealth and earn rental income. Apart from residential properties, commercial real estate also presents prospects, especially in regions with expanding economies and tourism sectors.

In general, investors and homebuyers can find opportunities in Nevada’s real estate market.

Thank you again for allowing us to help you with your Nevada Home Loans.Loan.

Nevada Home Loans

Nevada Conventional Home Loans

Nevada Conventional Home Mortgage adhere to Fannie Mae and Freddie Mac requirements.  These loans can be used for primary residence, secondary and investment properties.  Typical eligibility requirements include a minimum credit score of 620, a stable income, and a minimum down payment.  Conventional Home Loans are also called Conforming loans and have capped loan limits that are updated annually on January 1st base on the median selling price within a local area.

Nevada FHA Home Loans

Nevada FHA Home Mortgage is a mortgage insured by the Federal Housing Administration or “FHA” and issued by an FHA-approved lender.  FHA loans are designed for low-to-moderate-income applicants and first time homebuyers who need a smaller down payment.   However, FHA home loans can be used by anyone. FHA home loans feature a low down payment, flexible credit score requirements and the ability to use gift funds for the down payment.  Other eligibility requirements for a Nevada FHA home loan is consistent employment history and documented income.

Nevada VA Home Loans

Nevada VA Home Mortgage is a mortgage option for qualified veterans, active-duty service members, and select surviving spouses in Nevada.  These loans are made by private lenders but are guaranteed by the United States Department of Veterans Affairs, allowing for favorable terms such as no down payment and no private mortgage insurance (PMI).   VA home loans are widely available, with competitive interest rates and liberal credit standards.

Nevada USDA Home Loans

Nevada USDA Home Mortgage is a zero down mortgage program provided by the US Department of Agriculture (USDA) to assist low-to-moderate-income buyers . USDA home loans are classified into two types: USDA-Guaranteed and USDA-Direct.  The USDA-Guaranteed Home Loan is made available by a private lender and guaranteed by the USDA, whereas the USDA-Direct home loan is made available directly by the USDA.  To be eligible for USDA financing, the residence must be located in an approved rural area and household income cannot exceed 115% of the median household income in your area for Guaranteed Loans.

Nevada Jumbo Home Loans

A Nevada Jumbo Home Mortgage is a mortgage that exceeds the standard conventional loan limits.  These loans are widely utilized to finance luxury properties and have grown in popularity as values have continued to increase.  Jumbo loans frequently include fixed-rate durations such as 30-year and 15-year and adjustable-rate alternatives. Financing of up to $3,000,000 is offered at 90% with no PMI (Private Mortgage Insurance).

Nevada Non QM Home Loans

Nevada Non-Qualified-Mortgage-Loans, also known as a Non-QM loan, is a form of mortgage loan that does not meet the government-sponsored enterprise (GSE) requirements for a qualified mortgage.  Borrowers who fail to meet the tight standards of a qualifying mortgage, such as those with irregular income or a high debt-to-income ratio, are perfect candidates for this sort of loan.

Nevada Native american Home Loans

A Nevada Native American Mortgage, also known as a HUD 184 Home Loan, is a government mortgage loan specifically for registered Maine Native Americans.  This loan offers easier credit qualifications, tribal grants and can be used to renovate the home along with the purchase.

Nevada One Time Close construction Home Loans

One Time Close Construction Mortgage Company
A Nevada One-Time Close Construction Mortgage is distinct from a traditional construction home loan in combining the construction loan and the permanent mortgage into a single loan.  This means you only have to go through the application and closing process once, saving time and money.  A traditional construction home loan requires you to apply for a separate mortgage after the construction is completed.  An OTC loan also can. be combined with other standard mortgage products resulting in much smaller down payments.
One Time Close Construction Mortgage Company
Why Nevada HomeBuyers are Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Mortgage Payment

Nevada Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness
Nevada Home Mortgage Programs

Nevada Home Purchase loans

Looking to Purchase a Nevada Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
  • Primary, 2nd Home, Investment
  • Low Rates & Fees, No fee Options
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo & Renovation
  • Manufactured, Construction, Reverse

Nevada Renovation Home Loans

Looking to Rehab a Nevada Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
  • Remodel, Renovate or Repairs
  • FHA 203K Streamline 
  • FHA Full Documentation Rehab
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Nevada FHA Home loans

Great 1st Time Nevada Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.
  • Smaller Down Payments
  • Flexible Underwriting Guidelines
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Down Payment Gifts Allowed

Nevada va Home Loans

100% Financing for Nevada Vets

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
  • No Mortgage Loan Limits
  • Simple Qualifying
  • Higher Debt to Income Allowed
  • Lower Credit Scores – Down to 500
  • Manual Underwriting Allowed

Nevada Conventional Home loans

Flexibility for Nevada Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
  • Primary, 2nd Home, Investment Properties
  • Single and Multi-Family Properties
  • Variable Mortgage Insurance Options
  • Low Rates & a Variety of Mortgage Terms
  • Renovation Programs Available

Nevada Jumbo Home Loans

Nevada Non-Conforming Home Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
  • Primary & 2nd Homes
  • Variety of Mortgage Programs
  • Simple Qualifying for Veterans
  • Investor Specific Guidelines
  • Credit Score Minimums

Nevada USDA Home loans

Nevada 100% Rural Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.
  • Primary Residences
  • No Down Payment Required
  • New Manufactured Homes Allowed
  • Closing Costs / Repairs Rolled In
  • Geographic and Income Limits Apply

Nevada Native american Home Loans

Nevada Hud 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.
  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase, Refinance, and Renovation

Nevada Manufactured Home loans

Great Nevada Alternative Housing

Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
  • Existing Purchase or Refinance
  • New Construction
  • One Time Close Land/Home Combo
  • Lock at Contract
  • FHA, VA, USDA, Native American

Nevada Reverse Mortgage Loans

Your Nevada Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • No Credit Score Requirements
  • Minimum Age 62
  • Purchase, Refinance, and Cash-Out

Nevada Non QM Home loans

Making Nevada Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
  • Purchase, Refinance & Cash-out
  • Primary, Secondary, Investment Properties
  • Full Doc Programs
  • Alt Doc Programs
  • Corporations OK

Nevada One Time Close Home Loans

Build Your Nevada Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.
  • Primary Residences Only
  • One Time Close
  • Lock Rate at Closing
  • Traditional Final Mortgages
  • No Payments During Construction

Nevada Refinance Mortgage loans

Nevada Rate & Term Refinance

Refinancing can be a hard decision and the payback can sometimes be confusing.  Call today and let our Loan Officers walk you through the process.
  • Lower Monthly Payment
  • Shorten Mortgage Term
  • Streamline Options Available
  • Appraisal Waivers Allowed
  • VA IRRRL’s

Nevada Cashout Mortgage Loans

Nevada Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.
  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Dream Vacation
  • Higher Education

Nevada Mortgage Team

Dale Gremillion

Sr Loan Officer
NMLS #210325

Conor Hayhurst

Branch Manager
NMLS #743506

Sam Klaburner

Sr Loan Officer
NMLS #140132

Jordan Mowrey

SR Loan Officer
NMLS 210325

Nevada Mortgage Company Reviews

NEVADA Cities

LAS VEGAS Home Loans

HENDERSON Home Loans

RENO Home Loans

NORTH LAS VEGAS Home Loans

ENTERPRISE Home Loans

SPRING VALLEY Home Loans

SUNRISE MANOR Home Loans

PARADISE Home Loans

SPARKS Home Loans

State Specific Mortgage Information
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Accessibility Toolbar