Capital Home Mortgage Maryland

Maryland Home Loans

Home Purchase
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Maryland Mortgage Lender

Welcome to Capital Home Mortgage Maryland. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Maryland Mortgage Lender, Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Maryland Mortgage Company providing a complete line of home loan products along with great Maryland Mortgage Rates. Whether you are a Maryland FHA Home Loan, active duty or retired veteran needing a Maryland VA Home Loan, or a seasoned buyer with a Maryland Conventional Home Loan. We are here to help. Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Maryland is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Maryland Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Maryland Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Maryland Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Maryland Loan Programs

Maryland Home Purchase

Buying a Maryland Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

Maryland Renovation Home Loans

Maryland Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

Maryland FHA Home Loans

1st Time Maryland Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

Maryland VA Home Loans

100% Loans for Maryland Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

Maryland Conventional Home Loans

Flexibility for Maryland Buyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

Maryland Jumbo Home Loans

Great Maryland Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Maryland USDA Home Loans

Maryland Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

Maryland Native American Loans

Maryland HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Maryland Manufactured Home Loans

Maryland Mobile Homes

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

Maryland Reverse Mortgages

Your Maryland Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

Maryland Mortgage Refinance

Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

Maryland Non Qualified Mortgage

Making Maryland Mortgages Possible

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

Maryland Mortgage Team

Conor Hayhurst

Manager
NMLS 743506

Damon Embler

Sr Loan Officer
NMLS 882260

chris erwin

Sr Loan Officer
NMLS 914064

Dale Gremillion

Manager
NMLS 210325

Maryland Mortgage Company Reviews