Welcome to Capital Home Mortgage District of Columbia, where our goal is to provide District of Columbia Home Loans to District of Columbia homebuyers and homeowners with low rates and fees while providing exceptional service.

First, we want to thank you for the opportunity to earn your business.  We understand that purchasing a home is the biggest decision of the most people lives and that is why Capital Home Mortgage provides dedicated points of contact throughout the entire mortgage process.  This ensures a stress-free smooth experience finishing with an on time closing.  After all buying a home should be exciting, not stressful.

As a direct District of Columbia Mortgage Lender, Capital Home Mortgage District of Columbia controls the lending process from start to finish.  Our in house processing and underwriting allows for quick make sense approvals and on time closings.  This control means from application to funding we make every decision.

Capital Home Mortgage District of Columbia is a full service District of Columbia Mortgage Lender providing a complete line of mortgage products along with Great Mortgage Rates.  Whether you are a first-time purchaser seeking an District of Columbia FHA Home Loan,  an active or retired veteran in need of an District of Columbia VA Home Loan, or a seasoned buyer in need of an District of Columbia Conventional Home Loan, we are here to assist.   

Call today (800) 804-5181 to talk to one of our DC Loan Officers.

The District of Columbia, also known as Washington, D.C., is a distinct jurisdiction inside the United States.  As the country’s capital, it lacks the state-level structure found in other regions.  Instead, it is a federal district with direct congressional jurisdiction.

In terms of real estate, Washington, D.C. has a diverse and competitive market. The D.C. real estate market has fluctuated over time, driven by economic conditions, government activity, and local development projects.  

Washington, D.C. is separated into various neighborhoods, each with its own distinct flavor and property market. Georgetown, Dupont Circle, Capitol Hill, and Adams Morgan are some of the more well-known areas.

The city has a diverse range of housing alternatives, including antique row houses, modern condominiums, and apartment buildings. Property types can vary greatly amongst neighborhoods.

Home prices in Washington, D.C. are frequently higher than the national average, owing to the city’s reputation as the capital and its closeness to government buildings, cultural institutions, and employment prospects.

The rental market is also competitive, with a sizable proportion of the population preferring to rent rather than purchase. This is due in part to the population’s itinerant nature, which includes government officials, diplomats, and professional individuals.

The city has ongoing development initiatives aimed at regenerating certain sections, providing new amenities, and luring residents. These initiatives can have an impact on home values and the wider real estate market.

Many portions of Washington, D.C., are historically significant, which can have an impact on property preservation and redevelopment. Certain neighborhoods are recognized for their historic architecture and preservation initiatives.

Thank you again for your interest in Capital Home Mortgage District of Columbia and we look forward to providing your new mortgage.