Capital Home Mortgage District of Columbia

District of columbia Home Loans

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Capital Home Mortgage District of Columbia

Welcome to Capital Home Mortgage District of Columbia. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision of the most people lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire mortgage process.  This ensures a stress free smooth experience finishing with an on time closing.  After all buying a home should be exciting, not stressful. As a District of Columbia Mortgage Lender, Capital Home Mortgage controls the lending process from start to finish.  This means from application to funding we make every decision.  Our in house processing and underwriting allows for quick make sense approvals and on time closings.  Capital Home Mortgage is a full service District of Columbia Mortgage Company providing a complete line of mortgage products along with great District of Columbia Mortgage Rates.

Whether you are a first time homebuyer looking at a District of Columbia FHA Home Loan, an active duty or retired veteran needing a District of Columbia VA Home Loan, or a seasoned buyer requesting a District of Columbia Conventional Home Loan. We are here to help.

Thank you again for your interest in Capital Home Mortgage District of Columbia and we look forward to providing your new mortgage.

Why DC is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great DC Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

DC Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

District of Columbia Mortgage Rates

District of Columbia Mortgage Loans

District of Columbia Home Purchase

Buying a District of Columbia Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

District of Columbia Renovation Home Loans

District of Columbia Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

District of Columbia FHA Home Loans

1st Time District of Columbia Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

District of Columbia VA Home Loans

100% Loans for District of Columbia Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

District of Columbia Conventional Home Loans

Flexibility for District of Columbia Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

District of Columbia Jumbo Home Loans

Great District of Columbia Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

District of Columbia USDA Home Loans

District of Columbia Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

District of Columbia Native American Loans

District of Columbia HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

District of Columbia Manufactured Home Loans

District of Columbia Mobile Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

District of Columbia Reverse Mortgages

Your District of Columbia Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

District of ColumbiaMortgage Refinance

District of Columbia Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

District of Columbia Non Qualified Mortgage

Making District of Columbia Mortgages Possible

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

District of Columbia Mortgage Team

Conor Hayhurst

Managing Director
NMLS 743506

Damon Embler

Loan Officer
NMLS 882260

Kelly Cameron

Loan Officer
NMLS 178093

Lynette Surman

Loan Officer
NMLS 2097265

District of Columbia Mortgage Company Reviews

State Specific Mortgage Information
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