Welcome to Capital Home Mortgage Virginia, where we strive to provide Virginia Home Loans to Virginia homebuyers and homeowners at competitive rates and fees while providing outstanding customer service.  First, we’d like to thank you for the opportunity to earn your business.  We understand that purchasing a home is the most important decision of most people’s life, which is why Capital Home Mortgage Virginia offers dedicated points of contact throughout the mortgage process.  This assures a stress-free and pleasant experience, with an on-time close.  After all, buying a home should be exciting rather than stressful.

Capital Home Mortgage Virginia, as a direct Virginia mortgage lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings.  We have complete control over everything from the application to the funding process.

Capital Home Mortgage Virginia is a full-service Virginia mortgage lender that offers a wide range of mortgage products as well as competitive Virginia mortgage rates.  Whether you are a first-time purchaser seeking a Virginia FHA Home Loan, looking for a rural property and needing a Virginia USDA Home Loan, an active or retired veteran in need of a Virginia VA Home Loan, or a seasoned buyer in need of a Virginia Conventional Home Loan, we are here to assist.

Call today (757) 600-6845 to talk to one of our Virginia Loan Officers.

Virginia is located in the southeastern part of the United States and has several major cities including Virginia Beach, Norfolk, Chesapeake, Arlington, Alexandria and Richmond, which also serves as the capital.

Virginia is home to a diverse population and ranks among the most populous states in the US.  Being one of the original thirteen colonies, it had a pivotal part in shaping American history.  Not only was it the scene of pivotal battles in the American Revolution and Civil Wars, but it is also the birthplace of numerous founding fathers.

The agricultural, technological, governmental, military, and tourist industries are vital to Virginia’s economy.  Many federal agencies and IT enterprises call Northern Virginia home.

George Mason University, Virginia Tech, and the University of Virginia (UVA) are just a few of the esteemed educational institutions located in Virginia.

The coastal plain, the Piedmont Plateau, and the Appalachian Mountains make up Virginia’s varied landscape.  Notable natural features include the Potomac River and Chesapeake Bay.

There are a number of military bases in Virginia, notably the Pentagon, which is situated across the Potomac River from the nation’s capital.

Virginia have seen distinct trends in housing prices. The housing market in northern Virginia, especially in neighborhoods around the nation’s capital, is more expensive than in the rest of the state.

Factors like as economic conditions, interest rates, and population expansion have impacted the Virginia housing market, as they do throughout the United States.  Demand has always been highest in particular regions surrounding large cities, such as the Washington, D.C. suburbs.

There is a large disparity in affordability across the state. The cost of living and, by extension, property values, are often higher in northern Virginia due to the region’s closeness to Washington, DC. More reasonably priced homes might be available in other regions.

There is a wide variety of housing options in Virginia, from high-rise condos in metropolitan areas to single-family houses in suburban suburbs, and even some rural and agricultural locations.

The IT, government, and defense contracting industries that support Virginia’s economy have the potential to influence the state’s housing market. A thriving housing market is generally accompanied by rising employment and stable economic conditions.

Rental markets can be fiercely competitive in highly sought-after locations. The abundance of job prospects in and around Washington, D.C., contributes to the robust rental market in Northern Virginia.

Thank you again for your interest in Capital Home Mortgage Virginia and we look forward to providing your new mortgage.