Capital Home Mortgage North Carolina

North Carolina Home Loans

Home Purchase
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North Carolina Mortgage Lender

Welcome to Capital Home Mortgage North Carolina. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct North Carolina Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service North Carolina Mortgage Company providing a complete line of home loan products along with great North Carolina Mortgage Rates.

Whether you are a first-time homebuyer looking at a North Carolina FHA Home Loan, active duty or retired veteran needing a North Carolina VA Home Loan, or a seasoned buyer with a North Carolina Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why North Carolina is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great North Carolina Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

North Carolina Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

North Carolina Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

North Carolina Loan Programs

North Carolina Home Purchase

Buying a North Carolina Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

North Carolina Renovation Home Loans

North Carolina Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

North Carolina FHA Home Loans

1st Time North Carolina Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

North Carolina VA Home Loans

100% Loans for North Carolina Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

North Carolina Conventional Home Loans

Flexibility for North Carolina Buyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

North Carolina Jumbo Home Loans

Great North Carolina Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

North Carolina USDA Home Loans

North Carolina Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

North Carolina Native American Loans

North Carolina HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

North Carolina Manufactured Home Loans

North CarolinaMobile Homes

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

North Carolina Reverse Mortgages

Your North Carolina Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

North Carolina Mortgage Refinance

North Carolina Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

North Carolina Non Qualified Mortgage

Making North Carolina Mortgages Possible

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

Texas Mortgage Team

Conor Hayhurst

Manager
NMLS 743506

Damon Embler

Sr Loan Officer
NMLS 882260

chris erwin

Sr Loan Officer
NMLS 914064

Dale Gremillion

Manager
NMLS 210325

Texas Mortgage Company Reviews

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