Capital Home Mortgage North Carolina

North Carolina Home Loans

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North Carolina Mortgage Lender

Welcome to Capital Home Mortgage North Carolina. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct North Carolina Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service North Carolina Mortgage Company providing a complete line of home loan products along with great North Carolina Mortgage Rates.

Whether you are a first-time homebuyer looking at a North Carolina FHA Home Loan, active duty or retired veteran needing a North Carolina VA Home Loan, or a seasoned buyer with a North Carolina Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why North Carolina is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great North Carolina Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

North Carolina Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

North Carolina Mortgage Rates

Capital Home Mortgage North Carolina is dedicated to offering great North Carolina Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

North Carolina Mortgage Team

Dale Gremillion

NMLS 210325
Managing Director

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Cristina Roca

NMLS 1926089
Spanish Speaking Loan Officer

North Carolina Mortgage Programs

North Carolina Home Purchase

Buying a North Carolina Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

North Carolina Renovation Home Loans

North Carolina Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

North Carolina FHA Home Loans

1st Time North Carolina Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

North Carolina VA Home Loans

100% Loans for North Carolina Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

North Carolina Conventional Home Loans

Flexibility for North Carolina Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

North Carolina Jumbo Home Loans

Great North Carolina Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

North Carolina USDA Home Loans

North Carolina Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

North Carolina Native American Loans

North Carolina HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

North Carolina Manufactured Home Loans

North Carolina Mobile Home Loans

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

North Carolina Reverse Mortgages

Your North Carolina Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

North Carolina Cash-Out Refinance

North Carolina Equity Refinance

  • Debt Consolidation
  • Investment Opportunity
  • Plan a Vacation
  • Home Improvement

North Carolina Mortgage Refinance

North Carolina Rate & Term Refinance

  • Save Money Today
  • Lower Monthly Payments
  • Reduce the Mortgage Term
  • Streamline Options Available

North Carolina Mortgage Company Reviews

North Carolina Cities

Charlotte Home Loans

Raleigh Home Loans

Greensboro Home Loans

Winston Salem Home Loans

Durham Home Loans

Fayetteville Home Loans

Cary Town Home Loans

Wilmington Home Loans

High Point Home Loans