Capital Home Mortgage Michigan

Michigan Home Loans

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Capital Home Mortgage Michigan

Welcome to Capital Home Mortgage Michigan. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Michigan Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Michigan Mortgage Company providing a complete line of home loan products along with great Michigan Mortgage Rates.

Whether you are a first-time homebuyer looking at a Michigan FHA Home Loan, active duty or retired veteran needing a Michigan VA Home Loan, or a seasoned buyer with a Michigan Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Michigan is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Michigan Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Michigan Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Michigan Mortgage Rates

Michigan Loan Programs

Michigan Home Purchase

Buying a Michigan Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Michigan Renovation Home Loans

Michigan Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Michigan FHA Home Loans

1st Time Michigan Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Michigan VA Home Loans

100% Loans for Michigan Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Michigan Conventional Home Loans

Flexibility for Michigan Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Michigan Jumbo Home Loans

Great Michigan Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Michigan USDA Home Loans

Michigan Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Michigan Native American Loans

Michigan HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Michigan Manufactured Home Loans

Michigan Mobile Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Michigan Reverse Mortgages

Your Michigan Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Michigan Mortgage Refinance

Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Michigan Non Qualified Mortgage

Making Michigan Mortgages Possible

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Michigan Mortgage Team

Conor Hayhurst

Managing Director
NMLS 743506

Damon Embler

Loan Officer
NMLS 882260

Kelly Cameron

Loan Officer
NMLS 178093

Lynette Surman

Loan Officer
NMLS 2097265

Michigan Mortgage Company Reviews

State Specific Mortgage Information
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