Welcome to Capital Home Mortgage Washington, where we strive to provide Washington Home Loans to Washington homebuyers and homeowners at competitive rates and fees while providing outstanding customer service.  First, we’d like to thank you for the opportunity to earn your business.  We understand that purchasing a home is the most important decision of most people’s life, which is why Capital Home Mortgage Washington offers dedicated points of contact throughout the mortgage process.  This assures a stress-free and pleasant experience, with an on-time close.  After all, buying a home should be exciting rather than stressful.

Capital Home Mortgage Washington, as a direct Washington mortgage lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings.  We have complete control over everything from the application to the funding process.

Capital Home Mortgage Washington is a full-service Washington mortgage lender that offers a wide range of mortgage products as well as, competitive Washington Mortgage Rates.  Whether you are a first-time purchaser seeking a Washington FHA Home Loan, looking for a rural property and needing a Washington USDA Home Loan, a Native Washington wanting to use the HUD 184  Washington Native American Home Loan, an active or retired veteran in need of a Washington VA Home Loan, or a seasoned buyer in need of a Washington Conventional Home Loan, we are here to assist.

Call today (253) 528-4417 to talk to one of our Washington Loan Officers.

Washington is located in the Pacific Northwest region of the United States.  Founded from the western half of the Washington Territory, which the British Empire gave in 1846 as part of the Oregon Treaty in settlement of the Oregon boundary dispute. It was named after George Washington, the United States’ first president.  Major Cities include Seattle, Spokane, Tacoma, Vancouver, Bellevue, Everett and Olympia, which is the capital.

Washington is known for its diverse geography, including the Cascade Range of mountains, dense forests, and a rugged coastline along the Pacific Ocean.

The state is divided into two distinct regions: Western Washington, characterized by a marine climate and urban centers, and Eastern Washington, which is drier with a more continental climate and extensive farmland.

The economy is driven by technology, aerospace, agriculture, and trade.  Seattle is a major tech hub and home to companies like Microsoft, Amazon, and Boeing.  The state is a leader in aircraft manufacturing, software development, and online retail.  Washington is a significant agricultural producer, known for apples, cherries, pears, hops, and potatoes.  The Yakima Valley and Wenatchee Valley are prominent agricultural regions.

The state is home to several universities, including the University of Washington, Washington State University, and Gonzaga University.

Washington is renowned for its scenic beauty, with national parks such as Mount Rainier National Park and Olympic National Park.  Puget Sound and the San Juan Islands contribute to the state’s maritime charm.

Seattle is a cultural hub, hosting museums like the Museum of Pop Culture (MoPOP), the Seattle Art Museum, and the Pacific Science Center.  The Space Needle is an iconic landmark in Seattle.

Outdoor enthusiasts can enjoy a variety of activities, including hiking, skiing, and water sports, thanks to the state’s diverse landscapes.  The climate varies across the state, with a maritime climate on the western side and a more continental climate on the eastern side.  In summary, Washington is a state with a diverse economy, stunning natural landscapes, a vibrant cultural scene, and a strong emphasis on technology and innovation.

Washington, particularly in major cities like Seattle, has experienced a strong and competitive housing market.  Home prices in the Seattle metropolitan area have historically been higher than the national average.

Seattle has been one of the fastest-growing cities in the United States, driven by the tech industry and job opportunities.  This growth has contributed to increased demand for housing, leading to rising home prices.

Affordability has been a concern in certain areas, especially in and around Seattle, where the cost of living is relatively high.  This can make it challenging for some buyers, particularly first-time buyers, to enter the market.

The rental market has also been competitive, with demand for rental properties driven by population growth, job opportunities, and the presence of major companies.

Washington’s economy, particularly the tech sector with companies like Microsoft and Amazon, plays a significant role in the real estate market. 

While urban areas have seen rapid development and increased property values, rural areas may have different dynamics. Some rural areas may offer more affordable housing options.

Thank you again for your interest in Capital Home Mortgage Washington and we look forward to providing your new mortgage.