Capital Home Mortgage Washington

Washington Home Loans

Home Purchase
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Washington Mortgage Lender

Welcome to Capital Home Mortgage Washington. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision of the most people lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire mortgage process.  This ensures a stress free smooth experience finishing with an on time closing.  After all buying a home should be exciting, not stressful. Washington Mortgage Lender, Capital Home Mortgage controls the lending process from start to finish.  This means from application to funding we make every decision.  Our in house processing and underwriting allows for quick make sense approvals and on time closings.  Capital Home Mortgage is a full service Washington Mortgage Company providing a complete line of mortgage products along with great Washington Mortgage Rates.

Whether you are a first-time homebuyer looking at a Washington FHA Home Loan, an active duty or retired veteran needing a Washington VA Home Loan, or a Washington Conventional Home Loan we are here to help.

Thank you again for your interest in Capital Home Mortgage and we look forward to providing your new mortgage.

Why Washington is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Washington Rates

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Washington Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Washington Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Washington Loan Programs

Washington Home Purchase

Buying a Washington Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

Washington Renovation Home Loans

Washington Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

Washington FHA Home Loans

1st Time Washington Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

Washington VA Home Loans

100% Loans for Washington Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

Washington Conventional Home Loans

Flexibility for Washington Buyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

Washington Jumbo Home Loans

Great Washington Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Washington USDA Home Loans

Washington Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

Washington Native American Loans

Washington HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Washington Manufactured Home Loans

Washington Mobile Homes

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

Washington Reverse Mortgages

Your Washington Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

Washington Mortgage Refinance

Washington Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

Washington Non Qualified Mortgage

Making Washington Mortgages Possible

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

Washington Mortgage Team

Kathy Rubin

Sr Loan Officer
NMLS 204449

Damon Embler

Sr Loan Officer
NMLS 882260

Matt Williams

Sr Loan Officer
NMLS 1945867

Dale Gremillion

Manager
NMLS 210325

Washington Mortgage Company Reviews

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