Puyallup Mortgage Lender
Welcome to Capital Home Mortgage Puyallup, where we are committed to helping homebuyers and homeowners achieve their dreams with tailored Puyallup home loans. Our mission is to provide highly competitive mortgage rates and low fees, ensuring you receive the best possible value. At the heart of our service is an unwavering dedication to delivering an outstanding customer experience. We believe every step of your home financing journey should be met with support, clarity, and care.
We are honored by the opportunity to earn your business and recognize the profound significance of purchasing a home. For most, it’s a life-changing decision—the foundation of a secure future and where memories are made. At Capital Home Mortgage Puyallup, we understand the weight of this decision, which is why we go above and beyond to create a mortgage experience that’s as efficient as it is. From the beginning, you’ll be connected with a dedicated mortgage expert who will guide you through the entire process, ensuring your questions and concerns are answered. Our goal is to make the journey as smooth as possible, leading to a stress-free, on-time closing. After all, buying a home is an exciting new chapter, and we want to help you focus on the joy it brings, not the complexities of the process.
Capital Home Mortgage Puyallup is a direct mortgage lender that handles every aspect of the lending process in-house. This means that from the moment you apply to the final approval and closing, you’re working closely with our team of experienced professionals. With in-house processing and underwriting, we are able to deliver quick decisions based on common-sense assessments, ensuring that your loan process moves forward without unnecessary delays. Our streamlined approach allows for faster approvals and closings so you can move into your new home sooner and with greater peace of mind.
Whether you’re a first-time homebuyer, looking to refinance, or searching for the right loan for your next move, Capital Home Mortgage Puyallup is here to assist you with personalized solutions that meet your needs. Our team of knowledgeable Puyallup loan officers is ready to provide expert advice and guidance tailored to your unique situation.
Don’t hesitate to reach out today at (253) 528-4417 to speak with one of our Puyallup loan experts. Let us show you how easy and stress-free the mortgage process can be when you have the right team by your side. Together, we’ll turn your ownership dreams into reality with the personalized service and expertise that sets us apart.
Home Loans In Puyallup, Washington
Puyallup is a city in Pierce County, located 10 miles southeast of Tacoma and 35 miles south of Seattle. The city is situated at the foot of the scenic Mount Rainier and is known for its hops, berries, and flowers.
The real estate market in Puyallup is competitive, with an average median price of $475k and a price per square footage of $269.
Home Loan Programs in Puyallup
With an average median home price of $475k, Puyallup has plenty of mortgage loan options. The conventional-conforming loan is the most prevalent home loan program in Pierce County, followed by an FHA loan.
The most commonly used mortgage programs in Puyallup are as follows:
- Conventional Loans
Conventional loans are mortgages not associated with any federal program. Conventional home loans can either be conforming or non-conforming loans.
Conforming loans are mortgages that meet the guidelines and funding criteria of the government-sponsored enterprises Fannie Mae and Freddie Mac. They also meet the loan limits the Federal Housing Finance Agency (FHFA) set.
Non-Conforming loans, on the other hand, are mortgages that don’t meet the standards set by Fannie Mae and Freddie Mac. They also don’t meet the loan limits set by the FHFA. A prime example of a non-conforming loan is a Jumbo mortgage.
Conventional loans have strict eligibility requirements compared to government-insured or guaranteed loans. A minimum credit score is required to qualify for a conventional loan. Your debt-to-income ratio must not exceed 45%, and the down payment requirement is anywhere from 3 – 5% of the purchase price, based on the borrower’s credit score.
The maximum loan amount for a conventional loan in 2023 is $977,500 for a single-family residence.
- FHA Loans
FHA loans are mortgages insured by the Federal Housing Administration, a branch of the United States Department of Housing and Urban Development (HUD). They insure the loans against future default, eliminating the risk from the lender. By doing so, lenders can offer a more favorable term than conventional mortgages.
FHA-insured loans are the most lenient home loan program. A borrower only needs a credit score of 580 to qualify for an FHA loan. The down payment is 3.5% of the purchase price. Borrowers with a credit score below 580 may still be eligible if they can put down 10%.
FHA loans allow for a higher DTI ratio of 50%. This allows the borrower to qualify for a more expensive home than a conventional loan. The loan limit is $977,500 for a single-family residence and $1,251,400 for a two-unit property. Those looking to purchase a three-unit property may borrow up to $1,412,650 and $1,879,850 for a four-unit property.
- USDA Loans
USDA-Guaranteed Home Loan is a program offered by the United States Department of Agriculture that helps low- and moderate-income households own a decent, safe, and sanitary property as their primary residence in an eligible rural area. It is a no-money-down program since it guarantees USDA-approved lenders a 90% loan note guarantee.
To be eligible for a USDA loan, borrowers must meet the household income guideline; they cannot make more than 115% of the area median income (AMI). Borrowers must be US citizens or lawfully-admitted resident aliens. The subject property must also be located in a USDA-designated rural area.
Most lenders require a credit score of 640 to qualify for a USDA-Guaranteed Home Loan.
- VA Loans
VA home loans are mortgages offered by private lenders like banks, credit unions, and mortgage companies. The United States Department of Veterans Affairs guarantees them. It allows active-duty service personnel, veterans, and their surviving spouses to finance a property with no money down.
To be eligible for a VA home loan, borrowers must meet the minimum duty service requirements, have a valid Certificate of Eligibility (COE), and use the property as a primary residence.
- Jumbo Mortgage Loans
Any mortgage that exceeds the loan limits set by the FHFA is considered a jumbo loan. They are used to purchase expensive or luxury homes. They require a credit score of 700, and some lenders require a credit score of 720.
Depending upon the borrower’s credit score, the down payment requirement on a jumbo loan is 10% of the purchase price. Borrowers may be required to come up with a 20 – 30% down payment if their credit is not up to par. Lenders only offer jumbo loans to buyers with predictable, steady incomes. Borrowers must have a low DTI ratio, preferably below 43%. The reserve requirement for jumbo loans is 6 – 12 months of the proposed monthly mortgage payments.
Apply for a Home Loan in Puyallup
Let us assist you in becoming a happy homeowner in Puyallup, Washington. Contact our professional loan experts at Capital Home Mortgage immediately to discuss your house loan requirements. Whether you’re a first-time borrower or a seasoned investor, we can match you with the right mortgage package for your needs.
To get started, call us at (253) 528-4417.
Home Loans In Puyallup, Washington
Located across Lake Washing from Seattle, Bellevue is the third-largest city in the Seattle metropolitan area. It is home to some of the world’s largest technology companies. Its housing market is so competitive the average price of a house is $1.5M, up 44% since last year.
Do you still live with your parents? Are you looking to relocate to a new city for a job? If this is the case, you may be looking forward to owning your first home or the next one.
The hunt for a new home can sometimes seem long and daunting, so daunting that you avoid taking the first steps. But, contrary to popular belief, purchasing a home does not have to be as stressful, overwhelming, or time-consuming as people make it out to be.
How Long Does It Take To Buy A New Home?
Given current market conditions, you’re likely to spend about a year finding and purchasing your next home. You may spend the majority of that time looking for the right home.
It is much harder to find a home that fits your needs and budget these days as the forces of supply and demand has tipped in the scales in favor of the sellers.
Homebuying Timeline
- Getting Preapproved For A Mortgage (One or Two Days)
The first step in obtaining a mortgage is to apply for pre-approval, where your lender verifies your financial information to determine how much you can afford. If you qualify, your lender will issue a letter outlining an official estimate of the loan they are willing to offer you.
- Shopping For A New Home (3 to 6 Months)
Searching for the right home is commonly the most time-consuming part of the home buying process. If you’re looking for a home in a hot real estate market, it could take you a few months to a year to find a home that ticks all the right boxes.
The best way to expedite this step in the process is by working with a real estate agent that knows the area and the market well.
- Making An Offer (Depending On How The Negotiations Go)
When you’ve found the perfect home and are ready to buy, your real estate agent can assist you in making an offer and drafting an offer letter highlighting the terms of the sale.
If you’re making an all-cash offer, include a Proof of Funds letter to demonstrate your financial capacity to complete the transaction. If you’re taking out a mortgage, attach your pre-approval letter to your offer to show the seller that you’ve been pre-approved by a lender.
- Finalizing Your Mortgage and Preparing For Closing (About 1 Month)
Now that you’ve signed your purchase agreement, you’re ready to start the mortgage application process. Most lenders need 30 – 45 days to finalize your loan details. Your lender will schedule an appraisal to ensure that your home meets the minimum requirements of your mortgage and then underwrite your loan.
During this time, you should also consider getting a home inspection to find out if there are any issues in the property you were not made aware of.
- Closing Your Loan (A Week or Less)
When your appraisal is cleared, and your lender has finished underwriting your loan, it is time to close.
Before the closing, your lender will issue a document called Closing disclosure, which outlines the terms of your loan. You have at least three days to read it.
After three days, your lender will schedule a closing meeting. This is where you sign your loan documents, pay your down payment and closing costs, and take possession of your new home.
Mortgage Lender In Puyallup, WA
Are you looking to purchase a new home in Bellevue? Capital Home Mortgage can walk you through the process and assist you in making the best decision. We offer a variety of home loan programs to meet the needs of every buyer – from conventional loans to government-backed loans and jumbo loans.
As one of the leading mortgage lenders in Washington, Capital Home Mortgage has the advantage of providing our clients with a flexible underwriting policy, low fees, and competitive interest rates. Whether you are a first-time homebuyer, active duty or retired veteran, or a seasoned buyer, we are here to assist you.
Apply For A Puyallup Home Loan Now!
Capital Home Mortgage is committed to creating a positive home buying experience for our clients. We know that time is of the essence in real estate transactions. This is why we equip ourselves with the necessary technology and resources to speed up the loan application, underwriting, and funding processes.
You can count on us to complete the application process quickly and smoothly and close your mortgage on time.
Call us at (253) 528-4417; we look forward to providing your Puyallup Home Loan.
Puyallup Mortgage Rates
Puyallup Real estate Market
Puyallup’s economy has been robust, with diverse industries contributing to job growth and economic stability. Cities like Nashville, Memphis, Knoxville, and Chattanooga have seen significant development and attract both businesses and residents, boosting the real estate market.
Puyallup has experienced steady population growth fueled by factors such as job opportunities, affordable living costs, and quality of life amenities. Increased demand for housing, both rental and ownership, has positively impacted the real estate market across the state.
Compared to many other states, Puyallup offers relatively affordable housing options, attracting first-time homebuyers, retirees, and investors. This affordability has contributed to sustained demand and a healthy real estate market.
Several cities in Puyallup have undergone urban revitalization efforts, leading to the redevelopment of downtown areas, the creation of mixed-use developments, and the enhancement of public spaces. These initiatives have increased property values and attracted new residents and businesses.
Puyallup’s tourism industry, centered around attractions like the Great Smoky Mountains, Nashville’s music scene, and historical sites, has bolstered the real estate market, particularly in areas with high tourist traffic. Vacation rentals, hotels, and hospitality-related properties have seen increased demand.
Puyallup’s real estate market has attracted attention from investors seeking favorable returns and opportunities for growth. Residential and commercial properties, as well as real estate development projects, have been of interest to both local and out-of-state investors.
Despite its strengths, Puyallup’s real estate market faces challenges such as infrastructure needs, affordable housing shortages in some areas, and potential impacts from external factors like natural disasters or economic downturns. Addressing these challenges will be essential for sustaining the market’s growth and stability.
Puyallup’s real estate market presents opportunities for buyers, sellers, and investors alike. Favorable economic conditions, population trends, and affordability drive continued growth and development. However, staying informed about market dynamics and local factors is crucial for making informed decisions in this dynamic environment.
Puyallup Home Mortgages
Capital Home Mortgage Puyallup is a full-service Puyallup Mortgage Lender that offers a complete line of home loans to meet all Puyallup Residents lending needs: Puyallup Purchase Home Loans, Puyallup Renovation Home Loans, Puyallup Construction Home Loans, Puyallup Manufactured Home Loans, Puyallup Rate and Term Refinance Home Loans and Puyallup Cash-Out Home Loans.
Puyallup Purchase Mortgages
At Capital Home Mortgage Puyallup, we are committed to offering homebuyers a comprehensive selection of Puyallup home purchase loans. We know that buying a home is one of life’s biggest decisions and can often feel overwhelming. That’s why we provide dedicated professionals to guide you through every step of the process and provide a clear education on the various loan options available. Our mission is to make your home buying experience smooth and stress-free, helping you confidently choose the loan that best suits your unique needs.
Puyallup Rate and Term Refinance Home Loans allow borrowers to replace their existing mortgage with a new one to secure more favorable terms. The main objective is often to reduce the interest rate, resulting in lower monthly payments or to adjust the loan duration, which can either reduce payments or shorten the mortgage term. In some cases, this type of refinance can also help transition from one loan program to another, potentially eliminating the need for mortgage insurance and offering significant savings and flexibility to homeowners.
Puyallup Cash out Mortgages
Puyallup Cash Out Refinance Home Loans offer homeowners the opportunity to tap into their home’s equity by refinancing for an amount greater than their current mortgage balance. The difference is provided in cash, which can be used for various purposes, such as consolidating debt at closing. Unlike rate and term refinance, cash-out refinances typically have lower loan-to-value limits and may come with slightly higher interest rates, but they provide a valuable way for homeowners to access funds when needed.
Puyallup One Time Close Construction Home Loans simplify the home-building process by combining the construction loan and permanent mortgage into a single loan, eliminating the need for multiple applications and closings. This saves time and reduces costs compared to traditional construction loans, which require a separate mortgage after construction is complete. Additionally, One Time Close loans can be paired with standard mortgage products, allowing for much lower down payments and making the process more convenient and affordable for homebuyers.
Puyallup Renovation Mortgages
Looking for a new Puyallup home but not interested in buying from a builder? Whether you’re drawn to the charm of an older home, the appeal of a well-established neighborhood, or the perfect location close to town, updating an existing house could be the key to making your dream a reality. Capital Home Mortgage offers a wide range of Puyallup Renovation Home Loans to help bring that vision to life. We’ll guide you through every step of the process, handling the complexities of construction or rehab loans so you can focus on transforming your home into exactly what you’ve envisioned.
Puyallup Manufactured Mortgages
Modern manufactured homes offer impressive design sophistication and amenities comparable to traditional site-built homes. Available in single-wide, double-wide, or even larger configurations, these homes are built using high-quality materials and techniques that meet rigorous standards. Constructed on steel chassis, they provide faster build times and cost-saving advantages. If you’re considering a manufactured home, contact us today to explore our range of Puyallup Manufactured Home Loans and discover how we can help make homeownership more affordable and accessible.
Puyallup Purchase Home Loans
Capital Home Mortgage Puyallup is your trusted full-service lender, providing a comprehensive selection of home loan options designed to cater to the unique needs of every Puyallup homebuyer. Whether you’re stepping into homeownership for the first time with an FHA loan, seeking a USDA loan for a rural property, a Native Tennessean leveraging the HUD 184 Native American Home Loan, an active or retired veteran qualifying for a VA loan, aiming to finance your dream home with a jumbo loan, or an experienced buyer exploring conventional or non-QM loans, our dedicated team has the expertise and resources to guide you every step of the way. We are committed to helping you navigate the mortgage process smoothly and achieve your homeownership goals with confidence and ease.
Puyallup FHA Home Loans
A Puyallup FHA Home Mortgage, backed by the Federal Housing Administration, provides an excellent opportunity for a diverse range of homebuyers to achieve their dream of homeownership. Specifically designed to support low-to-moderate-income individuals and first-time buyers, FHA loans offer the benefit of a smaller down payment, making it easier to get started. These flexible loans are available to anyone, regardless of their background, thanks to adaptable credit score requirements and the option to use gift funds toward the down payment. Additionally, qualifying for a Puyallup FHA home loan requires a stable employment history and documented income, ensuring borrowers are well-prepared for success. Whether you’re new to the housing market or seeking favorable loan terms, a Puyallup FHA Home Mortgage can be the key to securing a comfortable and affordable home.
A Puyallup VA Home Mortgage is an exceptional financing option designed specifically for qualified veterans, active-duty service members, and select surviving spouses in Puyallup. These loans are offered by private lenders but are guaranteed by the United States Department of Veterans Affairs, enabling borrowers to take advantage of highly favorable terms such as no down payment and the elimination of private mortgage insurance (PMI). VA home loans are widely accessible, featuring competitive interest rates and flexible credit standards that make homeownership more attainable for those who have served our country. Whether you’re looking to purchase your first home, upgrade to a larger property, or refinance an existing mortgage, a Puyallup VA Home Mortgage provides the support and advantageous terms you deserve, ensuring a smooth and affordable path to securing your dream home.
Puyallup USDA Home Loans
A Puyallup USDA Home Mortgage is an exceptional zero-down financing option provided by the U.S. Department of Agriculture, designed to support low-to-moderate-income buyers in achieving homeownership. These USDA home loans come in two distinct forms: USDA-Guaranteed and USDA-Direct. The USDA-Guaranteed Home Loan is offered through private lenders and backed by the USDA, while the USDA-Direct Home Loan is provided directly by the USDA itself. To qualify for USDA financing, your home must be situated in an approved rural area, and your household income must not exceed 115% of the median income for your region when applying for Guaranteed Loans. By offering these flexible and accessible loan options, Puyallup USDA Home Mortgages make it easier for eligible buyers to secure their dream homes without the burden of a down payment.
Puyallup Native American Home Loans
A Puyallup Native American Mortgage, also known as a HUD Section 184 Guaranteed Home Loan, is a specialized government-backed loan exclusively available to registered Native Americans in Puyallup. This unique mortgage program offers more accessible credit qualifications and provides access to tribal grants, making homeownership more attainable for eligible individuals. Additionally, the HUD 184 Home Loan delivers the flexibility to finance both the purchase and renovation of a home, allowing you to create a living space that perfectly suits your needs. Combining these benefits, a Puyallup Native American Mortgage empowers you to secure and enhance your home with greater ease and support, ensuring a smoother and more rewarding homeownership experience.
Puyallup Conventional Home Loans
A Puyallup Conventional Home Mortgage adheres to the standards set by government-sponsored enterprises Fannie Mae and Freddie Mac, providing flexible financing options for primary residences, secondary homes, and investment properties. These conforming loans are accessible to a wide range of borrowers, requiring a minimum credit score of 620, stable income, and a down payment. With annual loan limits updated each January 1st to reflect the median home prices in your local area, Puyallup Conventional Home Mortgage offers reliable and adaptable solutions tailored to the evolving real estate market. Whether you’re purchasing your first home, upgrading to a larger property, or expanding your investment portfolio, our Conventional Home Loans are designed to help you achieve your property goals.
Puyallup Jumbo Home Loans
A Puyallup Jumbo Home Mortgage is designed for those looking to finance high-value luxury properties that exceed standard conventional loan limits. As property values continue to rise, these premium loans have become increasingly popular among discerning homebuyers. Puyallup Jumbo Home Mortgages offers flexible financing options, including fixed-rate terms of 30 years and 15 years and adjustable-rate alternatives to suit your financial preferences. With the ability to finance up to $3,000,000 at 90% loan-to-value, these mortgages provide substantial purchasing power without the burden of Private Mortgage Insurance (PMI). Whether you’re investing in a dream home or expanding your real estate portfolio, our Jumbo Home Mortgages deliver the competitive rates and comprehensive support you need to secure your luxury property with confidence and ease.
A Puyallup Non-Qualified Mortgage, commonly referred to as a Non-QM loan, is a type of mortgage that does not conform to the standards set by government-sponsored enterprises (GSEs) for qualified mortgages. This loan option is particularly suitable for borrowers who do not meet the stringent criteria of a qualified mortgage, including individuals with inconsistent income or elevated debt-to-income ratios.
Puyallup Reverse Home Loans
A Puyallup Reverse Mortgage is a financial tool designed for homeowners aged 62 and older. It allows them to convert part of their home equity into tax-free cash without selling their property or making monthly payments. Offered through Capital Home Mortgage Puyallup and backed by the FHA’s Home Equity Conversion Mortgage (HECM) program, this loan helps seniors supplement their retirement income, cover medical expenses, or make home improvements. The loan is repaid only when the homeowner sells the home, moves out permanently, or passes away, enabling them to stay in their home while enjoying financial flexibility. Capital Home Mortgage Puyallup provides expert guidance throughout the process to ensure homeowners make informed decisions that align with their financial goals.
Why Puyallup is are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Competitive Rates & Fees
Direct Lender with Complete Mortgage Programs
Exceptional Service
Customer Support Application to Final Payment
Puyallup Mortgage Company Reviews
Puyallup Mortgage Team
Puyallup Mortgage Programs
Puyallup Home Purchase loans
Looking to Purchase a Puyallup Home?
Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
- Primary, 2nd Home, Investment
- Competitive Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Puyallup Renovation Home Loans
Looking to Rehab a Puyallup Home?
Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Puyallup FHA Home loans
Great 1st Time Puyallup Homebuyers
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Puyallup va Home Loans
100% Financing for Puyallup Vets
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Puyallup Conventional Home loans
Flexibility for Puyallup Homebuyers
Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
Puyallup Jumbo Home Loans
Puyallup Non-Conforming Home Loans
Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Puyallup USDA Home loans
100% Rural Puyallup Home Loans
USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Puyallup Native american Home Loans
Puyallup Hud 184 Home Loans
HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Puyallup Manufactured Home loans
Great Puyallup Alternative Housing
Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Puyallup Reverse Mortgage Loans
Your Puyallup Home at Work
Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Puyallup Non QM Home loans
Making Puyallup Mortgages Possible
Looking for Non Traditional Home Mortgage Loan? Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Puyallup Construction Home Loans
Build Your Puyallup Dream Home
Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan. Call today to see how a OTC loan works.
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Puyallup Refinance Mortgage loans
Puyallup Rate & Term Refinance
Refinancing can be a hard decision and may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Puyallup Cashout Mortgage Loans
Puyallup Equity Mortgage Loans
Cash-Out Mortgage Loans make use of the equity in your home. Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor.
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education
Washington Cities
State Specific Mortgage Information
