Welcome to Capital Home Mortgage Utah, where we strive to provide Utah Home Loans to Utah homebuyers and homeowners at competitive rates and fees while providing outstanding customer service.  First, we’d like to thank you for the opportunity to earn your business.  We understand that purchasing a home is the most important decision of most people’s life, which is why Capital Home Mortgage Utah offers dedicated points of contact throughout the mortgage process.  This assures a stress-free and pleasant experience, with an on-time close.  After all, buying a home should be exciting rather than stressful.

Capital Home Mortgage Utah as a direct Utah Mortgage Lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings.  We have complete control over everything from the application to the funding process.

Capital Home Mortgage Utah is an Utah Mortgage Lender that offers a wide range of mortgage products as well as competitive Utah Mortgage Rates.  Whether you are a first-time purchaser seeking a Utah FHA Home Loan, looking for a rural property and needing Utah USDA Home Loan, a Native Utahn wanting to use the HUD 184 Utah Native American Home Loan, an active or retired veteran in need of a Utah VA Home Loan, or a seasoned buyer in need of a Utah Conventional Home Loan, we are here to assist.

Call today (435) 375-3307 to talk to one of our Utah Loan Officers.

Utah, known as the “Beehive State”, is located in the western part of the United States. Utah major cities include Provo, Ogden, St. George, West Valley City and Salt Lake City, which serves as the capital.

Utah is recognized for its diverse geography, including vast deserts, high plateaus, and the Rocky Mountains.  Notable geographic features include the Great Salt Lake, the Bonneville Salt Flats, and various national parks like Zion, Bryce Canyon, Arches, and Canyonlands.

Utah has a robust and diversified economy with key sectors in technology, tourism, mining, agriculture, and manufacturing.  Salt Lake City has developed into a major hub for technology and finance.

The majority of Utah’s population is affiliated with The Church of Jesus Christ of Latter-day Saints (LDS Church), commonly known as the Mormon Church. However, the state has a growing religious diversity.

Utah is home to several universities and colleges, including the University of Utah, Brigham Young University, and Utah State University.

Utah is renowned for its outdoor recreational opportunities. The state’s national parks, ski resorts, and hiking trails attract visitors from around the world.  The Sundance Film Festival, one of the largest independent film festivals in the United States, takes place annually in Park City, Utah.

Utah has professional sports teams, including the Utah Jazz (NBA) and Real Salt Lake (MLS).  The state is also known for its winter sports, with numerous ski resorts attracting enthusiasts.

Utah’s real estate market has been steady due in part to the state’s robust and diversified economy, which includes industries like technology.

Utah has historically had a competitive housing market with a little supply of available properties. Urban and suburban growth have coexisted in the state to accommodate a range of housing preferences.

Home prices in Utah have been rising steadily due to a number of variables, including a robust economy, population expansion, and a high standard of living.

Real estate development and housing appreciation have been especially active along the Wasatch Front, which includes the areas surrounding Salt Lake City.

Utah has continuously seen population expansion, drawing newcomers with chances for employment, outdoor activities, and a generally good standard of living. The demand for homes has soared as a result of this.

Although there has been a lot of expansion in urban regions such as Salt Lake City, there has also been interest in rural and suburban locations, which provide a variety of housing possibilities.

Thank you again for your interest in Capital Home Mortgage Utah and we look forward to providing your new mortgage.