Capital Home Mortgage Utah

Utah Home Loans

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Utah Mortgage Lender

Welcome to Capital Home Mortgage Utah. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Utah Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Utah Mortgage Company providing a complete line of home loan products along with great Utah Mortgage Rates.

Whether you are a first-time homebuyer looking at an Utah FHA Home Loan, active duty or retired veteran needing an Utah VA Home Loan, or a seasoned buyer with an Utah Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Utah is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Utah Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Utah Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Utah Mortgage Rates

Capital Home Mortgage Utah is dedicated to offering great Utah Mortgage Rates and Low Fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Utah Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Loan Officer

Utah Mortgage Programs

Utah Home Purchase

Buying a Utah Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Utah Renovation Home Loans

Utah Renovation Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Utah FHA Home Loans

1st Time Utah Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Utah VA Home Loans

100% Loans for Utah Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Utah Conventional Home Loans

Flexibility for Utah Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Utah Jumbo Home Loans

Great Utah Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Utah USDA Home Loans

Utah Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Utah Native American Loans

Utah Native American Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Utah Manufactured Home Loans

Utah Manufactured Homes

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Utah Reverse Mortgages

Your Utah Home at Work!

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Utah Cash-Out Refinance

Utah Cash-Out Refinance

  • Debt Consolidation
  • Investment Opportunity
  • Plan a Vacation
  • Home Improvement

Utah Mortgage Refinance

Utah Rate & Term Refinance

  • Save Money Today
  • Lower Monthly Payments
  • Reduce the Mortgage Term
  • Streamline Options Available

Utah Mortgage Company Reviews