Capital Home Mortgage Illinois

Illinois Home Loans

Home Purchase
Save Today
Have Questions?

Illinois Mortgage Lender

Welcome to Capital Home Mortgage Illinois . First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Illinois Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Illinois Mortgage Company providing a complete line of home loan products along with great Illinois Mortgage Rates.

Whether you are a first-time homebuyer looking at an Illinois FHA Home Loan, active duty or retired veteran needing an Illinois VA Home Loan, or a seasoned buyer with an Illinois  Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Illinois is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Illinois Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Illinois Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Illinois Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Illinois Mortgage Loans

Illinois Home Purchase

Buying an Illinois Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

Illinois Renovation Home Loans

Illinois Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

Illinois FHA Home Loans

1st Time Illinois Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

Illinois VA Home Loans

100% Loans for Illinois Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

Illinois Conventional Home Loans

Flexibility for Illinois Buyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

Illinois Jumbo Home Loans

Great Illinois Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Illinois USDA Home Loans

Illinois Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

Illinois Native American Loans

Illinois HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Illinois Manufactured Home Loans

Illinois Mobile Homes

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

Illinois Reverse Mortgages

Your Illinois Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

Alabama Mortgage Refinance

Illinois Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

Illinois Non Qualified Mortgage

Making Illinois Mortgages Possible

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

Illinois Mortgage Team

Conor Hayhurst

Manager
NMLS 743506

Damon Embler

Sr Loan Officer
NMLS 882260

chris erwin

Sr Loan Officer
NMLS 914064

Dale Gremillion

Manager
NMLS 210325

Illinois Mortgage Company Reviews

Illinois Cities

Chicago Home Loans

Aurora Home Loans

Naperville Home Loans

Joliet Home Loans

Rockford Home Loans

Springfield Home Loans

Elgin Home Loans

Peoria Home Loans

Champaign Home Loans

State Specific Mortgage Information
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC