Capital Home Mortgage Illinois

Illinois Home Loans

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Illinois Mortgage Lender

Welcome to Capital Home Mortgage Illinois . First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Illinois Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Illinois Mortgage Company providing a complete line of home loan products along with great Illinois Mortgage Rates.

Whether you are a first-time homebuyer looking at an Illinois FHA Home Loan, active duty or retired veteran needing an Illinois VA Home Loan, or a seasoned buyer with an Illinois  Conventional Home Loan we are here to help.

Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Illinois is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Illinois Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Illinois Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Illinois Mortgage Rates

Capital Home Mortgage Illinois is dedicated to offering Great IIlinois Mortgage Rates. 

Call now to speak with a Loan Officer or request a no obligation custom rate quote.

Illinois Mortgage Loans

Illinois Home Purchases

Buying an Illinois Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Renovation, Manufactured

Illinois Renovation Home Loans

Illinois Rehab Loans

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Home Choice Reno

Illinois FHA Home Loans

1st Time Illinois Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500

Illinois VA Home Loans

100% Loans for Illinois Veterans

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

Illinois Conventional Home Loans

Flexibility for Illinois Buyers

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Illinois Jumbo Home Loans

Great Illinois Rates

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Illinois USDA Home Loans

Illinois Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes Allowed
  • Closing Costs Can Be Rolled In

Illinois Native American Loans

Illinois HUD 184 Loans

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Illinois Manufactured Home Loans

Illinois Mobile Home Loans

  • Existing Purchase or Refinance
  • One Time Close Combo Land & Home
  • Lock Rate Before Completion
  • FHA, VA, USDA, & Native Loans

Illinois Reverse Mortgages

Your Illinois Home at Work

  • Primary Residence Only
  • Simple Qualifying – Equity Based
  • Credit Scores Not Applicable
  • Minimum Age 62

Illinois Cash Out Refinance

Illinois Equity Refinance

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Debt Consolidation
  • Streamline Options Available

Illinois Mortgage Refinance

Illinois Rate & Term Refinance

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Illinois Mortgage Team

Dale Gremillion

Managing Director
NMLS 210325

Ron Ireland

Branch Manager
NMLS 328363

Conor Hayhurst

Managing Director
NMLS 743506

Cristina Roca

Loan Officer
NMLS 1926089

Illinois Mortgage Company Reviews

Illinois Cities

Chicago Home Loans

Aurora Home Loans

Naperville Home Loans

Joliet Home Loans

Rockford Home Loans

Springfield Home Loans

Elgin Home Loans

Peoria Home Loans

Champaign Home Loans