Welcome to Capital Home Mortgage Louisiana, where we strive to provide Louisiana Home Loans to Louisiana homebuyers and homeowners at competitive rates and fees while giving great service.

First, we’d like to thank you for the opportunity to earn your business.  We understand that acquiring a house is the most important decision of most people’s life, which is why Capital house Mortgage Louisiana offers dedicated points of contact throughout the mortgage process.  This assures a stress-free and pleasant experience, with an on-time close.  After all, buying a home should be fun rather than stressful.

Capital Home Mortgage Louisiana, as a direct Louisiana Mortgage Lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings.  We have complete control over everything from the application to the funding process.

Capital Home Mortgage Louisiana is a full-service Louisiana Mortgage Lender that offers a comprehensive range of mortgage products as well as competitive Louisiana Mortgage Rates.  Whether you are a first-time purchaser seeking for a Louisiana FHA Home Loan, looking at a rural property needing a Louisiana USDA Home Loan, a Native American wanting to use the HUD 184 Louisiana Native American Home Loan, a an active duty or retired veteran in need of a Louisiana VA Home Loan, or a seasoned buyer in need of a Louisiana Conventional Home Loan, we can help you.

Call today (225) 208-7599 to speak with our Louisiana Loan Officers.

Louisiana, the Pelican State, is located in the southern region of the United States.  Baton Rouge is the capital, but the State is know for the city of New Orleans with its rich cultural heritage, music, and vibrant festivals.  Other Major Cities include Shreveport, Lafayette, and Lake Charles.

Louisiana is known for its diverse geography, including coastal marshlands, swamps, and the Mississippi River Delta.  The state is prone to hurricanes and has experienced significant flooding due to its low-lying coastal areas.

Louisiana’s economy is diverse, with key sectors including energy, petrochemicals, agriculture, and tourism.  The state has a significant presence in the oil and gas industry, with many refineries and offshore drilling operations.

Louisiana has a rich cultural heritage influenced by French, African, Spanish, and Native American cultures.  The state is known for its unique Creole and Cajun cultures, especially in its cuisine and music.  New Orleans is famous for its jazz music, Mardi Gras celebrations, and historic architecture.

Louisiana is home to several universities, including Louisiana State University (LSU) in Baton Rouge and Tulane University in New Orleans.

Louisiana has a complex history, initially settled by Native American tribes, followed by French and Spanish colonization.  The state played a crucial role in the antebellum South and is known for its connection to the Mississippi River and the plantation economy.  Louisiana became part of the United States through the Louisiana Purchase in 1803.

Louisiana’s housing market is influenced by factors such as supply and demand, interest rates, and economic conditions.  Housing prices can vary across the state, with higher prices typically found in urban areas like New Orleans and Baton Rouge.  New Orleans has a unique real estate market with historic architecture and diverse neighborhoods.  The city’s real estate market has been influenced by its cultural attractions, including the French Quarter.

Baton Rouge, as the state capital, has a diverse real estate market. It’s influenced by factors such as government activities, education (with Louisiana State University located there), and the petrochemical industry.

The state’s economy, particularly the energy and petrochemical sectors, can impact the real estate market. For example, fluctuations in oil prices may influence the demand for housing.

Affordability is a key factor in the Louisiana real estate market.  It’s cost of living, property taxes, and other expenses are more affordable than most other coastal areas.

Louisiana has a rental market that caters to both short-term rentals (tourism-related) and long-term residential rentals. New Orleans, in particular, has a vibrant short-term rental market.

Thank you again for allowing us to help you with your Louisiana Home Loan.