Capital Home Mortgage Hawaii

Hawaii Home Loans

Home Purchase
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Capital Home Mortgage Hawaii

Welcome to Capital Home Mortgage Hawaii. First, we want to thank you for the opportunity to earn your mortgage business.  We understand that purchasing a home is the biggest decision in most people’s lives and why Capital Home Mortgage provides dedicated points of contact throughout the entire loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing.  After all, buying a home should be exciting, not stressful. As a direct Hawaii Mortgage Lender Capital Home Mortgage controls the loan process from start to finish. This means from application to funding we make every decision. Our in-house processing and underwriting allow for quick make sense approvals and on-time closings. Capital Home Mortgage is a full-service Texas Mortgage Company providing a complete line of home loan products along with great Mortgage Rates. Whether you are a first-time homebuyer looking at a FHA Home Loan, active duty or retired veteran needing a Hawaii VA Home Loan, or a seasoned buyer with a Conventional Home Loan. We are here to help. Thank you again for your interest in our services and we look forward to providing you next home loan.

Why Hawaii is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Hawaii Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Hawaii Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Hawaii Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Hawaii Mortgage Loans

Hawaii Home Purchase

Buying a Hawaii Home?

  • Primary, 2nd, Investment
  • Low Rates & Low Fees
  • Conventional, FHA, VA, USDA
  • Jumbo, Reno, Manufactured

Hawaii Renovation Home Loans

Hawaii Rehab Loans

  • Remodel, Renovate, Repair
  • FHA 203K Streamline or Full
  • Fannie Mae Homestyle Reno
  • Freddie Mac Choice Reno

Hawaii FHA Home Loans

1st Time Hawaii Homebuyers

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores Allowed

Hawaii VA Home Loans

100% Loans for Hawaii Veterans

  • Simply Qualifying
  • No Down Payments 
  • Lower Credit Scores Allowed
  • Manual Underwriting Allowed

Hawaii Conventional Home Loans

Flexibility for Hawaii Buyers

  • Primary, 2nd, Investment
  • Great Rates & Low Fees 
  • Single and Multi-Family
  • Renovation Loan Programs

Hawaii Jumbo Home Loans

Great Hawaii Rates

  • Primary & 2nd Homes
  • Higher Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Hawaii USDA Home Loans

Hawaii Rural Properties

  • Rural Properties Only
  • Primary Residence Only
  • New Manufactured Homes
  • Closing Costs Can Be Rolled In

Hawaii Native American Loans

Hawaii HUD 184 Loans

  • Primary Residence Only
  • Manual Underwrite All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Hawaii Manufactured Home Loans

Hawaii Mobile Homes

  • Purchase or Refinance
  • New Home Purchase
  • OTC Combo Land & Home
  • FHA, VA, USDA, & HUD 184

Hawaii Reverse Mortgages

Your Hawaii Home at Work!

  • Primary Residence Only
  • Simple Qualifying
  • Credit Scores Not Applicable
  • Minimum Age 62

Hawaii Mortgage Refinance

Hawaii Cash-Out or Rate and Term

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

Hawaii Non Qualified Mortgage

Making Hawaii Mortgages Possible

  • Purchase, Refi & Cash-out
  • Primary, 2nd & Investment
  • Full Doc & Alt Doc Programs
  • Corporations OK

Hawaii Mortgage Team

Conor Hayhurst

Manager
NMLS 743506

Damon Embler

Sr Loan Officer
NMLS 882260

chris erwin

Sr Loan Officer
NMLS 914064

Dale Gremillion

Manager
NMLS 210325

Hawaii Mortgage Company Reviews

State Specific Mortgage Information
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