Welcome to Capital Home Mortgage Hawaii, where we strive to provide Hawaii Home Loans to Hawaii homebuyers and homeowners at competitive rates and fees while providing great service.

First and foremost, we’d like to thank you for the opportunity to earn your business.  We understand that acquiring a house is the most important decision of most people’s life, which is why Capital house Mortgage Hawaii offers dedicated points of contact throughout the mortgage process.  This assures a stress-free and pleasant experience, with an on-time close.  After all, buying a home should be fun rather than stressful.

Capital Home Mortgage Hawaii, as a direct Hawaii mortgage lender, manages the entire lending process from beginning to end.  Our in-house processing and underwriting enables for quick, reasonable approvals and timely closings.  We have complete control over everything from the application to the funding process.

Capital Home Mortgage Hawaii is a full-service Hawaii mortgage lender that offers a comprehensive range of mortgage products as well as competitive Hawaii Mortgage Rates.   Whether you are a first-time purchaser seeking a Hawaii FHA Home Loan, looking for a rural property and needing a Hawaii USDA Home Loan, a Native Hawaiian wanting to use the HUD 184A  Hawaii Native American Home Loan, a active or retired veteran in need of an Hawaii VA Home Loan, or a seasoned buyer in need of an Hawaii Conventional Home Loan, we are here to help.   

Call today (808) 460-4266 to speak with our Hawaii Loan Officers.

Hawaii is located in the central Pacific Ocean and consists of 137 islands. The main islands are Oahu, Maui, Hawaii (Big Island), Kauai, Molokai, Lanai, Niihau, and Kahoolawe.  The capital city of Hawaii is Honolulu, which is situated on the island of Oahu.

Hawaii is known for its rich cultural heritage, influenced by Native Hawaiian traditions, Asian and Polynesian cultures, The population is diverse, with a significant mix of Asian, Pacific Islander, and Caucasian ethnicities.

Hawaii’s economy relies heavily on tourism, agriculture, and the military.  Tourism is a major industry, attracting visitors from around the world to enjoy the state’s natural beauty and cultural attractions.

Hawaii is famous for its beautiful beaches, lush landscapes, volcanoes, and unique marine life.  Popular attractions include Waikiki Beach, Pearl Harbor, Haleakala National Park, and the Hawaii Volcanoes National Park.

Hawaii’s real estate market is unique due to its island location, natural beauty, and high demand for properties.  As a popular destination for both tourists and individuals seeking a tropical lifestyle leads to a competitive real estate market.

Each Hawaiian island has its own distinct character, attracting different types of buyers.  Oahu, with Honolulu as its hub, is more urban and has a busy real estate market.  Maui is known for its resorts and scenic beauty.  The Big Island offers diverse climates and landscapes, while Kauai is known for its lush greenery.

Hawaii’s real estate market includes a significant luxury segment, with high-end properties often attracting buyers from around the world.  Oceanfront homes, luxury condos, and exclusive estates are common in the market.

Again, due to its popularity as a tourist destination, many property owners in Hawaii engage in vacation rentals.  However, regulations around vacation rentals have been a topic of discussion and may impact the market.

The overall supply of available properties can be limited, contributing to higher property values.  This scarcity is especially notable in sought-after locations.

Thank you again for allowing us to help you with your Hawaii Home Loan.