Thinking of Buying a Home?
- Primary, Secondary, Investment
- FHA, VA, USDA, Native American
- Conventional, Jumbo, Non QM
- Reverse, Renovation, Manufactured
Thank you for visiting Capital Home Mortgage and for your interest in our Fresh Start Program. We are honored that your attorney has entrusted us with the opportunity to provide you with your next mortgage. Our goal is simple. To provide a stress free experience with competitive rates, low fees and superior service.
Our concierge approach provides you with direct no nonsense real time answers, timely communication that keeps you, your agent and other parties fully engaged for an on time closing. Thank you again for giving us the opportunity to serve you.
Complete Control from Application to Funding
Direct Lender with Competitive Rates & Fees
7 Day a Week Support Application to Final Payment
Interests rates are calculated using several factors. Depending on the type of mortgage you are looking at and the impact of the items below can determine the interest rates.
Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not look at a renovation loan? Purchase the Perfect Home and make it your own. Call today.
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a Loan Officer.
USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.
HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.
Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
Looking for Non Traditional Home Mortgage Loan? Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
Refinancing can be a hard decision and the payback can sometimes be confusing. Call today and let our Loan Officers walk you through the process.
Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.
3000 Lava Ridge Court, Suite 200, Roseville, CA 95661
Info@CapitalHomeMortgage.com
Capital Home Mortgage is Powered by American Pacific Mortgage Corporation NMLS #1850 | www.nmlsconsumeraccess.org | Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Not all branches or MLO’s are licensed in all states.
The Website www.CapitalHomeMortgage.com is the sole property of CHDG LLC | Copyright @2025 – All Rights Reserved
* Rates are subject to change without notice.
* Annual Percentage Rate (APR) calculations assume a detached, owner-occupied primary residence; a loan-to-value ratio of 95%, a minimum FICO score of 740; and a loan amount of $400,000 unless otherwise specified. Note USDA and VA can be 100% and FHA 96.5%
Rates may be higher for loan amounts under $400,000 and lower credit scores. Please call for details.
* Closing Costs assume that the borrower will escrow monthly property tax and insurance.
* Subject to underwriter approval; not all applicants will be approved.
* Assumes – 30 Day Rate Lock.
* Rates based on Utah property.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply
* Assumes 1.00% Point Discount