Capital Home Mortgage Austin

Austin Mortgage Calculators

Home Purchase
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What Makes Up an Austin Mortgage Payment?
Mortgage Payments are the total of the principal required to pay back the loan based on the agreed term, the interest for the loan along with annual property taxes and annual hazard insurance divided monthly. This total is often referred to as “PITI” the principal, interest, taxes and insurance. In addition, FHA loans have a monthly Mortgage Insurance Premium as well as conventional loans with loan to values above 80% that are also added into the monthly payment.  VA Loans have no monthly MIP.

The mortgage calculators below are for calculating full payments for determining affordability, refinance savings as well as PITI for FHA, VA, and Conventional Loans.  Additionally, USDA and  Native American Loans can use the FHA calculator and Jumbo loans can use the conventional calculator.  Reverse and construction loans please call a loan officer to discuss options.

Austin Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for the mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

Why Austin is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Austin Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Austin Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Austin Mortgage Team

Conor Hayhurst

Manager
NMLS 743506

Damon Embler

Sr Loan Officer
NMLS 882260

chris erwin

Sr Loan Officer
NMLS 914064

Dale Gremillion

Manager
NMLS 210325

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