Capital Home Mortgage Texas

Texas Conventional Home Loans

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Texas Conventional Mortgage Lender

Texas Conventional Home Mortgages can be used to purchase primary, secondary and investment properties. In this way conventional loans differ from other types of mortgage loans by allowing for different property uses.  Guaranteed by either Fannie Mae or Freddie Mac, conventional mortgages have different criteria and are ideal for borrowers who have higher credit scores.  Subsequently, conventional mortgage loans usually require less documentation than VA Home Loans, FHA Home Loans or USDA Home Loans which makes for easier qualifying.  Texas Conventional Mortgage Rates are typically lower as the credit requirements are higher for conventional loans.   The factors considered when applying for Texas Conventional Home Loans are the borrower’s financial history, income, credit score and down payment compared to the sales price of the home.The last item considered on Conventional Home Loans are the loan limits based on the county where the property is located.  These are separated into conforming and high balance loan limits. For more information on a specific area please contact one of our licensed loan officers. Call today to speak to a licensed mortgage officer.

Why Texas is Choosing Capital Home Mortgage...

Close On Time with True Approval

Control of the Loan from the Application to Funding.

Great Texas Rates / Low Fees

Direct Mortgage Lender Providing Competitive Rates and Low Fees.

Texas Customer Service

7  Day a Week Support from Application to Final Mortgage Payment. 

Texas Conventional Mortgage Rates

Capital Home Mortgage Texas is dedicated to offering low Texas Conventional Mortgage Rates and low fees all while providing exceptional customer service.  Our mortgage professionals are focused solely on home mortgage lending to make your experience smooth with an on time closing.  Call today to speak with a mortgage officer or request a no obligation quick rate quote.

Capital Home Mortgage Texas Mortgage Team

Conor Hayhurst

NMLS 743506
Managing Director

Kelvin Thompson

NMLS 2050042
Loan Officer

Rob Fisher

NMLS 1950995
Loan Officer

Cristina Roca

NMLS 1926089
Loan Officer

Benefits of Texas Conventional Home Loans

  • Freddie Mac and Fannie Mae Insured
  • Primary, Second or Investment Property
  • Single and Multi Family, Condo’s & Manufactured Homes
  • Mortgage Insurance Options
  • Lower Rates and Better Terms
  • 97% Loan to Value – Conforming – 647,250 Max Loan
  • 95% Loan to Value – High Balance
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