Texas RenoVation Mortgage Lender
Welcome to Capital Home Mortgage Texas, where we strive to provide Texas homebuyers and homeowners the latest Texas Renovation Home Loan Programs at competitive Texas Renovation Mortgage Rates and fees while providing outstanding customer service. Whether you are looking for a Texas Fannie Mae Homestyle Home Loan, Texas Freddie Mac Choice Home Loan, or a Texas FHA 203K Home Loan we offer a solution. As a Texas Renovation Mortgage Lender we understand that renovating a home is an important decision and full of unknowns. This is why Capital Home Mortgage Texas provides dedicated Texas renovation specialists to walk you through the entire process from budgeting to selection of the right renovation program and ending with an on-time closing.
Capital Home Mortgage Texas manages the entire lending process. Our in-house processing and underwriting enables for quick, common sense approvals and timely closings. As a direct lender we have complete control over everything from the application to the funding to final construction draw.
Call today (800) 960-4565 to talk to one of our Texas Renovation Loan Officers.
Texas renovation REhab Overview
The construction and renovation industry in Texas is dynamic and diverse, reflecting the state’s robust economic activity and population growth. Texas has seen substantial economic expansion, attracting both corporations and residents. This expansion fuels greater demand for new home development and renovation activities.
Texas has a significant demand for new homes and residential construction, which is driven by population expansion, economic opportunities, and a relatively low cost of living. With a limited housing supply, home renovations and remodeling are becoming more common in Texas. Homeowners frequently invest in improving and upgrading their residences, as well as purchase older homes specifically for this purpose. Kitchen and bathroom upgrades, room additions, and energy-efficient improvements are all popular renovation projects.
There is an increasing emphasis on ecological and energy-efficient construction approaches. Builders and developers are adopting green building strategies to meet environmental criteria while also addressing climate concerns. Construction and restoration projects in Texas must follow state and municipal building codes.
The construction business relies heavily on trained workers to meet project demand. Contractors and construction companies in Texas may experience worker availability and retention issues.
Texas REnovation Home Loans
Capital Home Mortgage Texas offers a complete line of home renovation mortgage programs to help all homebuyers make that the older house into a perfect home. Call today to speak with a Texas Renovation Specialists.
Texas Fannie Mae HomeStyle Home Loan
Fannie Mae Homestyle Reno is a program that allows a homeowner multiple renovations options… from a simple luxury addition, to small cosmetic updates to a full rehabilitations.
- 95% LTV Primary Residence
- 97% LTV 1st Time Buyer Single Family
- 85% LTV on 1 Unit Investment
- 90% LTV on Second Home
- Purchase & Refinance
- As Completed Values
- Maximum Loan Amount – $766,550
- High Balance (Varies By County)
Texas Freddie Mac Choice Home Loan
Freddie Mac Choice Reno is a great alternative to a new home purchase. It allows for a buyer to renovate a home as part of purchase or refinance bringing it back to life. Making your dream home come true might just be updating that older home.
- 95% LTV Primary Residence
- 97% LTV 1st Time Buyer Single Family
- 85% LTV on 1 Unit Investment
- 90% LTV on Second Home
- Minimum Credit Score 620
- Luxury Renovations are Eligible
- Maximum Loan Amount – $766,550
- High Balance (Varies By County)
Texas FHA 203K Home Loans
FHA 203K is a great option for makes cosmetic changes to an older home. It allows a FHA buyer to update out of date cosmetics of a home as part of purchase or refinance. Make that old home new with a Streamline 203K renovation.
- Purchase & Refinance Options
- Primary Residences Only
- Single, Multi Family & Condo’s
- As-Is Improved Renovated Value
- 203K Streamline
- Less < 35K, Cosmetic Repairs Only
- 203K Full Rehab
- Greater > 35K, No Restrictions
TExas renovation Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness
Why TEXAS HomeBuyers are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates & Low Fees
Exceptional Service
7 Day a Week Support Application to Final Mortgage Payment
Texas Mortgage Company Reviews
Texas Mortgage Team
Texas Mortgage Programs
Texas Purchase loans
Looking to Purchase a Texas Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Texas Renovation Home Loans
Looking to Rehab a Texas Home?
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Texas FHA Home loans
Great 1st Time Texas Homebuyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Texas va Home Loans
100% Financing for Texas Vets
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Texas Conventional Home loans
Flexibility for Texas Homebuyers
- Primary, 2nd Home, Investment Properties
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Mortgage Terms
- Renovation Programs Available
Texas Jumbo Home Loans
Texas Non-Confirming Home Loans
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Texas USDA Home loans
100% Texas Rural Home Loans
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Texas Native american Home Loans
Texas Hud 184 Home Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Texas Manufactured Home loans
Great Texas Alternative Housing
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Texas Reverse Mortgage Loans
Your Home Texas at Work
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Texas Non QM Home loans
Making Texas Mortgages Possible
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment Properties
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Texas One Time Close Home Loans
Build Your Texas Dream Home
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Texas Refinance Mortgage loans
Texas Rate & Term Refinance
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Texas Cashout Mortgage Loans
Texas Equity Mortgage Loans
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education
