Capital Home Mortgage El Paso
El Paso Home Loans
Mortgage Lender El Paso Texas
Home Loans In El Paso, Texas
Welcome to Capital Home Mortgage El Paso. Thank you for the opportunity to earn your mortgage business. We understand purchasing a home is the most significant decision in people’s lives, which is why Capital Home Mortgage provides dedicated contact points throughout the loan process. This ensures a stress-free, smooth experience, finishing with an on-time closing. Have you finally found a home in El Paso, Texas, that meets your needs, budget, and preferences? The next thing you should do is apply for a home loan as soon as possible. Considering the competitive housing market, you could lose that home to someone else if you don’t grab the opportunity fast enough!El Paso Home Loans: What You’ll Need
Before anything else, you must first decide on a lender and fill out an application for financing. Depending on the lending company you choose, you can apply for a home loan online, through the phone, or in person. Once you find a mortgage lender to originate your home loan, you and your co-borrower (if you have one) will need to provide proof of your employment, creditworthiness, and overall financial status. You’ll want to have these six documents before you apply:- Your W2’s for the last two years;
- Recent 30-day pay stubs;
- Bank statements for the previous two months (all financial accounts and investments);
- Copy of most recent YTD profit/loss statement (if self-employed);
- Copy of the Purchase and Sales Agreement.
El Paso, TX, Mortgage Lender
During your search for a mortgage in El Paso, you’re likely to come across a variety of lenders, both online and local, each with its own set of benefits and drawbacks. At Capital Home Mortgage, we work with diverse borrowers. We are a full-service mortgage lender. We provide a range of mortgage products, including FHA loans. As a direct El Paso Mortgage Lender, Capital Home Mortgage controls the loan process from start to finish. Our processing and underwriting allow for quick approvals and on-time closings. Capital Home Mortgage is a full-service El Paso Mortgage Company providing home loan products and great El Paso Mortgage Rates. With our streamlined workflow process, we can offer our clients competitive rates, reasonable fees, and a stress-free home-buying experience. We are dedicated to providing superior customer service and facilitating a seamless transaction from application to close.Are You Ready To Buy A New Home In El Paso?
If you’re considering buying a property in El Paso, TX, or refinancing your current mortgage, we’re here to help! Capital Home Mortgage is a full-service Texas mortgage firm that provides a broad range of home loan options, competitive mortgage rates, and low fees – all while offering exceptional customer service. Whether you are a first-time homebuyer looking at an El Paso FHA Home Loan, active duty or retired veteran needing an El Paso VA Home Loan, or a seasoned buyer with an El Paso Conventional Home Loan, we are here to help. We can assist you in reviewing your loan alternatives and choosing the most appropriate one for you. Contact one of our lending officers at (915) 283-3949.Why El Paso HomeBuyers are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates & Low Fees
Exceptional Service
7 Day a Week Support Application to Final Payment
El Paso Mortgage Rates
El Paso Mortgage Programs
El Paso Home Purchase loans
Looking to Purchase a El Paso Home?
Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
El Paso Renovation Home Loans
Looking to Rehab a El Paso Home?
Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not a renovation loan? Purchase the Perfect Home and make it your own.
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
El Paso FHA Home loans
Great 1st Time El Paso Homebuyers
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
El Paso va Home Loans
100% Financing for El Paso Vets
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
El Paso Conventional Home loans
Flexibility for El Paso Homebuyers
Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a loan officer.
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
El Paso Jumbo Home Loans
El Paso Non-Conforming Home Loans
Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today.
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
El Paso USDA Home loans
100% Rural El Paso Home Loans
USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
El Paso Native american Home Loans
El Paso Hud 184 Home Loans
HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
El Paso Manufactured Home loans
Great El Paso Alternative Housing
Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
El Paso Reverse Mortgage Loans
Your El Paso Home at Work
Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
El Paso Non QM Home loans
Making El Paso Mortgages Possible
Looking for Non Traditional Home Mortgage Loan? Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
El Paso Construction Home Loans
Build Your El Paso Dream Home
Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan. Call today to see how a OTC loan works.
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
El Paso Refinance Mortgage loans
El Paso Rate & Term Refinance
Refinancing can be a hard decision and the payback can sometimes be confusing. Call today and let our Loan Officers walk you through the process.
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
El Paso Cashout Mortgage Loans
El Paso Equity Mortgage Loans
Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education
