Capital Home Mortgage Dallas
Dallas Home Loans
Mortgage Lender Dallas texas
Home Loans In Dallas, TexasDallas is one of the fastest-growing cities in the USA. The booming economy, the low cost of living, the great weather, and the cool neighborhoods — are just some of the many reasons why, every year, tens of thousands of individuals and families decide to call Dallas home.
How To Qualify For A Mortgage In DallasIf you’re considering buying a home in Dallas soon, knowing the minimum mortgage qualifications can assist you in finding the appropriate lending program for your needs. Qualification criteria for a house loan vary according to the type of mortgage you want, but the following are the minimum requirements for the most common types of mortgages:
Credit Score and DTI
Income and Employment
Dallas, TX Mortgage LenderAre you in the market for a new home in Dallas? Do you want to work with the best mortgage lender in Dallas? Look no further; Capital Home Mortgage offers a variety of home loan program that suits every buyer’s need. Not all mortgage lenders in Dallas are the same. As the top mortgage lender in Dallas, Capital Home Mortgage offers a flexible underwriting guideline suited to fit any borrower. From low-interest rates and low fees to an on-time closing, we take pride in providing top-notch customer service while always meeting our deadlines.
Ready To Apply For A Dallas Home Loan?Whether purchasing your first or second home, our Capital House Mortgage can help you realize your dream of homeownership in Dallas. At Capital Home Mortgage, we know the difficulties of obtaining financing for a home in Dallas, particularly for first-time buyers. With our unique advantage as a direct mortgage lender in the state, we can assist you in securing a suitable home loan and purchasing the ideal home for your family. We have the tools and resources to accelerate the loan application, underwriting, and funding processes. You can count on us for fast and smooth mortgage applications and closings.
Let’s discuss your mortgage options. Get in touch with us today at 214-372-0015, or use the tools on this site.
Why Dallas HomeBuyers are Choosing Capital Home Mortgage
Close On Time
Complete Control from Application to Funding
Low Rates & Low Fees
Direct Lender with Competitive Rates and Low Fees
7 Day a Week Support Application to Final Mortgage Payment
Dallas Mortgage Rates
Have you ever wondered why interests rates are what they are and what determines the final rate? Why borrowers receive different interest rates? Or why rates go up and down? Interest Rates are calculated using several factors.
- Demand for the mortgage Securities
- Property securing the mortgage
- occupancy of the property
- Loan to value of the property
- Borrower’s credit worthiness
Dallas Mortgage Programs
Dallas Home Purchase
Thinking of Buying a Dallas Home?
Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.
- Primary, Secondary, Investment
- FHA, VA, USDA, Native American
- Conventional, Jumbo, Non QM
- Reverse, Renovation, Manufactured
Dallas renovation home loans
Looking to Rehab a Dallas Home?
Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not look at a renovation loan? Purchase the Perfect Home and make it your own. Call today.
- Remodel, Renovate or Repairs
- FHA 203K Streamline or full
- fannie mae homestyle reno
- freddie mac home choice reno
Dallas FHA Home Loans
Great for 1st Time Dallas Homebuyers
FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket. Call today to get started.
- Smaller Down Payment
- Flexible Underwriting
- Higher Debt to Income Ratios
- Lower Credit Scores OK
Dallas VA Home Loans
100% Financing for Dallas Veterans
Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.
- Simply Qualifying for Veterans
- No Down Payments Requirements
- Lower Credit Scores Accepted
- Manual Underwriting Allowed
Dallas Conventional Home Loans
Flexibility for Dallas Homebuyers
Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a Loan Officer.
- Primary, 2nd Home, Investment
- Great Rates & Low Fees
- Single Family and Multi-Family
- Renovation Loan Programs
Dallas Jumbo Home Loans
Dallas Non Conforming Loans
Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits. Call today to speak to a loan officer.
- Primary Residence and 2nd Homes
- Higher Loan Amounts – 3 Million
- Great Interest Rates
- Investor Specific Guidelines
Dallas USDA Home Loans
100% Rural Dallas Home Loans
USDA Loans are a great option for families wanting to live outside of the city. Call today to speak with a loan officer to discuss your personal loan options.
- Rural Properties Only
- Primary Residence Only
- Geographic Restrictions
- Income REstrictions
Dallas Native American Home Loans
Dallas HUD 184 Home Loans
HUD 184 Home Loans are solely for Native American and offer a variety of benefits. Call today to speak with a loan officer to find out more.
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
Dallas Manufactured Home Loans
Great Alternative Dallas Housing
Manufactured Home Loans offer options to purchase an existing residence or build your dream home on your own land. Call today to speak to a Loan Officer.
- Existing Purchase or Refinance
- OTC Land/ Home Combo
- Lock Rate Before Completion
- FHA, VA, USDA, & Native Loans
Dallas reverse mortgages
Your Dallas Home at Work
Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.
- primary residence only
- simple qualifying – equity based
- credit scores not applicable
- Minimum age 62
Dallas Non QM Home Loans
Making Dallas Mortgages Possible
Looking for Non Traditional Home Mortgage Loan? Contact a Loan Officer Today to discuss the alternative mortgage options currently available.
- Purchase, Rate and Term & Cash-out
- Primary, Secondary and Investment
- Full Doc & Bank Statements Programs
- Corporations OK
Dallas One Time Close Home Loans
Build Your Dallas Dream Home
Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan. Call today to see how a OTC loan works.
- Primary Residence Only
- Close Once
- Lock Rate at Contract
- Traditional Final Mortgage
Dallas Refinance Mortgage Loans
Dallas Rate & Term Refinance
Refinancing can be a hard decision and the payback can sometimes be confusing. Call today and let our Loan Officers walk you through the process.
- Reduce Mortgage Term
- Lower Monthly Payments
- Appraisal Waivers
- Streamline Options Available
Dallas Cash-out Home mortgages
Dallas Equity Mortgage Loans
Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Vacation or Education