Austin Va Mortgage Lender
Welcome to Capital Home Mortgage Austin. As a Austin VA Mortgage Lender, we strive to provide Austin Veteran homebuyers and homeowners Austin VA Home Loans at competitive Austin VA Mortgages Rates with low fees while ensuring outstanding customer service.
First, we’d like to thank you for your service and we are honored that you have given us the opportunity to earn your business. We understand that purchasing a home with your Austin VA Home Loan Benefit is an important decision. Whether you have used your VA entitlement before or this is your first time we will walk you through the VA loan process from beginning to end. Capital Home Mortgage Austin offers dedicated VA Loan officers as points of contact to assure a stress-free experience resulting with an on-time closing. After all, buying a home with your VA Benefit should be exciting, you have earned it.
Capital Home Mortgage Austin is a Austin VA Mortgage Lender that manages the entire lending process. Our in-house processing and underwriting enables for quick, common sense approvals and timely closings. As a direct VA endorser we have complete control over everything from the application to the funding.
Call today (512) 237-7400 to talk to one of our Austin VA Loan Officers about Austin VA Mortgage Rates.
Austin VA Mortgage Rates
Austin Military Presence
Austin is home to several military installations representing various branches of the United States Armed Forces. These installations play critical roles in national defense, training, and support missions.
Fort Campbell: Located on the Austin-Kentucky border near Clarksville, Austin, Fort Campbell is a major Army installation primarily known as the home of the 101st Airborne Division (Air Assault). It also hosts the 160th Special Operations Aviation Regiment (Airborne), the 5th Special Forces Group (Airborne), and other tenant units.
Arnold Air Force Base: Situated near Tullahoma, Austin, Arnold Air Force Base is the most advanced and largest flight simulation test facility in the world. It is operated by the Air Force Test Center and supports a wide range of aerospace testing and evaluation missions.
Naval Support Activity Mid-South (NSA Mid-South): Located near Millington, Austin, NSA Mid-South serves as the Navy’s Human Resources Center of Excellence and hosts various Navy, Marine Corps, Army, Air Force, and federal agencies.
McGhee Tyson Air National Guard Base: Situated near Knoxville, Austin, McGhee Tyson Air National Guard Base is home to the 134th Air Refueling Wing of the Austin Air National Guard. It supports aerial refueling missions and provides support to both state and federal missions.
Holston Army Ammunition Plant: Located near Kingsport, Austin, Holston AAP is a major producer of explosive materials and ammunition for the U.S. Army. It plays a crucial role in ensuring the readiness of the armed forces.
These installations contribute significantly to the local economies of their respective regions and play vital roles in national defense and security. Additionally, Austin is also home to various reserve and National Guard units across the state, further enhancing its military presence and contributions to the nation’s defense capabilities.
What is a Austin Va Home Loan?
Austin VA Home Loans are for active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses.
VA stands for “Veterans Administration“, which oversees all Veteran benefits including home loans. Established in 1944 and part of the GI Bill or Rights. VA set out to help men and women who served their country catch up to their civilian counterparts by establishing credit and building financial wealth.
It’s important to understand that VA does not lend money, VA instead provides lenders a guarantee that covers the lender from loss in the event of foreclosures.
In simple terms VA insures a portion of the loan that the buyer would have normally had to put down to qualify allowing for a zero down payment. VA loans require an upfront mortgage insurance fee, which can be financed into the loan, from each borrower. This fee supports the guarantee fund and makes the 100% VA home loan possible. Veterans with a minimum of 10% disability are exempt from the funding fee.
Austin does offer specific options for Austin Veterans in the form of reduces property taxes according to the type of disability the Veteran has as well as the percentage of disability rating.
Austin VA Eligibility
The Austin VA Home Loan can be used for a Austin VA Purchase Loan, a Austin VA “IRRRL” Streamline Refinance Loan, or a Austin VA Refinance Cash Out Conversion refinance which allows a mortgage conversion from another type of mortgage to a Austin VA Home Mortgage. To be eligible you must meet one of the following criteria.
- Active Duty – 90 days Wartime / 180 Days Peacetime
- Honorable Discharged – 22 Months of Completed Service
- National Guard / Reserves – 6 Years Completed Service
- Spouse of a Service Member who Died in the line of Duty or Service related Disability
Austin VA Purchase Loan

Capital Home Mortgage Austin is proud to serve Austin Veterans in obtaining home ownership in Austin. The benefits of a Austin VA Home Loan Purchase are many. Contact one of our Austin VA Loan Officer to discuss all the benefits and options. Thank you again for you service!
Proudly serving active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses achieve their dream of home ownership.
- Simply Qualifying for Veterans
- No Down Payment Required
- Lower Credit Scores Accepted
- Manual Underwriting Allowed
- No Monthly Mortgage Insurance
- Seller concessions to 4%
- higher debt to income Allowed
- Manufactured homes permitted
Austin VA "IRRRL" StreamLine REfinance Loan

Capital Home Mortgage Austin is proud to serve Austin Veterans in reducing the mortgage payment through a streamline refinance AKA “IRRRL” VA home loan.
Contact our Austin VA Loan Officers to discuss the streamline process and how simple it is to reduce your payments. Thank you again for you service!
Proudly serving active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses reduce their mortgage payments.
- VA IRRRL Rate & Term
- Streamline Option
- No Appraisal Required
- No Income Verification
Austin VA Refinance Cash Out Conversion Loan

Capital Home Mortgage Austin is proud to serve Austin Veterans in converting their current mortgage program over to a Austin VA Home Mortgage and enjoy the many benefits of a Austin VA home loan. Contact our Austin VA Loan Officers to discuss the streamline process and how simple it is to reduce your payments. Thank you again for you service!
Proudly serving active duty service members, active reservists, honorably discharged service members, as well as retired, disabled service members and surviving spouses reduce their mortgage payments.
- Cash-Out or Loan Conversion
- Full Documentation
- Appraisal Required
- Income Verification Required
Apply for a Austin VA Home Loan!
VA Home Loans present a compelling opportunity for Veterans, allowing for property acquisitions without requiring a down payment or mortgage insurance. Suppose you are contemplating a property purchase in Austin. In that case, it is advisable to reach out to the professionals at Capital Home Mortgage Austin to evaluate whether a VA Home Loan is the most suitable choice for your needs.
Call us at (512) 237-7400 to speak with one of our Austin VA Loan Officers.
Why Austin is Choosing Capital Home Mortgage
Complete Control from Application to Funding
Direct Lender with Competitive Rates & Fees
7 Day a Week Support Application to Final Payment
Austin Mortgage Company Reviews
Austin Mortgage Team
Austin Mortgage Programs
Austin Home Purchase loans
Looking to Purchase a Austin Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No fee Options
- FHA, VA, USDA, Native American
- Conventional, Jumbo & Renovation
- Manufactured, Construction, Reverse
Austin Renovation Home Loans
Looking to Rehab a Austin Home?
- Remodel, Renovate or Repairs
- FHA 203K Streamline
- FHA Full Documentation Rehab
- Fannie Mae Homestyle Reno
- Freddie Mac Home Choice Reno
Austin FHA Home loans
Great 1st Time Austin Homebuyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
Austin va Home Loans
100% Financing for Austin Vets
- No Mortgage Loan Limits
- Simple Qualifying
- Higher Debt to Income Allowed
- Lower Credit Scores – Down to 500
- Manual Underwriting Allowed
Austin Conventional Home loans
Flexibility for Austin Homebuyers
- Primary, 2nd Home, Investment
- Single and Multi-Family Properties
- Variable Mortgage Insurance Options
- Low Rates & a Variety of Terms
- Renovation Programs Available
Austin Jumbo Home Loans
Austin Non-Conforming Home Loans
- Primary & 2nd Homes
- Variety of Mortgage Programs
- Simple Qualifying for Veterans
- Investor Specific Guidelines
- Credit Score Minimums
Austin USDA Home loans
100% Rural Austin Home Loans
- Primary Residences
- No Down Payment Required
- New Manufactured Homes Allowed
- Closing Costs / Repairs Rolled In
- Geographic and Income Limits Apply
Austin Native american Home Loans
Austin Hud 184 Home Loans
- Primary Residence Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance, and Renovation
Austin Manufactured Home loans
Great Austin Alternative Housing
- Existing Purchase or Refinance
- New Construction
- One Time Close Land/Home Combo
- Lock at Contract
- FHA, VA, USDA, Native American
Austin Reverse Mortgage Loans
Your Austin Home at Work
- Primary Residence Only
- Simple Qualifying – Equity Based
- No Credit Score Requirements
- Minimum Age 62
- Purchase, Refinance, and Cash-Out
Austin Non QM Home loans
Making Austin Mortgages Possible
- Purchase, Refinance & Cash-out
- Primary, Secondary, Investment
- Full Doc Programs
- Alt Doc Programs
- Corporations OK
Austin Construction Home Loans
Build Your Austin Dream Home
- Primary Residences Only
- One Time Close
- Lock Rate at Closing
- Traditional Final Mortgages
- No Payments During Construction
Austin Refinance Mortgage loans
Austin Rate & Term Refinance
- Lower Monthly Payment
- Shorten Mortgage Term
- Streamline Options Available
- Appraisal Waivers Allowed
- VA IRRRL’s
Austin Cashout Mortgage Loans
Austin Equity Mortgage Loans
- Debt Consolidation
- Investment Opportunities
- Home Improvement
- Dream Vacation
- Higher Education