Capital Home Mortgage College Station

College Station Jumbo Home Loans

College Station Jumbo Mortgage Lender

College Station Home Purchase Loans

Capital Property Mortgage can help you purchase a house in the College Station area. Homebuyers can select the home loan program suitable for their income and level of financial responsibility, thanks to our variety of mortgage solutions. Our College Station Mortgage Consultants will assist you in locating the loan program that meets your needs.

Home Purchase Loan Programs

  • FHA Home Loans

Borrowers unable to meet the significant conditions for conventional loans are the target audience for FHA home loans. FHA loans are available to applicants with credit scores as low as 500, which is beneficial if you have a marginal credit score.

  • VA Home Loans

Veterans and active-duty service members are eligible for additional benefits from the VA, including access to VA home loans. The standards for a VA loan are among the most lenient of any home loan program; the other program with the most lenient requirements is for Native American borrowers. VA loans don’t demand down payments and insurance, unlike FHA loans.

  • USDA-Guaranteed Home Loans

A primary residence that is adequate, modest, decent, safe, and hygienic for a family of four or less located in a suitable rural area may be purchased with the help of the Section 502 Guaranteed Loan Program through participating lenders. Financing of up to $200,000 is available for qualified borrowers to acquire, construct, remodel, repair, or relocate a primary residence located in a rural zone. Eligible rural homebuyers can obtain 100% loans with no down payment through this scheme, which guarantees 90% of the loan amount to the lender.

  • Conventional Home Loans

Applicants for conventional loans who have significant cash reserves and high credit ratings should have a decent chance of being approved. Those with high credit scores are ideal candidates for this type of loan because they are eligible for more favorable interest rates. If you want to avoid paying for mortgage insurance, you will need to have a down payment of at least 20% of the total loan amount.

  • Renovation Home Loans

You can obtain a loan to improve the house you own. However, a loan for renovations can also be used to purchase an older home requiring extensive remodeling. Home improvement loans can be helpful for little to substantial renovations and might be a more cost-effective option for purchasing an entirely new residence.

  • Non-Qualified Mortgage

A non-qualified mortgage, also known as a non-QM, is a type of house loan that does not have to comply with the documentation standards established by an agency. These standards are detailed by the Consumer Financial Protection Bureau (CFPB). Home loans with terms longer than 30 years are one example of the kinds of mortgages that can fall under non-qualified mortgages (Non-QM loans).

  • Jumbo Home Loans

If you want to buy a luxurious house, you will need more than conventional loans to work for you because they need to be compatible with the purchase. Instead, you should consider applying for a jumbo loan because this type of loan is the only one that will finance high-value residences.

Apply For A Home Purchase Loan in College Station

Capital Home Mortgage is a College Station direct mortgage lender. We are dedicated to providing excellent client service at all times, and we look forward to providing your next home purchase loan. To speak with one of our loan officers, please call (979) 393-0049.

Why College Station HomeBuyers are Choosing Capital Home Mortgage
Close On Time

Complete Control from Application to Funding

Low Rates & Low Fees

Direct Lender with Competitive Rates & Low Fees

Exceptional Service

7  Day a Week Support Application to Final Mortgage Payment

College Station Mortgage Rates

Have you ever wondered why interests rates are what they are and what determines the final rate?  Why borrowers receive different interest rates? Or why rates go up and down?  Interest Rates are calculated using several factors.

  • Demand for mortgage Securities
  • Property securing the mortgage
  • occupancy of the property
  • Loan to value of the property
  • Borrower’s credit worthiness

College Station Jumbo Home Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits.  Call today to speak to a loan officer.

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines
Texas Mortgage Programs

Texas Home Purchase

Thinking of Buying a Texas Home?

Looking to Purchase a Home? We have the loan program for you… Call today to speak with a loan officer to discuss your personal mortgage options.

  • Primary, Secondary, Investment
  • FHA, VA, USDA, Native American
  • Conventional, Jumbo, Non QM
  • Reverse, Renovation, Manufactured

Texas renovation home loans

Looking to Rehab a Texas Home?

Want the Charm of an Older Neighborhood? But want a new place or a fresh look? Why not look at a renovation loan?  Purchase the Perfect Home and make it your own. Call today.

  • Remodel, Renovate or Repairs
  • FHA 203K Streamline or full
  • fannie mae homestyle reno
  • freddie mac home choice reno

Texas FHA Home Loans

Great for 1st Time Texas Homebuyers

FHA Home Loans are great for first time home buyers, buyers with less than perfect credit, or buyers needing less out of pocket.   Call today to get started.

  • Smaller Down Payment
  • Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Credit Scores OK

Texas VA Home Loans

100% Financing for Texas Veterans

Proudly Serving Active Duty servicemen and women, as well as, retired and disabled veterans. Call today to speak with a VA loan officer.

  • Simply Qualifying for Veterans
  • No Down Payments Requirements
  • Lower Credit Scores Accepted
  • Manual Underwriting Allowed

Texas Conventional Home Loans

Flexibility for Texas Homebuyers

Conventional Home Loans are the best option for flexibility of property types and for mortgage loan terms. Call today to get speak to a Loan Officer.

  • Primary, 2nd Home, Investment
  • Great Rates & Low Fees 
  • Single Family and Multi-Family
  • Renovation Loan Programs

Texas Jumbo Home Loans

Texas Non Conforming Loans

Jumbo Home Loans also called Non Conforming Home Loans are great options for buyers needing financing outside of agency limits.  Call today to speak to a loan officer.

  • Primary Residence and 2nd Homes
  • Higher Loan Amounts – 3 Million
  • Great Interest Rates
  • Investor Specific Guidelines

Texas USDA Home Loans

100% Rural Texas Home Loans

USDA Loans are a great option for families wanting to live outside of the city.  Call today to speak with a loan officer to discuss your personal loan options.

  • Rural Properties Only
  • Primary Residence Only
  • Geographic Restrictions
  • Income REstrictions

Texas Native American Home Loans

Texas HUD 184 Home Loans

HUD 184 Home Loans are solely for Native American and offer a variety of benefits.  Call today to speak with a loan officer to find out more.

  • Primary Residence Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed

Texas Manufactured Home Loans

Great Alternative Texas Housing

Texas reverse mortgages

Your Texas Home at Work

Reverse Mortgage Loans offer seniors options to use their home’s equity for cash or to eliminate payments. Call today to get speak to a Reverse Loan Officer.

  • primary residence only
  • simple qualifying – equity based
  • credit scores not applicable
  • Minimum age 62

Texas Non QM Home Loans

Making Texas Mortgages Possible

Looking for Non Traditional Home Mortgage Loan?  Contact a Loan Officer Today to discuss the alternative mortgage options currently available.

  • Purchase, Rate and Term & Cash-out
  • Primary, Secondary and Investment
  • Full Doc & Bank Statements Programs
  • Corporations OK

Texas One Time Close mortgages

Build Your Texas Dream Home

Want to Build? But unsure of what the future looks like? Remove the risk with a One Time Close Construction Loan.  Call today to see how a OTC loan works.

  • Primary Residence Only
  • Close Once
  • Lock Rate at Contract
  • Traditional Final Mortgage

Texas Refinance Mortgage Loans

Texas Rate & Term Refinance

Refinancing can be a hard decision and the payback can sometimes be confusing.  Call today and let our Loan Officers walk you through the process.

  • Reduce Mortgage Term
  • Lower Monthly Payments
  • Appraisal Waivers
  • Streamline Options Available

Texas Cash-out Home mortgages

Texas Equity Mortgage Loans

Cash-Out Mortgage Loans make use of the equity in your home by allowing you to refinance the current mortgage and access this equity to use as you see fit.

  • Debt Consolidation
  • Investment Opportunities
  • Home Improvement
  • Vacation or Education

College Station Mortgage Team

Dale Gremillion

Manager / Sr Loan Officer
NMLS 210325

Conor Hayhurst

Manager / Sr Loan Officer
NMLS 743506

Brad Rund

Native American Lending
Manufactured Housing

College Station Mortgage Company Reviews

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